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GMP HANKAR

Active
Public limited companyfounded 2023active for 3 yearsLucien Outersgaarde 1, 1160 Oudergem, BelgiumKBO/BCE: BE 0805.889.361
Summary

GMP HANKAR has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €311,646 and a net result of €362,013. Its solvency ranks better than 22% of 4,978 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
5th largest employer in Oudergem, Wholesale and retail trade sector1 site
Size
€2.7mtotal assets 2025
Staff
49.5 FTE
Equity
€311,646
Profit
€362,013
Financial health
69 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Structure
  • BENOVITYDirector · permanent representative Paul Moreau
  • J & JJ GROUPDirector · permanent representative Gilles Verleyen
  • STRATIFYDirector · permanent representative Martin Zanchetta
Accounts filed 24 days late2 of 3 deeds read
Why 69raises riskFounded in 2023Equity €311,646 (11.6% of total assets)lowers riskLiquidity: current ratio 1.07, cash €1.2mFigures for financial year 2025 (filed 24-08-2026)Show the evidence

Checked score

Score 2025
69 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 70% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Average
Solvency 37+15
equity 11.6% of total assets
Liquidity 52+15
short-term debt 86.6% · cash 46.2%
Profitability 86+86
return on assets 13.5%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,690 companies, NACE 47, small)
Last 24 months 11-2024: 1.7% 12-2024: 1.7%● unchanged vs 11-2024 01-2025: 2.1%▲ +0.4 percentage points vs 12-2024 02-2025: 2.1%● unchanged vs 01-2025 03-2025: 2.3%▲ +0.2 percentage points vs 02-2025 04-2025: 2.6%▲ +0.3 percentage points vs 03-2025 05-2025: 2.6%● unchanged vs 04-2025 06-2025: 2.6%● unchanged vs 05-2025 07-2025: 2.5%▼ -0.1 percentage points vs 06-2025 08-2025: 2.7%▲ +0.2 percentage points vs 07-2025 09-2025: 2.9%▲ +0.2 percentage points vs 08-2025highest value 10-2025: 1.6%▼ -1.3 percentage points vs 09-2025 11-2025: 1.6%● unchanged vs 10-2025 12-2025: 1.6%● unchanged vs 11-2025 01-2026: 1.6%● unchanged vs 12-2025 02-2026: 1.6%● unchanged vs 01-2026 03-2026: 1.6%● unchanged vs 02-2026 04-2026: 1.6%● unchanged vs 03-2026 05-2026: 1.6%● unchanged vs 04-2026 06-2026: 1.5%▼ -0.1 percentage points vs 05-2026 07-2026: 1.6%▲ +0.1 percentage points vs 06-2026 08-2026: 2.2%▲ +0.6 percentage points vs 07-2026 09-2026: 0.8%▼ -1.4 percentage points vs 08-2026lowest value 10-2026: 0.8%● unchanged vs 09-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.07, compared with 0.93 in 2024, below the usual 1.5; short-term debt: 86.6% and cash: 46.2% of total assets), and 88.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 24% on solvency, 68% on liquidity, 87% on profitability and 99% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Liquidity: current ratio 1.07, cash €1.2m
NBB · annual accounts
raises risk · Equity €311,646 (11.6% of total assets)
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed 24-08-2026)
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 4978 sector peers (2025).
NBB · sector comparison
Position among 4978 sector peers
Solvency
better than 22%
← weakest strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 2 filings
Deviation from the deadline
2025
24 days late
2024
29 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 27 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since incorporation in 2023.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Purpose · Amendment of the articles…Name change · Declaration ·…
  3. Back to profitnet €362,013

Key points

  • Caution: Board changedlatest change 23-12-2025 · 3 in office 3 joined · 3 left View
  • Positive: Back in profit in 2025after -€350,367 in 2024 €362,013 View
  • Positive: Among the best 15% on net resultsector median €40,277 · 4,978 companies €362,013 View

By topic

Financials

Financial year
2025
Total assets
€2.7m
Profit
€362,013
Solvency
11.6%
Total assets▲ 63.9%
Net result
20242025
Go to Financials

Timeline

Events
6
Since
2025
Next accounts
by 31-07-2027
  1. 31-12-2025Equity above €200,000
  2. 23-12-2025Resignations: HADERIA SRL, MVHEU Consulting SRL and…
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
15-09-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
53
Who signs
Two directors jointly
Financial year
From 1 February to 31 January
Annual meeting
6 June at 19:00
Purpose
“Le commerce sous toutes ses formes et notamment l'importation, l'exportation, l'achat et…” (deed in French)
Go to Articles of association

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