Lisam.Cloud
ActiveSummary
Lisam.Cloud has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.4m and a net result of €664,105. Equity is growing by ~14.1% per year across the filed fiscal years. Its solvency ranks better than 77% of 2778 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▼-3
Solvency100▲+6
Growth84▼-1
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €200,000 at 30 days acceptable
Liquidity ample (current ratio 4.16 against 3.21 in 2024; short-term debt: 20.6% and cash: 2.7% of total assets), and 23.9% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.1%
Return on assets
21.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
31 d early
2023
23 d early
2022
30 d late
2021
31 d late
2020
3 d early
2019
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 July (4 of the last 5 filed years within 52 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
In the rankings
#7 company by equity in Ecaussinnes
Turnover
€3.7m▲ 7.8%
2024 · €3.4m
EBIT margin
17.8%▼ 7.7pp
2024 · 25.6%
Net result
€664,105▼ 22.2%
2024 · €853,569
Working capital
€2.0m▲ 4.5%
2024 · €1.9m
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Turnover€1.8m€2.2m▲ 22.1%€3.2m▲ 43.3%€3.4m▲ 8.3%€3.7m▲ 7.8%
Operating result€954,363▲ 16.4%€896,635▼ 6.0%€761,019▼ 15.1%€882,015▲ 15.9%€663,397▼ 24.8%
Net result€895,096▲ 62.4%€806,033▼ 10.0%€686,548above the sector's middle half▼ 14.8%€853,569above the sector's middle half▲ 24.3%€664,105above the sector's middle half▼ 22.2%
EBIT margin52.4%40.3%▼ 12.1pp23.9%▼ 16.4pp25.6%▲ 1.7pp17.8%▼ 7.7pp
Equity€1.7m▲ 19.9%€2.0m▲ 14.9%€2.0mabove the sector's middle half▲ 1.9%€2.2mabove the sector's middle half▲ 10.1%€2.4mabove the sector's middle half▲ 7.4%
Total assets€2.5m▲ 36.4%€3.4m▲ 32.8%€3.1mwithin the sector's middle half▼ 6.5%€3.2mwithin the sector's middle half▲ 2.5%€3.1mabove the sector's middle half▼ 3.1%
Debt€819,527▲ 91.8%€1.4m▲ 70.2%€1.1m▼ 18.4%€1.0m▼ 11.0%€748,014▼ 26.2%
Working capital€1.5m▲ 32.8%€1.5m▲ 1.2%€1.7mabove the sector's middle half▲ 14.5%€1.9mabove the sector's middle half▲ 15.4%€2.0mabove the sector's middle half▲ 4.5%
Solvency67.7%▼ 9.3pp58.6%▼ 9.1pp63.8%within the sector's middle half▲ 5.3pp68.6%within the sector's middle half▲ 4.7pp76.1%above the sector's middle half▲ 7.5pp
Current ratio3.60▼ 5.552.22▼ 1.382.73within the sector's middle half▲ 0.513.21within the sector's middle half▲ 0.484.16above the sector's middle half▲ 0.94
Return on assets (ROA)35.3%▲ 5.6pp23.9%▼ 11.4pp21.8%above the sector's middle half▼ 2.1pp26.5%above the sector's middle half▲ 4.6pp21.3%above the sector's middle half▼ 5.2pp
Staff (FTE)2▼ 4.8%3.4▲ 70.0%
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 25% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.1m
Fixed assets
€444,569 ▲ 11.8%
Current assets
€2.7m ▼ 5.2%
Equity and liabilities €3.1m
Equity
€2.4m ▲ 7.4%
Debt
€748,014 ▼ 26.2%
Debt's share of the balance-sheet total falls from 31.4% to 23.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€880,236▼
2024 · €1.1m
Cash flow
€880,945▼
2024 · €1.1m
Debt to equity
0.31▼
2024 · 0.46
ROE
27.9%▼
2024 · 38.6%
Interest coverage
231.37▲
2024 · 111.65
Debt ≤ 1 year
€644,763▼
2024 · €880,035
Debt > 1 year
€98,165▼
2024 · €128,544
Income taxes
€15,071▼
2024 · €46,439
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 17,811 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 97% are still going.
