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LISSENVIJVER

Active
Public limited companyfounded 198838 yrs activeLissenvijver 10, 2440 Geel, BelgiumKBO/BCE: BE 0434.293.447

LISSENVIJVER has been active since 1988 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €362k and a net result of €-33k. Equity is shrinking by ~5.8% per year across the filed fiscal years. Its solvency ranks better than 75% of 878 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
22 / 100
Critical= vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency66=
Growth32=
Stability100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.19 against 0.33 in 2024), and 38.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 38 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€33k
neutral · Latest accounts filed on time
The financial year that closed on 30-12-2025 was due by 30-07-2026 and was filed on 28-07-2026, 2 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
2 d early
2024
1 d late
2023
29 d late
2022
1 d late
2021
77 d late
2020
24 d early
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-12-2026 and is due by 30-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
16-09-2026 today30-12-2026 close30-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€362k▼ 8.3%
2024 · €395k
2018: €514k 2019: €537k 2020: €491k 2021: €408k 2022: €414k 2023: €426k 2024: €395k
2018 → 2025
Total assets
€588k▼ 6.7%
2024 · €630k
2018: €663k 2019: €672k 2020: €635k 2021: €680k 2022: €1.13M 2023: €647k 2024: €630k
2018 → 2025
Net result
€-33k▼ 7.3%
2024 · €-31k
2018: €10k 2019: €23k 2020: €-46k 2021: €-83k 2022: €7k 2023: €12k 2024: €-31k
2018 → 2025
Working capital
€-166k▼ 18.1%
2024 · €-141k
2018: €50k 2019: €73k 2020: €114k 2021: €-53k 2022: €314k 2023: €-117k 2024: €-141k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€408k-€414k▲ 1.6%€426k▲ 2.8%€395k▼ 7.2%€362k▼ 8.3%
Operating result€-81k-€8k€40k▲ 375%€-29k€-29k▲ 1.7%
Net result€-83k-€7k€12k▲ 79.9%€-31k€-33k▼ 7.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-100k€-50k€0€50kOperating result 2021: €-81k€-81kNet result 2021: €-83k€-83kOperating result 2022: €8k€8kNet result 2022: €7k€7kOperating result 2023: €40k€40kNet result 2023: €12k€12kOperating result 2024: €-29k€-29kNet result 2024: €-31k€-31kOperating result 2025: €-29k€-29kNet result 2025: €-33k€-33k20212022202320242025
The operating result stays negative: a loss of €29k in 2025 against €29k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €588k
Fixed assets €549k▼ 2.0%
Current assets €39k▼ 44.4%
Equity and liabilities €588k
Equity €362k▼ 8.3%
Debt €225k▼ 4.0%
The debt ratio rises from 37.2% to 38.3%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-17k
2024 · €-18k
Cash flow
€-22k
2024 · €-19k
Solvency
61.7%
2024 · 62.8%
Current ratio
0.19
2024 · 0.33
Quick ratio
0.19
2024 · 0.33
Debt / equity
0.62
2024 · 0.59
ROE
-9.1%
2024 · -7.8%
ROA
-5.6%
2024 · -4.9%
Interest coverage
-32.82
2024 · -11.30
Debt
€225k
2024 · €235k
Debt ≤ 1 year
€205k
2024 · €210k
Debt > 1 year
€20k
2024 · €24k
Income taxes
€4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€630k€588k
Fixed assets21/28€560k€549k
Tangible fixed assets22/27€560k€549k
Land and buildings22€560k€549k
Plant, machinery and equipment23€214-
Current assets29/58€70k€39k
Amounts receivable within one year40/41€66k€33k
Trade receivables40€2k-
Other amounts receivable41€64k€33k
Cash at bank and in hand54/58€4k€4k
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€630k€588k
Equity10/15€395k€362k
Contributions10/11€124k€124k=
Capital10€124k€124k=
Issued capital100€124k€124k=
Reserves13€89k€89k=
Non-distributable reserves130/1€12k€12k=
Legal reserve130€12k€12k=
Distributable reserves133€76k€76k=
Profit (loss) carried forward14€182k€150k
Amounts payable17/49€235k€225k
Amounts payable after more than one year17€24k€20k
Financial debts170/4€22k€18k
Other amounts payable178/9€2k€2k=
Amounts payable within one year42/48€210k€205k
Current portion of amounts payable after more than one year42€5k€4k
Trade debts44€121k€133k
Suppliers440/4€121k€133k
Other amounts payable47/48€84k€68k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k
Other operating charges640/8€10k€10k
Gross operating margin9900€-8k€-7k
Operating profit (loss)9901€-29k€-29k
Financial charges65/66B€2k€525
Recurring financial charges65€2k€525
Profit (loss) for the period before taxes9903€-31k€-29k
Income taxes67/77-€4k
Profit (loss) for the period9904€-31k€-33k
Profit (loss) for the period to be appropriated9905€-31k€-33k
Appropriation of the result
Profit (loss) to be appropriated9906€182k€150k
Profit (loss) brought forward from the previous period14P€213k€182k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
28-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 1 day late
2022
30-12
Financial Back to profitnet €7k
Net result €7k after 2 loss-making years.
30-12
Financial Liquidity triplescurrent ratio 2.37
Current ratio from 0.75 to 2.37.
15-10
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 77 days late
2021
30-12
Financial Weakest financial yearnet €-83k
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
06-07
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-12
Financial Liquidity triplescurrent ratio 5.38
Current ratio from 1.93 to 5.38; short-term debt falls from €79k to €26k.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-12
Financial Highest result since 2018net €23k ▲135%
Net result €23k, the highest in the series.
05-06
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-06
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 1988
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lissenvijver 102440 Geel
Ground area
2.5 ha
Building footprint
2,666 m²
Parcel 13008I1669/00K002, Flanders. Linked by address, not a title deed.
1 establishment unit
LISSENVIJVER NV
Lissenvijver 10, 2440 GeelNACE 52489
since 19882.038.542.892
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008I1669/00K002 Flanders 2.5 ha 1 · 2,666 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 3,283 companies in sector 93110 we hold annual accounts for 1,488. 1,067 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded31-05-1988
Fiscal year end30-12
Activities, NACEBEL
92613
93110Operation of sports facilities
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.