Lisa Opdecam

Active

Private limited companyfounded 20241 yr activeKortrijkstraat 10, 8200 Brugge, BelgiumKBO/BCE: BE 1015.627.216

Lisa Opdecam has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6k and a net result of €6k. Its solvency ranks better than 24% of 12642 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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Checked score

Score 2025

77 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes

Profitability98

Solvency50

Growth-

Track record67

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 69

Relative position

BE, all sectors

reference

Sector 69

lower

← fewer bankruptcies more bankruptcies →

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

24.7%

Return on assets

24%

Age of the figures

18 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 12642 sector peers (2025).

NBB · sector comparison

Position among 12642 sector peers

Solvency

better than 24%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

7 d early

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€6k

Total assets

€23k

Net result

€6k

Working capital

€6k

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition

Equity and liabilities €23k

24.7%

75.3%

Equity €6k

Debt €17k

Debt finances 75.3% of the balance-sheet total.

Key figures and ratios

2025 value

Solvency

24.7%

Current ratio

1.33

Quick ratio

1.33

Debt / equity

3.04

ROE

97.1%

ROA

24.0%

Debt

€17k

Debt ≤ 1 year

€17k

Income taxes

€2k

Filed annual accounts

As filed with the NBB · 2025

Balance sheet Code2025

Assets

Total assets20/58€23k

Current assets29/58€23k

Amounts receivable within one year40/41€9k

Trade receivables40€9k

Other amounts receivable41€354

Cash at bank and in hand54/58€14k

Equity and liabilities

Total equity and liabilities10/49€23k

Equity10/15€6k

Contributions10/11€1k

Reserves13€5k

Distributable reserves133€5k

Profit (loss) carried forward14€0

Amounts payable17/49€17k

Amounts payable within one year42/48€17k

Trade debts44€93

Suppliers440/4€93

Taxes, remuneration and social security45€11k

Taxes450/3€9k

Remuneration and social security454/9€2k

Other amounts payable47/48€6k

Income statement Code2025

Other operating charges640/8€802

Gross operating margin9900€8k

Operating profit (loss)9901€7k

Financial charges65/66B€55

Recurring financial charges65€55

Profit (loss) for the period before taxes9903€7k

Income taxes67/77€2k

Profit (loss) for the period9904€6k

Profit (loss) for the period to be appropriated9905€6k

Appropriation of the result

Profit (loss) to be appropriated9906€6k

Transfer to equity691/2€5k

To other reserves6921€5k

Profit to be distributed694/7€833

Return on contributions (dividend)694€833

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 1Filings 1

2025

24-10

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Brugge · 1 establishment unit since 2024

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kortrijkstraat 108200 Brugge

Ground area

232 m²

Building footprint

106 m²

Volume, LiDAR

904 m³

Parcel 31512B0605/00N000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Lisa Opdecam

Kortrijkstraat 10, 8200 BruggeActivities of lawyers

since 20242.365.825.941

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
31512B0605/00N000	Flanders	232 m²	1 · 106 m²	14.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 113 EUR awarded · 113 EUR paid

Year	Entries	awarded	paid
2025	1	113 EUR	113 EUR

Schemes

Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)

1 entry · 113 EUR · 113 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 22,049 companies in sector 69101 we hold annual accounts for 9,048. 3,405 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded28-10-2024

Fiscal year end31-03

Activities, NACEBEL

69101Activities of lawyers

Sources

Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.