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LISE Construct

Active
Private limited companyfounded 2024active for 1 yearEssenhoutstraat 209, 2950 Kapellen, BelgiumKBO/BCE: BE 1017.153.876
Summary

LISE Construct has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€8,778) and a net result of -€10,778. Its solvency ranks better than 16% of 11,191 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Activity
Development of residential building projects
NACE 68121
1 site
Size
€2.6mtotal assets 2025
Equity
-€8,778
Loss
-€10,778
Turnover not published (abbreviated format)
Financial health
53 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 13 days late
Why 53raises riskCapped at 59: negative equityNegative equity -€8,778lowers riskSize: total assets €2.6mSector: Real estate activities (NACE 68)Figures for financial year 2025 (filed 18-08-2026)Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 18% of its sector peers (NACE 68, small)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength
Weak
Solvency 25
equity -0.3% of total assets
Liquidity 34
short-term debt 44.2% · cash 4.6%
Profitability 18
return on assets -0.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,986 companies, NACE 68, small)
Last 24 months 01-2026: 0.7% 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.8%▲ +0.1 percentage points vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026highest value 09-2026: 0.2%▼ -0.8 percentage points vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026lowest value
No credit on open account
Liquidity ample (current ratio 2.26, above the usual 1.5; short-term debt: 44.2% and cash: 4.6% of total assets), but equity is negative.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small): better than 14% on solvency, 27% on liquidity and 12% on profitability.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises risk
lowers risk · Size: total assets €2.6m
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
lowers risk · Figures for financial year 2025 (filed 18-08-2026)
NBB · annual accounts
raises risk · Negative equity -€8,778
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
raises risk · Young company
Founded in 2024, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 years
raises risk · 2025 accounts filed 13 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
13 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2024.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. IncorporationAppointment: CLIQUE Construct (director) ·…

Financials · financial year 2025, abbreviated format

2025 annual accounts filed late (13 days) Filed on 13 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00402763.

Equity
-€8,778
Total assets
€2.6m
Net result
-€10,778
Working capital
€1.5m

Turnover and EBIT margin not published: the abbreviated format does not require them.

Balance-sheet composition
Assets €2.6m
Fixed assets €1,362
Current assets €2.6m
Equity and liabilities
Equity-€8,778
Debt€2.6m
Equity is negative: debt (€2.6m) exceeds the balance-sheet total (€2.6m).
Key figures and ratios
2025 value
EBITDA
-€9,986
Cash flow
-€10,754
Solvency
-0.3%
Current ratio
2.26
Quick ratio
1.31
ROA
-0.4%
Interest coverage
-12.99
Debt
€2.6m
Debt ≤ 1 year
€1.2m
Debt > 1 year
€1.5m
A ratio outside any meaningful range has been withheld (balance sheet total €2.6m, equity -€8,778).

Peer companies

Historical observation

Of the 152 companies that looked in July 2024 the way this one looks now, 0.0% went bankrupt within 24 months and 99.3% are still going.

  • Small
  • under 2 years old
  • negative equity
  • a small loss
0.0% went bankrupt
0.7% stopped otherwise
99.3% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 152 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€2.6m
Fixed assets21/28€0.001m
Intangible fixed assets21€0.001m
Current assets29/58€2.6m
Stocks and contracts in progress3€1.1m
Contracts in progress37€1.1m
Amounts receivable within one year40/41€1.4m
Trade receivables40€0.05m
Other amounts receivable41€1.3m
Cash at bank and in hand54/58€0.1m
Deferred charges and accrued income490/1€0.002m
Equity and liabilities
Total equity and liabilities10/49€2.6m
Equity10/15-€0.009m
Contributions10/11€0.002m
Profit (loss) carried forward14-€0.01m
Amounts payable17/49€2.6m
Amounts payable after more than one year17€1.5m
Financial debts170/4€1.5m
Amounts payable within one year42/48€1.2m
Financial debts43€0.5m
Credit institutions430/8€0.5m
Trade debts44€0.6m
Suppliers440/4€0.6m
Advances received on contracts in progress46€0.07m
Accrued charges and deferred income492/3€0.01m
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24
Other operating charges640/8€120
Gross operating margin9900-€0.01m
Operating profit (loss)9901-€0.01m
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€0.001m
Recurring financial charges65€0.001m
Profit (loss) for the period before taxes9903-€0.01m
Profit (loss) for the period9904-€0.01m
Profit (loss) for the period to be appropriated9905-€0.01m
Appropriation of the result
Profit (loss) to be appropriated9906-€0.01m

