Lionier
ActiveSummary
The computed 12-month bankruptcy probability of Lionier is 2.6% (moderate). The annual accounts of Lionier for fiscal year 2025 show a net loss of 112% of total assets and of 74% of the equity at the start of that year. The 2025 annual accounts show equity of €157k and a net result of €-439k. Equity is shrinking by ~7% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
37
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-48
Solvency65▼-33
Growth32▼-20
Track record94
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 1.67 against 3.77 in 2024; short-term debt: 59.7% and cash: 3.3% of total assets), but 59.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.3%
Return on assets
-112.4%
Age of the figures
9 mo
lowers risk · Consistently profitable
Positive net result in the two most recent financial years (2023 and 2024).
NBB · annual accounts 2024Net result per financial year
22232425
2022 to 2025 · latest year €-439k
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
22232425
2022 to 2025 · latest year €157k
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
53 d late
2024
17 d early
2023
2 d early
2022
on the day
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 73.6%
2024 · €596k
2022: €479k
2023: €561k
2024: €596k
2022 → 2025
Total assets
€390k▼ 52.3%
2024 · €819k
2022: €1.34M
2023: €1.09M
2024: €819k
2022 → 2025
Net result
€-439k
2024 · €34k
2022: €474k
2023: €82k
2024: €34k
2022 → 2025
Working capital
€157k▼ 73.9%
2024 · €602k
2022: €479k
2023: €775k
2024: €602k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€479k-€561k▲ 17.1%€596k▲ 6.1%€157k▼ 73.6%
Operating result€696k-€130k▼ 81.3%€50k▼ 61.5%€-435k
Net result€474k-€82k▼ 82.8%€34k▼ 57.9%€-439k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €435k after €50k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €390k
Equity
€157k ▼ 73.6%
Debt
€233k ▲ 4.4%
Debt's share of the balance-sheet total rises from 27.3% to 59.7%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
1.67▼
2024 · 3.77
Quick ratio
0.82▼
2024 · 1.28
Debt to equity
1.48▲
2024 · 0.37
ROE
-279.2%▼
2024 · 5.8%
ROA
-112.4%▼
2024 · 4.2%
Debt ≤ 1 year
€233k▲
2024 · €217k
Income taxes
€1k▼
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€819k€390k▼
Current assets29/58€819k€390k▼
Stocks and contracts in progress3€540k€198k▼
Stocks30/36€540k€198k▼
Amounts receivable within one year40/41€278k€179k▼
Other amounts receivable41€278k€179k▼
Cash at bank and in hand54/58€914€13k▲
Equity and liabilities
Total equity and liabilities10/49€819k€390k▼
Equity10/15€596k€157k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€591k€152k▼
Amounts payable17/49€223k€233k▲
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€217k€233k▲
Trade debts44€175k€213k▲
Suppliers440/4€175k€213k▲
Taxes, remuneration and social security45€42k€14k▼
Taxes450/3€42k€14k▼
Other amounts payable47/48-€6k
Accrued charges and deferred income492/3€6k€0▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€5k
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A-€1.02M
Gross operating margin9900€51k€594k▲
Operating profit (loss)9901€50k€-435k▼
Financial charges65/66B€3k€3k▼
Recurring financial charges65€3k€3k▼
Profit (loss) for the period before taxes9903€47k€-437k▼
Income taxes67/77€13k€1k▼
Profit (loss) for the period9904€34k€-439k▼
Profit (loss) for the period to be appropriated9905€34k€-439k▼
Appropriation of the result
Profit (loss) to be appropriated9906€591k€152k▼
Profit (loss) brought forward from the previous period14P€556k€591k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
31-12
Financial
Weakest financial yearnet €-439k ▼1373%
Net result drops to €-439k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Liquidity doublescurrent ratio 3.47
Current ratio from 1.56 to 3.47; short-term debt falls from €857k to €314k.
31-12
Financial
Equity above €500kEq €561k ▲17.1%
2 profitable years in a row build equity to €561k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Britselei 192000 AntwerpenGround area
370 m²
Building footprint
217 m²
Volume, LiDAR
3,759 m³
Parcel 11810K2754/00F005, Flanders · tallest building 27.0 m, ±6 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K2754/00F005 | Flanders | 369 m² | 1 · 217 m² | 26.9 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.