LIPAMBOLI

Active

Private limited companyfounded 20241 yr activeImpasse de la Cense Gain 17, 7000 Mons, BelgiumKBO/BCE: BE 1017.021.343

Summary

LIPAMBOLI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,846 and a net result of €30,846. Its solvency ranks better than 37% of 20272 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisWatch Report Compare

LIPAMBOLIActiveChecked score 80/100

Risk analysis Report Compare

Activity

Nursing and midwifery

NACE 86940NACE 86906

2 sites

Size

€69,951total assets 2025

Equity: €32,846
Profit: €30,846

Turnover not published (abridged schema)

Financial health

80 Excellent Checked score 2025

Bankruptcy chance 12 m: 0.6%

Structure

Accounts filed 56 d late1 of 2 deeds read

Why 80- 1 change of registered office in 24 months- Latest accounts 56 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Figures for FY 2025 (filed 25-09-2026)Show the evidence

Checked score

Score 2025

80 / 100

Excellent

Probability in this band: under 0.55%

Better than 41% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 72

equity 47.0% of total assets

Liquidity 28

short-term debt 53.0% · cash 3.9%

Profitability 100

return on assets 44.1%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,748 companies)

Last 24 months 01-2026: 0.3%lowest value 02-2026: 0.4%▲ +2.3% vs 01-2026 03-2026: 0.4%● 0.0% vs 02-2026 04-2026: 0.4%▲ +1.1% vs 03-2026 05-2026: 0.4%▲ +0.6% vs 04-2026 06-2026: 0.4%▲ +8.8% vs 05-2026 07-2026: 0.4%▲ +7.1% vs 06-2026 08-2026: 0.5%▲ +7.3% vs 07-2026 09-2026: 0.8%▲ +81.9% vs 08-2026highest value 10-2026: 0.6%▼ -31.6% vs 09-2026

Sector Human health activities (NACE 86) lowers the probability
1 change of registered office in 24 months raises the probability
Latest accounts 56 days late; 1 of the last 3 late raises the probability
Figures for FY 2025 (filed 25-09-2026) lowers the probability

Credit up to €2,500 at 30 days acceptable

Liquidity ample (current ratio 1.55; short-term debt: 53% and cash: 3.9% of total assets), but 53% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 38%, liquidity 5%, profitability 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

1 change of registered office in 24 months

In the bankruptcy model this factor raises the probability.

Belgian State Gazette

Latest accounts 56 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Figures for FY 2025 (filed 25-09-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Young company

Founded in 2024, under 3 years in business. Failure risk is statistically highest between 2 and 8 years after founding.

KBO · incorporation date

Age against the risk zone

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 1 filing

Deviation from the deadline

2025

56 d late

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage