Skip to content

LINVESTS

Active
Private limited companyfounded 201312 yrs activeGouden-Regenlaan 4, 2627 Schelle, BelgiumKBO/BCE: BE 0543.502.183
Summary

LINVESTS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €212,753 and a net result of €3,989. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 14254 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability48▲+4
Solvency60▼-1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14,000 at 30 days acceptable
Liquidity ample (current ratio 4.48 against 4.65 in 2024; short-term debt: 5.9% and cash: 0% of total assets), but 65.2% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
34.8%
Return on assets
0.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
57 d early
2024
61 d late
2023
20 d early
2022
14 d early
2021
46 d early
2020
52 d early
2019
31 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

LINVESTS was incorporated on 20 December 2013.1 Total assets went from EUR 674,887 in 2018 to EUR 610,593 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€212,753▲ 2.1%
2024 · €208,279
Total assets
€610,593▲ 4.4%
2024 · €584,715
Net result
€3,989▲ 17.9%
2024 · €3,384
Working capital
€125,328▲ 21.9%
2024 · €102,810
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€14,281▼ 76.2%€13,590▼ 4.8%€10,138▼ 25.4%€16,789▲ 65.6%€19,199▲ 14.4%
Net result€9,440within the sector's middle half▼ 79.7%€36,919above the sector's middle half▲ 291%-€13within the sector's middle half€3,384within the sector's middle half€3,989within the sector's middle half▲ 17.9%
Equity€156,593within the sector's middle half▲ 6.4%€193,511within the sector's middle half▲ 23.6%€204,895within the sector's middle half▲ 5.9%€208,279within the sector's middle half▲ 1.7%€212,753within the sector's middle half▲ 2.1%
Total assets€407,840within the sector's middle half▲ 0.1%€345,704within the sector's middle half▼ 15.2%€611,822within the sector's middle half▲ 77.0%€584,715within the sector's middle half▼ 4.4%€610,593within the sector's middle half▲ 4.4%
Debt€251,247▼ 3.5%€130,354▼ 48.1%€396,081▲ 204%€365,589▼ 7.7%€387,963▲ 6.1%
Working capital-€19,508within the sector's middle half▼ 3.4%€113,689within the sector's middle half€111,679within the sector's middle half▼ 1.8%€102,810within the sector's middle half▼ 7.9%€125,328above the sector's middle half▲ 21.9%
Solvency38.4%within the sector's middle half▲ 2.3pp56.0%within the sector's middle half▲ 17.6pp33.5%within the sector's middle half▼ 22.5pp35.6%within the sector's middle half▲ 2.1pp34.8%within the sector's middle half▼ 0.8pp
Current ratio0.51within the sector's middle half▲ 0.298.34above the sector's middle half▲ 7.832.49within the sector's middle half▼ 5.854.65above the sector's middle half▲ 2.164.48above the sector's middle half▼ 0.17
Return on assets (ROA)2.3%within the sector's middle half▼ 9.1pp10.7%above the sector's middle half▲ 8.4pp0.0%within the sector's middle half▼ 10.7pp0.6%within the sector's middle half▲ 0.6pp0.7%within the sector's middle half▲ 0.1pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000€0€10,000€20,000€30,000€40,000Operating result 2021: €14,281€14,281Net result 2021: €9,440€9,440Operating result 2022: €13,590€13,590Net result 2022: €36,919€36,919Operating result 2023: €10,138€10,138Net result 2023: -€13-€13Operating result 2024: €16,789€16,789Net result 2024: €3,384€3,384Operating result 2025: €19,199€19,199Net result 2025: €3,989€3,98920212022202320242025-€5,000€0€5,000€10,000€15,000€20,000Operating result 2023: €10,138€10,100Net result 2023: -€13-€13Operating result 2024: €16,789€16,800Net result 2024: €3,384€3,380Operating result 2025: €19,199€19,200Net result 2025: €3,989€3,990202320242025
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 14% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €610,593
Fixed assets €449,284 ▼ 1.0%
Current assets €161,309 ▲ 23.2%
Equity and liabilities €610,593
Equity €212,753 ▲ 2.1%
Provisions €9,878 ▼ 8.9%
Debt €387,963 ▲ 6.1%
Debt's share of the balance-sheet total rises from 62.5% to 63.5%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€41,050▲
2024 · €36,197
Cash flow
€25,841▲
2024 · €22,791
Debt to equity
1.82▲
2024 · 1.76
ROE
1.9%▲
2024 · 1.6%
Interest coverage
3.37▲
2024 · 2.98
Debt ≤ 1 year
€35,981▲
2024 · €28,140
Debt > 1 year
€351,982▲
2024 · €337,449
Income taxes
€3,523▲
2024 · €1,267
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 6,045 companies that looked in July 2024 the way this one looks now, 0.3% went bankrupt within 24 months and 96% are still going.

