Lipauflo
ActiveLipauflo has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €105k and a net result of €93k. Equity is growing by ~32.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
84
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency76▼-24
Growth78=
Track record94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity tight (current ratio 1.25 against 17.86 in 2024; short-term debt: 48.7% and cash: 45.7% of total assets), and 48.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.3%
Return on assets
45.5%
Age of the figures
18 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 06-10-2025, 25 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
25 d early
2024
13 d early
2023
40 d early
2022
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close18-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€105k▼ 45.4%
2024 · €193k
2022: €64k
2023: €129k
2024: €193k
2022 → 2025
Total assets
€205k▼ 4.7%
2024 · €215k
2022: €86k
2023: €155k
2024: €215k
2022 → 2025
Net result
€93k▲ 47.2%
2024 · €63k
2022: €62k
2023: €65k
2024: €63k
2022 → 2025
Working capital
€25k▼ 87.1%
2024 · €190k
2022: €71k
2023: €137k
2024: €190k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€64k-€129k▲ 102%€193k▲ 48.9%€105k▼ 45.4%
Operating result€79k-€84k▲ 6.0%€80k▼ 4.5%€112k▲ 39.3%
Net result€62k-€65k▲ 5.6%€63k▼ 3.2%€93k▲ 47.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 39% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €205k
Fixed assets
€81k▲ 501%
Current assets
€124k▼ 38.4%
Equity and liabilities €205k
Equity
€105k▼ 45.4%
Debt
€100k▲ 346%
The debt ratio rises from 10.4% to 48.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€117k▲
2024 · €80k
Cash flow
€99k▲
2024 · €63k
Solvency
51.3%▼
2024 · 89.6%
Current ratio
1.25▼
2024 · 17.86
Quick ratio
1.25▼
2024 · 17.86
Debt / equity
0.95▲
2024 · 0.12
ROE
88.5%▲
2024 · 32.8%
ROA
45.5%▲
2024 · 29.4%
Interest coverage
2694.81▲
2024 · 1263.89
Debt
€100k▲
2024 · €22k
Debt ≤ 1 year
€100k▲
2024 · €11k
Income taxes
€25k▲
2024 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€215k€205k▼
Fixed assets21/28€13k€81k▲
Tangible fixed assets22/27€13k€81k▲
Furniture and vehicles24€13k€81k▲
Current assets29/58€201k€124k▼
Amounts receivable within one year40/41€16k€31k▲
Trade receivables40€14k€30k▲
Other amounts receivable41€2k€47▼
Cash at bank and in hand54/58€184k€94k▼
Deferred charges and accrued income490/1€1k€0▼
Equity and liabilities
Total equity and liabilities10/49€215k€205k▼
Equity10/15€193k€105k▼
Contributions10/11€2k€2k=
Reserves13€191k€103k▼
Tax-exempt reserves132€103k€103k=
Distributable reserves133€87k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€22k€100k▲
Amounts payable within one year42/48€11k€100k▲
Trade debts44€0€2k▲
Suppliers440/4€0€2k▲
Taxes, remuneration and social security45€10k€17k▲
Taxes450/3€7k€14k▲
Remuneration and social security454/9€3k€3k=
Other amounts payable47/48€1k€81k▲
Accrued charges and deferred income492/3€11k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163€6k▲
Other operating charges640/8€493€505▲
Gross operating margin9900€81k€118k▲
Operating profit (loss)9901€80k€112k▲
Financial income75/76B€451€7k▲
Recurring financial income75€451€7k▲
Financial charges65/66B€63€44▼
Recurring financial charges65€63€44▼
Profit (loss) for the period before taxes9903€80k€118k▲
Income taxes67/77€17k€25k▲
Profit (loss) for the period9904€63k€93k▲
Transfer to tax-exempt reserves689€38k€0▼
Profit (loss) for the period to be appropriated9905€25k€93k▲
Appropriation of the result
Profit (loss) to be appropriated9906€25k€93k▲
Transfer from equity791/2-€87k
Transfer to equity691/2€25k€0▼
To other reserves6921€25k€0▼
Profit to be distributed694/7-€181k
Return on contributions (dividend)694-€181k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
06-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Highest result since 2022net €93k ▲47.2%
Operating result €112k, net result €93k, both a record.
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €150kEq €193k ▲48.9%
3 profitable years in a row build equity to €193k.
2023
21-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
31-03
Financial
Equity above €100kEq €129k ▲102%
2 profitable years in a row build equity to €129k.
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ranst · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Laarstraat 172520 RanstGround area
889 m²
Building footprint
193 m²
Parcel 11035C0032/00H000, Flanders. Linked by address, not a title deed.
1 establishment unit
Lipauflo
since 20212.319.759.156
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11035C0032/00H000 | Flanders | 889 m² | 1 · 193 m² | 0.0 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
LINI CONSULT
BE 0792.246.015
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JANIRO
BE 0829.265.371
Geraardsbergen · Eq €105k
DIGIFIRST CONSULTING
BE 0646.696.624
Gent · Eq €105k
JaNah Gest
BE 0801.139.034
Thimister-Clermont · Eq €105k
Fintechnicon
BE 0801.055.593
Sint-Martens-Latem · Eq €105k
Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 40,675 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-05-2021
Fiscal year end31-03
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
73200Market research and public opinion polling
74103Other professional, scientific and technical activities
74120Graphic design and visual communication
74201Photography, excluding press photography
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.