LIPKENS WOUTER
ActiveSummary
LIPKENS WOUTER has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €24,837 and a net result of €4,729. Equity is shrinking by ~8.2% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability76▲+21
Solvency55▲+10
Growth32=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 1.62 against 1.64 in 2023; short-term debt: 37.3% and cash: 49.8% of total assets), but 69.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
30.3%
Return on assets
5.8%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
32 d early
2024
30 d early
2023
8 d early
2022
30 d early
2021
30 d early
2020
4 d early
2019
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€24,837▲ 23.5%
2023 · €20,108
Total assets
€82,013▼ 17.7%
2023 · €99,653
Net result
€4,729
2023 · -€10,750
Working capital
€18,974▼ 5.4%
2023 · €20,059
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€400€5,968-€7,082-€9,179▼ 29.6%€6,799
Net result-€1,800below the sector's middle half€2,577below the sector's middle half-€8,827below the sector's middle half-€10,750below the sector's middle half▼ 21.8%€4,729below the sector's middle half
Equity€37,108below the sector's middle half▼ 4.6%€39,685below the sector's middle half▲ 6.9%€30,858below the sector's middle half▼ 22.2%€20,108below the sector's middle half▼ 34.8%€24,837below the sector's middle half▲ 23.5%
Total assets€102,135below the sector's middle half▲ 1.9%€157,446within the sector's middle half▲ 54.2%€132,165below the sector's middle half▼ 16.1%€99,653below the sector's middle half▼ 24.6%€82,013below the sector's middle half▼ 17.7%
Debt€65,027▲ 6.0%€117,761▲ 81.1%€101,307▼ 14.0%€79,545▼ 21.5%€57,176▼ 28.1%
Working capital€33,669within the sector's middle half▲ 25.1%€28,931within the sector's middle half▼ 14.1%€22,845within the sector's middle half▼ 21.0%€20,059within the sector's middle half▼ 12.2%€18,974within the sector's middle half▼ 5.4%
Solvency36.3%within the sector's middle half▼ 2.5pp25.2%below the sector's middle half▼ 11.1pp23.3%below the sector's middle half▼ 1.9pp20.2%below the sector's middle half▼ 3.2pp30.3%below the sector's middle half▲ 10.1pp
Current ratio2.64within the sector's middle half▲ 0.172.00within the sector's middle half▼ 0.651.68within the sector's middle half▼ 0.321.64within the sector's middle half▼ 0.041.62within the sector's middle half▼ 0.02
Return on assets (ROA)-1.8%below the sector's middle half▼ 7.9pp1.6%below the sector's middle half▲ 3.4pp-6.7%below the sector's middle half▼ 8.3pp-10.8%below the sector's middle half▼ 4.1pp5.8%below the sector's middle half▲ 16.6pp
above
within
below
the middle half (P25 to P75) of NACE 86, Human health activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2024: €6,799 after a loss of €9,179 in 2023, the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €82,013
Fixed assets
€32,463 ▼ 33.0%
Current assets
€49,550 ▼ 3.2%
Equity and liabilities €82,013
Equity
€24,837 ▲ 23.5%
Debt
€57,176 ▼ 28.1%
Debt's share of the balance-sheet total falls from 79.8% to 69.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€26,767▲
2023 · €17,857
Cash flow
€24,697▲
2023 · €16,287
Debt to equity
2.30▼
2023 · 3.96
ROE
19.0%▲
2023 · -53.5%
Interest coverage
25.45▲
2023 · 13.66
Debt ≤ 1 year
€30,576▼
2023 · €31,135
Debt > 1 year
€26,600▼
2023 · €48,410
Income taxes
€1,018▲
2023 · €268
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €16,922 | €29,667 | €28,346 | €27,037 | €19,968 | ▼ 26.1% |
| Other operating charges640/8 | - | €1,967 | €1,584 | €2,073 | €1,753 | ▼ 15.5% |
| Gross operating margin9900 | €20,200 | €37,603 | €22,848 | €19,931 | €28,520 | ▲ 43.1% |
| Operating profit (loss)9901 | -€400 | €5,968 | -€7,082 | -€9,179 | €6,799 | ▲ 174% |
| Financial income75/76B | - | - | €0 | €6 | - | - |
| Recurring financial income75 | €439 | - | €0 | €6 | - | - |
| Financial charges65/66B | - | €1,765 | €1,469 | €1,308 | €1,052 | ▼ 19.6% |
| Recurring financial charges65 | €1,839 | €1,765 | €1,469 | €1,308 | €1,052 | ▼ 19.6% |
| Profit (loss) for the period before taxes9903 | -€1,800 | €4,203 | -€8,552 | -€10,481 | €5,748 | ▲ 155% |
| Income taxes67/77 | - | €1,626 | €276 | €268 | €1,018 | ▲ 280% |
| Profit (loss) for the period9904 | -€1,800 | €2,577 | -€8,827 | -€10,750 | €4,729 | ▲ 144% |