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24
Other operating charges640/8€120
Gross operating margin9900-€9,866
Operating profit (loss)9901-€10,010
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€769
Recurring financial charges65€769
Profit (loss) for the period before taxes9903-€10,778
Profit (loss) for the period9904-€10,778
Profit (loss) for the period to be appropriated9905-€10,778
Line2025
Assets
Total assets20/58€2.6m
Fixed assets21/28€0.001m
Intangible fixed assets21€0.001m
Current assets29/58€2.6m
Stocks and contracts in progress3€1.1m
Contracts in progress37€1.1m
Amounts receivable within one year40/41€1.4m
Trade receivables40€0.05m
Other amounts receivable41€1.3m
Cash at bank and in hand54/58€0.1m
Deferred charges and accrued income490/1€0.002m
Equity and liabilities
Total equity and liabilities10/49€2.6m
Equity10/15-€0.009m
Contributions10/11€0.002m
Profit (loss) carried forward14-€0.01m
Amounts payable17/49€2.6m
Amounts payable after more than one year17€1.5m
Financial debts170/4€1.5m
Amounts payable within one year42/48€1.2m
Financial debts43€0.5m
Credit institutions430/8€0.5m
Trade debts44€0.6m
Suppliers440/4€0.6m
Advances received on contracts in progress46€0.07m
Accrued charges and deferred income492/3€0.01m
Line2025
Profit (loss) for the period9904-€10,778
+ Depreciation and write-downs630€24
Operating cash flow (approximation)-€10,754

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 abbreviated format 13-08-2026 2026-00402763

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of the 9,531 active companies whose main activity is development of residential building projects (NACE 68121), figures are known for 7,480. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
1 director, no change since 2024

Board 1

CLIQUE CONSTRUCT
Director · since 12-12-2024 · Private limited company · permanent representative: VAN GILS Tom
Current

Permanent representatives 1

VAN GILS Tom
Permanent representative · since 12-12-2024 · for CLIQUE CONSTRUCT
Current
Derived from published Gazette deeds. The KBO keeps the official list of office holders; we do not read it, so the two can differ. See the directors and other office holders in the KBO →

Mandate history

1 person since 2024, 1 in office
Show
  • Board
Mandates per person, with start and end dates
Name Functions and periods
CLIQUE CONSTRUCT
  • Director, from 12-12-2024 to date
See the board, name and registered office on a given date →

Owners and capital

Capital and shareholders

Shareholders according to the deeds
At incorporation act of 12-12-2024 ↗

The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.

Capital over the years
  1. 12-12-2024 Incorporation · €2,000 · 1,000 shares

Group and network

Connections & network

1 connected company
Depth

The connected companies are in the list below.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
ESIL Construct
Shared corporate director
→

History

LISE Construct was incorporated on 10 December 2024 as a private limited company by CLIQUE INVEST, with a starting capital of €2,000.12 Since 2024, CLIQUE CONSTRUCT has served as director of the company.2 The company has filed annual accounts once, for financial year 2025.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 12-12-2024
  3. 3National Bank, annual accounts 2025

Acts, filings and financial milestones

2026
13-08
NBB filing Annual accounts filed
financial year 2025 · abbreviated format · 13 days late
2024
12-12
Gazette deed Incorporation
Appointment: CLIQUE Construct (director) · Permanent representative: VAN GILS Tom · Founder9 facts ▸
  • Incorporation, 05-12-2024
  • Founder, CLIQUE INVEST (shareholder)
  • Other provision, “statuten ongewijzigd, tot op heden ongewijzigd” (deed in Dutch)
  • Founding capital, €2,000
  • Shareholding, 05-12-2024, 1000
  • Director appointment, CLIQUE Construct (director)
  • Permanent representative, VAN GILS Tom
  • Other provision, “noch strafrechtelijk noch civielrechtelijk, beroepsverbod en bestuursverbod” (deed in Dutch)
  • Other provision, “controle Centraal Register van Bestuursverboden, zonder resultaat” (deed in Dutch)
Gazette deedNBB filing
1 of 1 deed read

Register details

Identification
Legal formPrivate limited company
Founded10-12-2024
Financial year end31-12
Activities, NACEBEL 2025
68121Development of residential building projects
68122Development of non-residential building projects
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:1017153876
Also 9925:BE1017153876
Registered 10-01-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1017.153.876

Environmental permits

1 application in Flanders since 2026 · 1 under appeal
Bouwen of herbouwen; Het reliëf van de bodem aanmerkelijk wijzigen; Nieuwbouw of aanleggen; Nieuwbouw van bijgebouwen en niet overdekte lage constructie; Slopen van niet vrijstaande gebouwen of constructies
Under appealsubmitted 28-02-2026authority: Provincie Antwerpenproject 2026009633

Source: Omgevingsloket Vlaanderen. Flanders only: Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2024
registered office establishment The establishment unit on the map
Ground area
1,768 m²
Building footprint
578 m²
Building volume
3,579 m³
Parcel 11902F0204/00B002, Flanders · tallest building 15.4 m. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
LISE Construct
Essenhoutstraat 209, 2950 KapellenDevelopment of residential building projects
since 2024unit no. 2.369.341.497
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
11902F0204/00B002 Flanders 1,768 m² 1 · 578 m² 15.3 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.