- Small
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.3%
went bankrupt
3.2%
stopped otherwise
97%
still going
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 17,811 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Operating income70/76A | €1.8m | €2.2m | - | - | - | - |
| Turnover70 | €1.8m | €2.2m | €3.2m | €3.4m | €3.7m | ▲ 7.8% |
| Other operating income74 | €6,041 | €8,369 | - | - | - | - |
| Operating charges60/66A | €872,926 | €1.3m | - | - | - | - |
| Goods, raw materials, services and sundry goods60/61 | - | - | €2.2m | €2.4m | €2.8m | ▲ 18.9% |
| Goods for resale, raw materials and consumables60 | €276,490 | €219,847 | - | - | - | - |
| Purchases600/8 | €276,490 | €219,847 | - | - | - | - |
| Services and other goods61 | €393,907 | €825,394 | - | - | - | - |
| Remuneration, social security and pensions62 | €105,368 | €175,606 | -€5,475 | €1,649 | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €90,665 | €120,301 | €179,570 | €225,000 | €216,840 | ▼ 3.6% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | -€11,116 | - | -€50,865 | -€1,122 | ▲ 97.8% |
| Other operating charges640/8 | €6,496 | €4,894 | €43,593 | €3,659 | €998 | ▼ 72.7% |
| Gross operating margin9900 | - | - | €978,707 | €1.1m | €880,113 | ▼ 17.1% |
| Operating profit (loss)9901 | €954,363 | €896,635 | €761,019 | €882,015 | €663,397 | ▼ 24.8% |
| Financial income75/76B | €76,891 | €55,643 | €48,373 | €27,908 | €19,583 | ▼ 29.8% |
| Recurring financial income75 | €76,891 | €55,643 | €12,189 | €27,908 | €19,583 | ▼ 29.8% |
| Income from financial fixed assets750 | - | €47,460 | - | - | - | - |
| Income from current assets751 | €76,891 | €7,958 | - | - | - | - |
| Other financial income752/9 | - | €225 | - | - | - | - |
| Non-recurring financial income76B | - | - | €36,184 | - | - | - |
| Financial charges65/66B | €5,181 | €78,748 | €5,999 | €9,915 | €3,804 | ▼ 61.6% |
| Recurring financial charges65 | €5,181 | €4,658 | €5,999 | €9,915 | €3,804 | ▼ 61.6% |
| Debt charges650 | €2,550 | €2,508 | - | - | - | - |
| Other financial charges652/9 | €2,631 | €2,150 | - | - | - | - |
| Non-recurring financial charges66B | - | €74,090 | - | - | - | - |
| Profit (loss) for the period before taxes9903 | €1.0m | €873,530 | €803,393 | €900,008 | €679,175 | ▼ 24.5% |
| Income taxes67/77 | €130,978 | €67,497 | €116,845 | €46,439 | €15,071 | ▼ 67.5% |
| Taxes670/3 | €130,978 | €67,497 | - | - | - | - |
| Profit (loss) for the period9904 | €895,096 | €806,033 | €686,548 | €853,569 | €664,105 | ▼ 22.2% |
| Profit (loss) for the period to be appropriated9905 | €895,096 | €806,033 | €686,548 | €853,569 | €664,105 | ▼ 22.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €2.5m | €3.4m | €3.1m | €3.2m | €3.1m | ▼ 3.1% |
| Fixed assets21/28 | €519,100 | €688,461 | €484,229 | €397,532 | €444,569 | ▲ 11.8% |
| Intangible fixed assets21 | €40,250 | €17,250 | €133,177 | €118,380 | €103,582 | ▼ 12.5% |
| Tangible fixed assets22/27 | €478,800 | €671,211 | €351,052 | €279,152 | €340,987 | ▲ 22.2% |
| Land and buildings22 | €389,250 | €369,000 | - | - | - | - |
| Furniture and vehicles24 | €86,430 | €301,251 | €351,052 | €279,152 | €340,987 | ▲ 22.2% |
| Other tangible fixed assets26 | €3,120 | €960 | - | - | €0 | - |
| Financial fixed assets28 | €50 | - | - | - | - | - |
| Other financial fixed assets284/8 | €50 | - | - | - | - | - |
| Amounts receivable and cash guarantees285/8 | €50 | - | - | - | - | - |
| Current assets29/58 | €2.0m | €2.7m | €2.7m | €2.8m | €2.7m | ▼ 5.2% |
| Amounts receivable after more than one year29 | - | €1.6m | €1.5m | €2.4m | €2.3m | ▼ 3.5% |
| Trade receivables290 | - | €1.6m | €1.5m | €2.4m | €2.3m | ▼ 3.5% |
| Amounts receivable within one year40/41 | €200,090 | €206,541 | €272,908 | €320,512 | €191,425 | ▼ 40.3% |
| Trade receivables40 | €116,723 | €155,803 | €272,788 | €261,456 | €140,081 | ▼ 46.4% |
| Other amounts receivable41 | €83,367 | €50,738 | €120 | €59,056 | €51,343 | ▼ 13.1% |
| Current investments50/53 | €735,583 | €662,329 | €698,514 | €0 | - | - |
| Other investments51/53 | €735,583 | €662,329 | - | - | - | - |
| Cash at bank and in hand54/58 | €1.1m | €165,052 | €82,675 | €33,104 | €85,332 | ▲ 158% |
| Deferred charges and accrued income490/1 | €6,157 | €15,090 | €68,175 | €76,603 | €89,859 | ▲ 17.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €2.5m | €3.4m | €3.1m | €3.2m | €3.1m | ▼ 3.1% |
