LiSa Beheer
ActiveThe computed 12-month bankruptcy probability of LiSa Beheer is 2.1% (moderate). The 2025 annual accounts show equity of €14.15M and a net result of €-67k. Equity is growing by ~2.7% per year across the filed fiscal years. The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
58
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability37▼-16
Solvency95▲+2
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €800k at 30 days acceptable
short-term debt: 0% and cash: 0.1% of total assets, and 30.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.5%
Return on assets
-0.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
19 d late
2023
84 d early
2022
29 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€14.15M▼ 0.5%
2024 · €14.22M
2021: €12.90M
2022: €12.91M
2023: €12.92M
2024: €14.22M
2021 → 2025
Total assets
€20.35M▼ 2.4%
2024 · €20.85M
2021: €21.07M
2022: €20.65M
2023: €20.24M
2024: €20.85M
2021 → 2025
Net result
€-67k
2024 · €1.29M
2021: €-7k
2022: €11k
2023: €12k
2024: €1.29M
2021 → 2025
Working capital
€550k▼ 47.5%
2024 · €1.05M
2021: €271k
2022: €852k
2023: €434k
2024: €1.05M
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12.90M-€12.91M▲ 0.1%€12.92M▲ 0.1%€14.22M▲ 10.0%€14.15M▼ 0.5%
Operating result€75k-€87k▲ 16.6%€86k▼ 1.6%€40k▼ 53.9%€-7k
Net result€-7k-€11k€12k▲ 5.3%€1.29M▲ 10,794%€-67k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €7k after €40k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20.35M
Fixed assets
€19.80M=
Current assets
€551k▼ 47.6%
Equity and liabilities €20.35M
Equity
€14.15M▼ 0.5%
Debt
€6.20M▼ 6.5%
The debt ratio falls from 31.8% to 30.5%. Equity and debt are lower.
Key figures and ratios
Solvency
69.5%▲
2024 · 68.2%
Debt / equity
0.44▼
2024 · 0.47
ROE
-0.5%▼
2024 · 9.1%
ROA
-0.3%▼
2024 · 6.2%
Debt
€6.20M▼
2024 · €6.64M
Debt ≤ 1 year
€716▼
2024 · €4k
Debt > 1 year
€6.20M▼
2024 · €6.63M
A ratio outside any meaningful range has been withheld (balance sheet total €20.35M, equity €14.15M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€20.85M€20.35M▼
Fixed assets21/28€19.80M€19.80M=
Financial fixed assets28€19.80M€19.80M=
Current assets29/58€1.05M€551k▼
Amounts receivable within one year40/41€1.03M€537k▼
Other amounts receivable41€1.03M€537k▼
Cash at bank and in hand54/58€19k€14k▼
Equity and liabilities
Total equity and liabilities10/49€20.85M€20.35M▼
Equity10/15€14.22M€14.15M▼
Contributions10/11€12.91M€12.91M=
Reserves13€1.31M€1.31M=
Distributable reserves133€1.31M€1.31M=
Profit (loss) carried forward14-€-67k
Amounts payable17/49€6.64M€6.20M▼
Amounts payable after more than one year17€6.63M€6.20M▼
Financial debts170/4€6.63M€6.20M▼
Amounts payable within one year42/48€4k€716▼
Trade debts44€1k€716▼
Suppliers440/4€1k€716▼
Taxes, remuneration and social security45€3k€0▼
Taxes450/3€3k€0▼
Accrued charges and deferred income492/3€3k€2k▼
Income statement
Code20242025
Other operating charges640/8€1k€1k▲
Gross operating margin9900€41k€-5k▼
Operating profit (loss)9901€40k€-7k▼
Financial income75/76B€1.32M€0▼
Recurring financial income75€1.32M€0▼
Financial charges65/66B€65k€61k▼
Recurring financial charges65€65k€61k▼
Profit (loss) for the period before taxes9903€1.29M€-67k▼
Income taxes67/77€0-
Profit (loss) for the period9904€1.29M€-67k▼
Profit (loss) for the period to be appropriated9905€1.29M€-67k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1.29M€-67k▼
Transfer to equity691/2€1.29M€0▼
To other reserves6921€1.29M€0▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-67k ▼105%
Net result drops to €-67k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 768.91
Current ratio from 261.56 to 768.91; short-term debt falls from €4k to €716.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 19 days late
2024
31-12
Financial
Highest result since 2021net €1.29M ▲10794%
Net result €1.29M, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 261.56
Current ratio from 110.19 to 261.56.
08-05
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 29 days late
2022
31-12
Financial
Back to profitnet €11k
Net result €11k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maasmechelen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
St-Pietersstraat(L) 63630 MaasmechelenGround area
1,418 m²
Building footprint
112 m²
Volume, LiDAR
469 m³
Parcel 73045B0565/00B000, Flanders · tallest building 5.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LiSa Beheer
since 20202.311.051.427
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 73045B0565/00B000 | Flanders | 1,418 m² | 1 · 111 m² | 5.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-12-2020
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.