Equity
€35,987 ▲ 9.2%
LIPSIMMO has made a profit without a break since 2021.
LIPSIMMO
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1992peak €32,194 (2016)
€16,223▲ 23.0%
lowest -€8,182 (2009)
€3,045▲ 89.5%
peak €35,987 (2024)
€35,987▲ 9.2%
€21,138▼ 16.1%
Board2 names since 2021
1 directorJESWIET Hugo
Documentsfilings and deeds
05-05-2026278 days late
2024micro format
Gross margin from €13,189 to €16,223Result from €1,607 to €3,045Change of role: JESWIET Hugo, from manager to director 28-02Debts from €25,188 to €21,138
Key points
from the 2024 annual accountsChecked score
39
Weak
Financially stronger than 55% of micro companies in architecture and engineering (NACE 71)
Probability in this band: 4.2% to 15.0%
Bankruptcy probability within 12 months
4.9% Elevated
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,829 companies (NACE 71, micro).
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.6%
01-2025: 5.7%▲ +2.1 percentage points vs 12-2024
02-2025: 5.7%● unchanged vs 01-2025
03-2025: 6.0%▲ +0.3 percentage points vs 02-2025
04-2025: 5.5%▼ -0.5 percentage points vs 03-2025
05-2025: 5.5%● unchanged vs 04-2025
06-2025: 5.5%● unchanged vs 05-2025
07-2025: 5.5%● unchanged vs 06-2025
08-2025: 7.6%▲ +2.1 percentage points vs 07-2025
09-2025: 7.6%● unchanged vs 08-2025
10-2025: 8.4%▲ +0.8 percentage points vs 09-2025highest value
11-2025: 8.4%● unchanged vs 10-2025highest value
12-2025: 8.4%● unchanged vs 11-2025highest value
01-2026: 8.4%● unchanged vs 12-2025highest value
02-2026: 8.4%● unchanged vs 01-2026highest value
03-2026: 8.4%● unchanged vs 02-2026highest value
04-2026: 8.4%● unchanged vs 03-2026highest value
05-2026: 8.4%● unchanged vs 04-2026highest value
06-2026: 2.4%▼ -6.0 percentage points vs 05-2026lowest value
07-2026: 2.4%● unchanged vs 06-2026
08-2026: 3.6%▲ +1.2 percentage points vs 07-2026
09-2026: 3.9%▲ +0.3 percentage points vs 08-2026
10-2026: 4.9%▲ +1.0 percentage point vs 09-2026
11-2026: 4.9%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
1 financial year not filed after the legal deadline; last filed accounts filed 278 days late; 3 of the last 3 accounts late
Liquidity: current ratio 2.72
Figures for financial year 2024 (filed on 05-05-2026)
lowers risk
Founded in 1992
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 61% of them on solvency, 64% on liquidity, 41% on profitability and 56% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the elevated class on 30-06-2025, 6.3% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 31,368 companies had the same profile as LIPSIMMO has now. Each dot stands for 79 companies, two years later.
93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LIPSIMMO itself is higher: 4.9% within 12 months. It rests on far more data about LIPSIMMO than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 31,368 companies, not a prediction for LIPSIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity is ample, with a current ratio of 2.72 (1.82 in 2023), above the usual 1.5. Short-term debt is 29.4% of total assets. 37% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 278 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 05-05-2026, 278 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
278 days late
2023
643 days late
2022
32 days late
2021
61 days late
2020
31 days late
2019
92 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 190 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0446902457
Change of role: JESWIET Hugo, from manager to director
Appointment: van WESTENBRUGGE Lidy Anne (director) · General meeting of 15-02-2024 · Gazette deed
Incorporation
published on 08-04-1992 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIPSIMMO Hoeilaart | - | - | 63.0% | - |
| DC HOME Marche-en-Famenne | - | - | 91.8% | - |
| BUREAU D'ETUDE GOFFAUX Somme-Leuze | €67,182 | 19.6% | -116.3% | - |
| SERCO Mons | - | - | 92.9% | - |
| ASSISTANCE TECHNIQUE EN OLEO HYDRAULIQUE Juprelle | €57,023 | 29.4% | 96.0% | - |
| CQ Grimbergen | - | - | 42.2% | - |
| WATER@WORK Leuven | - | - | 85.6% | - |
These companies have the same main activity as LIPSIMMO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €42,400 and €72,600, founded between 1989 and 2000.
Official details
Source: KBO- Status
- Active since 12-03-1992Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Financial year end
- 31 December
- Peppol
- Reachable since 15-09-2025
Insights on LIPSIMMO
LIPSIMMO files the micro format. That format states no turnover. The gross margin fell from €18,268 in 2006 to €16,223 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIPSIMMO
- What is the company number of LIPSIMMO?
- The company number of LIPSIMMO is 0446.902.457. The VAT number is the same number with BE in front: BE 0446.902.457.
- Where is LIPSIMMO based?
- The registered office is at Paardenwater 12, 1560 Hoeilaart.Company details
- What does LIPSIMMO do?
- According to the KBO register, the main activity is engineering and related technical consultancy, excluding land surveyors (NACE 71121).
- What is the legal form of LIPSIMMO?
- LIPSIMMO is a private limited company (BV).
- When was LIPSIMMO founded?
- LIPSIMMO was founded on 12-03-1992.
- Is LIPSIMMO still active?
- Yes, LIPSIMMO is an active enterprise in the KBO register.
- What is the turnover of LIPSIMMO?
- The turnover in financial year 2024 is ≈ €73,000. This figure is estimated from the gross margin of €16,223 and 30 comparable companies (NACE 71121). It probably lies between €51,000 and €140,000. It is a rough estimate.Financials
- Is LIPSIMMO profitable?
- In financial year 2024, LIPSIMMO made a profit of €3,045.
- Where can I find the annual accounts of LIPSIMMO?
- LIPSIMMO filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
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