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Lipefi

Active
Private limited companyfounded 20233 yrs activeNijverheidslaan 223A, 9250 Waasmunster, BelgiumKBO/BCE: BE 0804.185.428
Summary

Lipefi has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (-€56,915) and a net result of -€61,915. The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2024
44 / 100
Weak
Negative equity caps the score. Every signal that weighs is under Signals.
Axes
Profitability0
Solvency0
Growth-
Track record79
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 46.46; short-term debt: 1% and cash: 40.8% of total assets), but equity is negative.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-28.6%
Return on assets
-31.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
49 d early
2024
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 38 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 20 July 2023, Lipefi was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2024, micro schema

Equity
-€56,915
Total assets
€198,736
Net result
-€61,915
Working capital
€93,183

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €198,736
Fixed assets €103,503
Current assets €95,233
Key figures and ratios
2024 value
EBITDA
-€16,119
Cash flow
-€33,686
Solvency
-28.6%
Current ratio
46.46
Debt to equity
-4.49
ROA
-31.2%
Interest coverage
-0.91
Debt
€255,651
Debt ≤ 1 year
€2,050
Debt > 1 year
€253,601

Peer companies

Historical observation

Of the 7,638 companies that looked in July 2024 the way this one looks now, 8.9% went bankrupt within 24 months and 85% are still going.

  • Micro
  • 2 to 5 years old
  • negative equity
  • a loss of 10% of the balance sheet or more
8.9% went bankrupt
5.6% stopped otherwise
85% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 1.0% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,638 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 · 34 lines
Balance sheet Code2024
Assets
Total assets20/58€198,736
Formation expenses20€0
Fixed assets21/28€103,503
Intangible fixed assets21€103,503
Current assets29/58€95,233
Amounts receivable within one year40/41€14,083
Trade receivables40€895
Other amounts receivable41€13,188
Cash at bank and in hand54/58€81,150
Equity and liabilities
Total equity and liabilities10/49€198,736
Equity10/15-€56,915
Contributions10/11€5,000
Profit (loss) carried forward14-€61,915
Amounts payable17/49€255,651
Amounts payable after more than one year17€253,601
Financial debts170/4€253,601
Amounts payable within one year42/48€2,050
Trade debts44€841
Suppliers440/4€841
Advances received on contracts in progress46€1,083
Taxes, remuneration and social security45€125
Taxes450/3€125
Income statement Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,229
Other operating charges640/8€881
Gross operating margin9900-€15,237
Operating profit (loss)9901-€44,347
Financial income75/76B€128
Recurring financial income75€128
Financial charges65/66B€17,695
Recurring financial charges65€17,695
Profit (loss) for the period before taxes9903-€61,915
Profit (loss) for the period9904-€61,915
Profit (loss) for the period to be appropriated9905-€61,915
Appropriation of the result
Profit (loss) to be appropriated9906-€61,915

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,229
Other operating charges640/8€881
Gross operating margin9900-€15,237
Operating profit (loss)9901-€44,347
Financial income75/76B€128
Recurring financial income75€128
Financial charges65/66B€17,695
Recurring financial charges65€17,695
Profit (loss) for the period before taxes9903-€61,915
Profit (loss) for the period9904-€61,915
Profit (loss) for the period to be appropriated9905-€61,915
Line2024
Assets
Total assets20/58€198,736
Formation expenses20€0
Fixed assets21/28€103,503
Intangible fixed assets21€103,503
Current assets29/58€95,233
Amounts receivable within one year40/41€14,083
Trade receivables40€895
Other amounts receivable41€13,188
Cash at bank and in hand54/58€81,150
Equity and liabilities
Total equity and liabilities10/49€198,736
Equity10/15-€56,915
Contributions10/11€5,000
Profit (loss) carried forward14-€61,915
Amounts payable17/49€255,651
Amounts payable after more than one year17€253,601
Financial debts170/4€253,601
Amounts payable within one year42/48€2,050
Trade debts44€841
Suppliers440/4€841
Advances received on contracts in progress46€1,083
Taxes, remuneration and social security45€125
Taxes450/3€125
Line2024
Profit (loss) for the period9904-€61,915
+ Depreciation and write-downs630€28,229
Operating cash flow (approximation)-€33,686

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
12-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
04-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waasmunster · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,926 m²
Building footprint
266 m²
Volume, LiDAR
1,200 m³
Parcel 42023B1096/00H000, Flanders · tallest building 8.1 m, ±1 floor. Linked by address, not a title deed.
3 companies at this address See who is registered here
1 establishment unit
Husk
Nijverheidslaan 223A, 9250 WaasmunsterComputer consultancy and computer facilities management
since 20232.348.343.076
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
42023B1096/00H000 Flanders 1,926 m² 1 · 266 m² 8.1 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2023 to 2024 · 2 entries · 50,000 EUR awarded · 50,000 EUR paid
Year Entries awardedpaid
2024 1 0 EUR25,000 EUR
2023 1 50,000 EUR25,000 EUR
Schemes
2 entries · 50,000 EUR · 50,000 EUR paid · Fonds voor Innoveren en Ondernemen

Recognitions · licences · registrations

Legal Entity Identifier

894500SE7YYRAINFYH11
live in the LEI register

Similar companies · same sector and region

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 30,009 companies in sector 62200 we hold annual accounts for 18,399. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-07-2023
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
63920Other information service activities
E-invoicing
Reachable via Peppol
Peppol ID 0208:0804185428

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.