  • Small
  • 10 to 20 years old
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.3% went bankrupt
3.6% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 6,045 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€584,715€610,593▲
Fixed assets21/28€453,765€449,284▼
Tangible fixed assets22/27€453,765€449,284▼
Land and buildings22€224,300€231,221▲
Other tangible fixed assets26€229,465€218,064▼
Current assets29/58€130,949€161,309▲
Stocks and contracts in progress3€0-
Stocks30/36€0-
Amounts receivable within one year40/41€130,568€161,135▲
Trade receivables40€130,568€161,135▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€382€174▼
Equity and liabilities
Total equity and liabilities10/49€584,715€610,593▲
Equity10/15€208,279€212,753▲
Contributions10/11€140,000€140,000=
Reserves13€68,279€72,753▲
Non-distributable reserves130/1€195€195=
Reserves not available under the articles1311€195€195=
Tax-exempt reserves132€43,388€39,511▼
Distributable reserves133€24,696€33,046▲
Provisions and deferred taxes16€10,847€9,878▼
Deferred taxes168€10,847€9,878▼
Amounts payable17/49€365,589€387,963▲
Amounts payable after more than one year17€337,449€351,982▲
Financial debts170/4€337,449€351,982▲
Amounts payable within one year42/48€28,140€35,981▲
Current portion of amounts payable after more than one year42€26,684€31,365▲
Trade debts44€0€550▲
Suppliers440/4€0€550▲
Taxes, remuneration and social security45€1,456€4,066▲
Taxes450/3€1,456€4,066▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19,408€21,851▲
Other operating charges640/8€1,564€1,332▼
Gross operating margin9900€37,761€42,382▲
Operating profit (loss)9901€16,789€19,199▲
Financial charges65/66B€12,138€12,172▲
Recurring financial charges65€12,138€12,172▲
Profit (loss) for the period before taxes9903€4,651€7,027▲
Transfer from deferred taxes780€0€485▲
Income taxes67/77€1,267€3,523▲
Profit (loss) for the period9904€3,384€3,989▲
Transfer from tax-exempt reserves789€0€1,938▲
Profit (loss) for the period to be appropriated9905€3,384€5,928▲
Appropriation of the result
Profit (loss) to be appropriated9906€3,384€5,928▲
Transfer to equity691/2€3,384€5,928▲
To other reserves6921€3,384€5,928▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€0-----
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14,721€8,706€10,165€19,408€21,851▲ 12.6%
Other operating charges640/8€549€2,204€1,615€1,564€1,332▼ 14.8%
Gross operating margin9900€29,550€24,500€21,918€37,761€42,382▲ 12.2%
Operating profit (loss)9901€14,281€13,590€10,138€16,789€19,199▲ 14.4%
Financial income75/76B€0€54,599€0---
Recurring financial income75€0€54,599€0---
Non-recurring financial income76B-€54,599€0---
Financial charges65/66B€4,841€8,477€4,286€12,138€12,172▲ 0.3%
Recurring financial charges65€4,841€8,477€4,286€12,138€12,172▲ 0.3%
Profit (loss) for the period before taxes9903€9,440€59,712€5,852€4,651€7,027▲ 51.1%
Transfer from deferred taxes780--€73€0€485-
Transfer to deferred taxes680-€21,840€0---
Income taxes67/77-€954€5,938€1,267€3,523▲ 178%
Profit (loss) for the period9904€9,440€36,919-€13€3,384€3,989▲ 17.9%
Transfer from tax-exempt reserves789--€291€0€1,938-
Transfer to tax-exempt reserves689-€87,358€0---
Profit (loss) for the period to be appropriated9905€9,440-€50,439€278€3,384€5,928▲ 75.2%
Line20212022202320242025Change
Assets
Total assets20/58€407,840€345,704€611,822€584,715€610,593▲ 4.4%
Fixed assets21/28€387,428€216,523€425,239€453,765€449,284▼ 1.0%
Tangible fixed assets22/27€387,428€216,523€425,239€453,765€449,284▼ 1.0%
Land and buildings22€387,428€216,523€207,817€224,300€231,221▲ 3.1%
Other tangible fixed assets26--€217,422€229,465€218,064▼ 5.0%
Current assets29/58€20,411€129,181€186,583€130,949€161,309▲ 23.2%
Stocks and contracts in progress3-€1,652€43,867€0--
Stocks30/36-€1,652€43,867€0--
Amounts receivable within one year40/41€20,411€125,306€142,220€130,568€161,135▲ 23.4%
Trade receivables40€20,411€35,256€56,223€130,568€161,135▲ 23.4%
