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Lio Consulting

Active
Private limited companyfounded 20224 yrs activeBosstraat 126, 1742 Ternat, BelgiumKBO/BCE: BE 0783.914.408
Summary

Lio Consulting has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €56,285 and a net result of €21,029. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 59% of 923 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
Lio ConsultingActiveChecked score 91/100
Risk analysis ReportCompare

Overview

Activity
Temporary employment agencies and other provision of personnel
NACE 78200NACE 78300
1 site
Size
€91,507total assets 2025
Equity
€56,285
Profit
€21,029
Turnover not published (abridged schema)
Financial health
91 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 136 d early0 of 1 deed read
Why 91- Size: total assets €91,507+ Liquidity: current ratio 1.81, cash €27,930+ Sector Employment activities (NACE 78)+ Figures for FY 2025 (filed 18-03-2026)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Better than 58% of its sector peers (NACE 78, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 87-4
equity 61.5% of total assets
Liquidity 71-5
short-term debt 38.0% · cash 30.5%
Profitability 97+22
return on assets 23.0%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.3% (1,363 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%● 0.0% vs 02-2025lowest value 04-2025: 0.2%▲ +98.4% vs 03-2025 05-2025: 0.2%● 0.0% vs 04-2025 06-2025: 0.2%● 0.0% vs 05-2025 07-2025: 0.3%▲ +1.2% vs 06-2025highest value 08-2025: 0.3%● 0.0% vs 07-2025highest value 09-2025: 0.3%● 0.0% vs 08-2025highest value 10-2025: 0.3%● 0.0% vs 09-2025highest value 11-2025: 0.3%● 0.0% vs 10-2025highest value 12-2025: 0.2%▼ -28.7% vs 11-2025 01-2026: 0.2%▼ -3.9% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▼ -4.1% vs 02-2026 04-2026: 0.2%▲ +0.6% vs 03-2026 05-2026: 0.2%● 0.0% vs 04-2026 06-2026: 0.2%● 0.0% vs 05-2026 07-2026: 0.2%● 0.0% vs 06-2026 08-2026: 0.2%▲ +3.6% vs 07-2026 09-2026: 0.2%● 0.0% vs 08-2026 10-2026: 0.2%● 0.0% vs 09-2026
  • Liquidity: current ratio 1.81, cash €27,930 lowers the probability
  • Sector Employment activities (NACE 78) lowers the probability
  • Size: total assets €91,507 raises the probability for this profile
  • Figures for FY 2025 (filed 18-03-2026) lowers the probability
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 1.81 against 2.07 in 2024; short-term debt: 38% and cash: 30.5% of total assets), and 38.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 78, micro). Better than this share of them on solvency 62%, liquidity 64%, profitability 73%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 1.81, cash €27,930
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Employment activities (NACE 78)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Size: total assets €91,507
In the bankruptcy model this factor raises the probability for this profile.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 18-03-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-03-2026, 136 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
136 d early
2024
141 d early
2023
79 d early
2022
98 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 114 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 30% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 5 April (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet €4,506 ▼87%

Key points

  • Positive: Always filed on timeaccounts within the deadline every year 4 years View
  • Total assets 20254 fiscal years filed €91,507 View
  • Active since 2022founded 28-03-2022 4 years View

By topic

Financials

Fiscal year
2025
Total assets
€91,507
Profit
€21,029
Solvency
61.5%
Total assets▼ 0.4%
Net result
20222025
Go to Financials

Timeline

Events
6
Since
2023
Next accounts
by 31-07-2027
  1. 17-03-2026Annual accounts filed
  2. 12-03-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Temporary employment agencies and other provision of personnelNACE 78200
Founded
28-03-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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