| Equity10/15 | €1.7m | €2.0m | €2.0m | €2.2m | €2.4m | ▲ 7.4% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | = |
| Non-distributable reserves130/1 | €1,860 | - | - | - | - | - |
| Reserves not available under the articles1311 | €1,860 | - | - | - | - | - |
| Distributable reserves133 | €1.7m | €1.7m | €1.7m | €1.7m | €1.7m | = |
| Profit (loss) carried forward14 | - | €256,033 | €292,580 | €496,150 | €660,254 | ▲ 33.1% |
| Amounts payable17/49 | €819,527 | €1.4m | €1.1m | €1.0m | €748,014 | ▼ 26.2% |
| Amounts payable after more than one year17 | €217,932 | €188,424 | €159,233 | €128,544 | €98,165 | ▼ 23.6% |
| Financial debts170/4 | €217,932 | €188,424 | €159,233 | €128,544 | €98,165 | ▼ 23.6% |
| Credit institutions173 | €217,932 | €188,424 | - | - | - | - |
| Amounts payable within one year42/48 | €559,808 | €1.2m | €974,209 | €880,035 | €644,763 | ▼ 26.7% |
| Current portion of amounts payable after more than one year42 | €29,223 | €32,849 | €29,795 | €30,086 | €30,379 | ▲ 1.0% |
| Trade debts44 | €16,574 | €565,170 | €281,983 | €187,210 | €99,616 | ▼ 46.8% |
| Suppliers440/4 | €16,574 | €565,170 | €281,983 | €187,210 | €99,616 | ▼ 46.8% |
| Taxes, remuneration and social security45 | €14,555 | €55,934 | €12,431 | €12,739 | €14,768 | ▲ 15.9% |
| Taxes450/3 | - | €31,648 | €12,431 | €12,739 | €14,768 | ▲ 15.9% |
| Remuneration and social security454/9 | €14,555 | €24,286 | - | - | - | - |
| Other amounts payable47/48 | €499,455 | €550,000 | €650,000 | €650,000 | €500,000 | ▼ 23.1% |
| Accrued charges and deferred income492/3 | €41,788 | €2,446 | €4,604 | €4,782 | €5,086 | ▲ 6.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €895,096 | €806,033 | €686,548 | €853,569 | €664,105 | ▼ 22.2% |
| + Depreciation and write-downs630 | €90,665 | €120,301 | €179,570 | €225,000 | €216,840 | ▼ 3.6% |
| Operating cash flow (approximation) | €985,761 | €926,334 | €866,118 | €1.1m | €880,945 | ▼ 18.3% |
| Investment in fixed assets (approximation) | - | -€289,662 | €24,662 | -€138,303 | -€263,877 | ▼ 90.8% |
| Change in cash | - | -€909,620 | -€82,377 | -€49,571 | €52,228 | ▲ 205% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
08-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Equity above €2mEq €2.0m ▲1.9%
6 profitable years in a row build equity to €2.0m.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · unclassified schema · 30 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · unclassified schema · 31 days late
2021
31-12
Financial
Highest result since 2018net €895,096 ▲62.4%
Operating result €954,363, net result €895,096, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Liquidity times 7current ratio 9.15
Current ratio from 1.33 to 9.15; short-term debt falls from €723,515 to €134,572.
31-12
Financial
Equity above €1mEq €1.4m ▲65.1%
3 profitable years in a row build equity to €1.4m.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 31 days late
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 8 acts read
About the unread acts
We know of 8 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 8 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Ecaussinnes · 1 establishment unit since 2013
Ground area
904 m²
Building footprint
457 m²
Volume, LiDAR
629 m³
2 parcels, Wallonia · tallest building 12.7 m, ±3 floors. Linked by address, not a title deed.
15
companies at this address
See who is registered here
1 establishment unit
INFOSERV.BE
since 20132.222.736.687
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55008B0027/00V004 | Wallonia | 670 m² | 1 · 392 m² | - |
| 52012B0119/00G000indicative | Wallonia | 234 m² | 1 · 64 m² | 12.7 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerChain of control
- LISAM EHS SOFTWARE
- LISAM SYSTEMS
- Lisam.Cloud
Highest known parent: LISAM EHS SOFTWARE. The sources do not say who stands above it.
Owners 1
-
100%
Holdings 0
The accounts to 31-12-2025 list no holdings, and no other source names one.
According to the 2025 annual accounts of Lisam.Cloud and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
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Company details
Identification
Legal formPrivate limited company
Founded03-10-2013
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
Website
www.infoserv.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0539942085
Also
9925:BE0539942085
Registered
08-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.