Other amounts receivable41-€90,050€85,997€0--
Cash at bank and in hand54/58€0€2,224€497€382€174▼ 54.3%
Equity and liabilities
Total equity and liabilities10/49€407,840€345,704€611,822€584,715€610,593▲ 4.4%
Equity10/15€156,593€193,511€204,895€208,279€212,753▲ 2.1%
Contributions10/11€140,000€140,000€140,000€140,000€140,000=
Reserves13€16,593€113,223€64,895€68,279€72,753▲ 6.6%
Non-distributable reserves130/1€195€195€195€195€195=
Reserves not available under the articles1311€195€195€195€195€195=
Tax-exempt reserves132-€87,358€43,388€43,388€39,511▼ 8.9%
Distributable reserves133€16,398€25,671€21,312€24,696€33,046▲ 33.8%
Profit (loss) carried forward14--€59,712€0---
Provisions and deferred taxes16-€21,840€10,847€10,847€9,878▼ 8.9%
Deferred taxes168-€21,840€10,847€10,847€9,878▼ 8.9%
Amounts payable17/49€251,247€130,354€396,081€365,589€387,963▲ 6.1%
Amounts payable after more than one year17€211,328€114,862€321,177€337,449€351,982▲ 4.3%
Financial debts170/4€211,328€114,862€321,177€337,449€351,982▲ 4.3%
Amounts payable within one year42/48€39,919€15,492€74,904€28,140€35,981▲ 27.9%
Current portion of amounts payable after more than one year42€24,806€14,538€26,787€26,684€31,365▲ 17.5%
Trade debts44--€45,980€0€550-
Suppliers440/4--€45,980€0€550-
Taxes, remuneration and social security45-€954€2,136€1,456€4,066▲ 179%
Taxes450/3-€954€2,136€1,456€4,066▲ 179%
Other amounts payable47/48€15,113€0----
Line20212022202320242025Change
Profit (loss) for the period9904€9,440€36,919-€13€3,384€3,989▲ 17.9%
+ Depreciation and write-downs630€14,721€8,706€10,165€19,408€21,851▲ 12.6%
Operating cash flow (approximation)€24,161€45,624€10,152€22,791€25,841▲ 13.4%
Investment in fixed assets (approximation)-€162,200-€218,881-€47,934-€17,370▲ 63.8%
Change in cash-€2,224-€1,727-€115-€207▼ 80.6%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
04-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial Back to profitnet €3,384
Net result €3,384 after one loss-making year.
11-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €200,000Eq €204,895 ▲5.9%
Equity rises from €193,511 to €204,895.
17-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Liquidity times 16current ratio 8.34
Current ratio from 0.51 to 8.34; short-term debt falls from €39,919 to €15,492.
15-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150,000Eq €156,593 ▲6.4%
3 profitable years in a row build equity to €156,593.
09-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Highest result since 2018net €46,542 ▲195%
Operating result €60,020, net result €46,542, both a record.
30-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
Show earlier events
2019
31-12
Financial Back to profitnet €15,769
Net result €15,769 after one loss-making year.
31-12
Financial Equity above €100,000Eq €100,610 ▲18.6%
Equity rises from €84,841 to €100,610.
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
22-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 387 days late
2017
22-12
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 144 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schelle · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
992 m²
Building footprint
264 m²
Volume, LiDAR
1,190 m³
Parcel 11038A0360/00F002, Flanders · tallest building 8.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
LINVESTS
Gouden-Regenlaan 4, 2627 SchelleActivities auxiliary to financial services and insurance activities
since 20142.225.246.613
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11038A0360/00F002 Flanders 992 m² 1 · 264 m² 8.4 m · 1 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. 3,859 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded20-12-2013
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
E-invoicing
Reachable via Peppol
Peppol ID 0208:0543502183
Also 9925:BE0543502183
Registered 17-11-2025

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.