| Profit (loss) for the period to be appropriated9905 | -€1,800 | €2,577 | -€8,827 | -€10,750 | €4,729 | ▲ 144% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €102,135 | €157,446 | €132,165 | €99,653 | €82,013 | ▼ 17.7% |
| Fixed assets21/28 | €47,997 | €99,520 | €75,787 | €48,459 | €32,463 | ▼ 33.0% |
| Intangible fixed assets21 | €1,054 | €671 | €287 | - | - | - |
| Tangible fixed assets22/27 | €46,943 | €98,849 | €75,499 | €48,459 | €32,463 | ▼ 33.0% |
| Land and buildings22 | - | €43,426 | €34,883 | €26,678 | €20,662 | ▼ 22.6% |
| Plant, machinery and equipment23 | - | €1,438 | €3,585 | €1,701 | €1,762 | ▲ 3.6% |
| Furniture and vehicles24 | - | €53,985 | €37,032 | €20,079 | €10,039 | ▼ 50.0% |
| Current assets29/58 | €54,138 | €57,927 | €56,378 | €51,194 | €49,550 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €5,000 | €3,374 | €8,099 | €4,732 | €8,713 | ▲ 84.1% |
| Other amounts receivable41 | - | €3,374 | €8,099 | €4,732 | €8,713 | ▲ 84.1% |
| Cash at bank and in hand54/58 | €49,138 | €54,553 | €48,280 | €46,463 | €40,837 | ▼ 12.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €102,135 | €157,446 | €132,165 | €99,653 | €82,013 | ▼ 17.7% |
| Equity10/15 | €37,108 | €39,685 | €30,858 | €20,108 | €24,837 | ▲ 23.5% |
| Contributions10/11 | - | €7,000 | €7,000 | €7,000 | €7,000 | = |
| Reserves13 | €30,108 | €32,685 | €23,858 | €13,108 | €17,837 | ▲ 36.1% |
| Non-distributable reserves130/1 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Tax-exempt reserves132 | - | €430 | €430 | €430 | €430 | = |
| Distributable reserves133 | - | €30,255 | €21,428 | €10,678 | €15,407 | ▲ 44.3% |
| Amounts payable17/49 | €65,027 | €117,761 | €101,307 | €79,545 | €57,176 | ▼ 28.1% |
| Amounts payable after more than one year17 | €44,559 | €88,766 | €67,774 | €48,410 | €26,600 | ▼ 45.1% |
| Financial debts170/4 | - | €80,460 | €59,563 | €38,412 | €17,005 | ▼ 55.7% |
| Other amounts payable178/9 | - | €8,305 | €8,210 | €9,997 | €9,595 | ▼ 4.0% |
| Amounts payable within one year42/48 | €20,468 | €28,996 | €33,533 | €31,135 | €30,576 | ▼ 1.8% |
| Current portion of amounts payable after more than one year42 | - | €20,647 | €20,897 | €21,151 | €21,408 | ▲ 1.2% |
| Financial debts43 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Credit institutions430/8 | - | €5,000 | €5,000 | €5,000 | €5,000 | = |
| Trade debts44 | €4,666 | €3,349 | €7,636 | €4,984 | €4,168 | ▼ 16.4% |
| Suppliers440/4 | - | €3,349 | €7,636 | €4,984 | €4,168 | ▼ 16.4% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,800 | €2,577 | -€8,827 | -€10,750 | €4,729 | ▲ 144% |
| + Depreciation and write-downs630 | €16,922 | €29,667 | €28,346 | €27,037 | €19,968 | ▼ 26.1% |
| Operating cash flow (approximation) | €15,122 | €32,244 | €19,519 | €16,287 | €24,697 | ▲ 51.6% |
| Investment in fixed assets (approximation) | - | -€81,190 | -€4,613 | €292 | -€3,973 | ▼ 1,463% |
| Change in cash | - | €5,415 | -€6,273 | -€1,817 | -€5,626 | ▼ 210% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €4,729
Net result €4,729 after 2 loss-making years.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet -€10,750
Net result drops to -€10,750, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €2,577
Net result €2,577 after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bocholt · 1 establishment unit since 2013
Ground area
844 m²
Building footprint
249 m²
Parcel 72003C0227/00T000, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Sportlaan 2, 3950 Bocholt
since 20132.221.902.487
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72003C0227/00T000 | Flanders | 844 m² | 1 · 249 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 4,302 EUR awarded · 4,242 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 98 EUR | 98 EUR |
| 2023 | 1 | 1,442 EUR | 1,382 EUR |
| 2022 | 1 | 2,762 EUR | 2,762 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
6488906ONV3IG6JK4628
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Of 12,684 companies in sector 86951 we hold annual accounts for 2,146. 1,901 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded03-09-2013
Fiscal year end31-12
Activities, NACEBEL 2025
86951Physiotherapy
77225Rental and leasing activities
86999Other human health activities
96999Other personal services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0537885388
Also
9925:BE0537885388
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.