Articles of association

What the company does

PurposeThe activities the company may carry out under its articles.
“Projectmanagement en projectontwikkeling en alles wat daarmee gepaard gaat zoals de promotie,realisatie,verkoop en commercialisatie van…” (deed in Dutch)
7 activities (deed in Dutch)
  1. Projectmanagement en projectontwikkeling en alles wat daarmee gepaard gaat zoals de promotie,realisatie,verkoop en commercialisatie van projecten,omvattende onder meer,maar niet uitsluitend het begeleiden van bouwprojecten onder meer met betrekking tot de bouw en realisatie van woningen,kantoren,appartementen,commerciële en industriële projecten,het uitvoeren van projectopvolging,toezicht,werfcontroles en expertises,kostencalculaties en budgetbeheer,de coördinatie van de werkzaamheden en de bouwwerf in het algemeen en in het bijzonder de werkzaamheden die betrekking hebben op de gehele of gedeeltelijke uitvoering van bouwvoltooiingswerken door onderaannemers,het verlenen van technische,juridische en administratieve adviezen,allerlei adviezen aan de bouwheer,het onderhandelen met en het aanstellen van architecten,aannemers en andere betrokken personen,het optreden tegenover allerlei overheden en instanties voor vergunningen en andere administratieve procedures;aan- en verkoop,huur en verhuur van onroerende goederen.
  2. De uitoefening van alle handelingen,verrichtingen en activiteiten van een bouwpromotor;
  3. De algemene coördinatie van bouwwerken in opdracht van derden;
  4. De onroerende promotie in de breedste zin,begrijpende onder meer het ontwerpen;
  5. Programmeren,organiseren,laten uitvoeren en coördineren van alle onroerende bouwwerken en van bijhorende,zowel als aanverwante verrichtingen;
  6. Het beheer van een patrimonium waarnemen,alleen of in participatie,voor eigen rekening of voor rekening van derden,alsook alle hiervoor niet voorziene verrichtingen waartoe onroerende goederen aanleiding kunnen geven;
  7. Advies verlenen op vlak van onroerend goed projecten en algemeen bedrijfsbeheer,zowel als externe dienstverlener dan als zaakvoerder of bestuurder.

The full purpose is in the deed

Name clauseThe name the company operates under according to its articles.
LISE Construct
Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
“Vlaamse Gewest, Essenhoutstraat 209 bus 0001,2950 Kapellen” (deed in Dutch)

deed of 12-12-2024

Who represents it, and how

Who signsWho may bind the company towards others, for example by signing a contract.
Each director alone
Board ruleHow the board is made up, meets and takes decisions.
“Met of zonder beperking van duur, bestuursorgaan” (deed in Dutch)
“Vergoeding bestuurders, vaste of evenredige vergoeding” (deed in Dutch)
Permanent representativeA company that is a director names a natural person to carry out the mandate on its behalf.
“Vaste vertegenwoordiger” (deed in Dutch)

deed of 12-12-2024

Meetings and financial year

Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
First Friday of June at 18:00

deed of 12-12-2024

Oversight and winding up

Dissolution ruleWhen and by whom the company can be dissolved.
“Algemene vergadering in vormen statutenwijziging, bestuurder(s) in functie krachtens statuten indien geen andere vereffenaar benoemd” (deed in Dutch)

deed of 12-12-2024

Other provisionsOther rules from the articles that fall under none of the themes above.

Other provision: “Uitkeringen uit winst lopende boekjaar of voorgaande boekjaar zolang jaarrekening nog niet goedgekeurd,verminderd met overgedragen verlies…” (deed in Dutch)
Liquidation distribution: “Aanzuivering van alle schulden,lasten en kosten van vereffening of consignatie van nodige sommen, goederen nog in natura voorhanden op…” (deed in Dutch)
Other provision: “Bevoegdheden bestuursorgaan, behalve deze die wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Other provision: “Dagelijks bestuur, alleen dan wel gezamenlijk zoals bestuursorgaan bepaalt” (deed in Dutch)
Other provision: “Hernieuwbare termijn van drie jaar, één of meerdere commissarissen” (deed in Dutch)

deed of 12-12-2024