Lino Consult
ActiveLino Consult has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €209k and a net result of €71k. Equity is growing by ~34.1% per year across the filed fiscal years. Its solvency ranks better than 72% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 4.16 against 18.8 in 2024; short-term debt: 23.5% and cash: 84.6% of total assets), and 23.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
76.5%
Return on assets
26%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
126 d early
2024
19 d late
2023
50 d early
2022
41 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€209k▲ 5.5%
2024 · €198k
2022: €59k
2023: €117k
2024: €198k
2022 → 2025
Total assets
€273k▲ 30.8%
2024 · €208k
2022: €81k
2023: €126k
2024: €208k
2022 → 2025
Net result
€71k▼ 11.9%
2024 · €81k
2022: €44k
2023: €58k
2024: €81k
2022 → 2025
Working capital
€203k▲ 6.2%
2024 · €191k
2022: €58k
2023: €111k
2024: €191k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€59k-€117k▲ 97.2%€198k▲ 68.7%€209k▲ 5.5%
Operating result€57k-€74k▲ 31.2%€104k▲ 39.1%€93k▼ 10.4%
Net result€44k-€58k▲ 30.0%€81k▲ 39.3%€71k▼ 11.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 10% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€6k▼ 12.3%
Current assets
€267k▲ 32.3%
Equity and liabilities €273k
Equity
€209k▲ 5.5%
Debt
€64k▲ 497%
The debt ratio rises from 5.1% to 23.5%. Equity and debt are higher.
Key figures and ratios
EBITDA
€94k▼
2024 · €105k
Cash flow
€73k▼
2024 · €82k
Solvency
76.5%▼
2024 · 94.9%
Current ratio
4.16▼
2024 · 18.80
Quick ratio
4.16▼
2024 · 18.80
Debt / equity
0.31▲
2024 · 0.05
ROE
34.0%▼
2024 · 40.7%
ROA
26.0%▼
2024 · 38.6%
Interest coverage
32.27▼
2024 · 922.62
Debt
€64k▲
2024 · €11k
Debt ≤ 1 year
€64k▲
2024 · €11k
Income taxes
€19k▼
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€208k€273k▲
Fixed assets21/28€7k€6k▼
Tangible fixed assets22/27€7k€6k▼
Furniture and vehicles24€4k€4k▼
Other tangible fixed assets26€3k€3k▼
Current assets29/58€202k€267k▲
Amounts receivable within one year40/41€36k€35k▼
Trade receivables40€36k€34k▼
Other amounts receivable41€673€1k▲
Cash at bank and in hand54/58€164k€231k▲
Deferred charges and accrued income490/1€1k€974▼
Equity and liabilities
Total equity and liabilities10/49€208k€273k▲
Equity10/15€198k€209k▲
Contributions10/11€15k€15k=
Reserves13€183k€194k▲
Distributable reserves133€183k€194k▲
Profit (loss) carried forward14-€0
Amounts payable17/49€11k€64k▲
Amounts payable within one year42/48€11k€64k▲
Trade debts44€1k€3k▲
Suppliers440/4€1k€3k▲
Taxes, remuneration and social security45€9k€8k▼
Taxes450/3€9k€8k▼
Other amounts payable47/48€0€52k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€2k€2k▲
Gross operating margin9900€107k€97k▼
Operating profit (loss)9901€104k€93k▼
Financial charges65/66B€114€3k▲
Recurring financial charges65€114€3k▲
Profit (loss) for the period before taxes9903€103k€90k▼
Income taxes67/77€23k€19k▼
Profit (loss) for the period9904€81k€71k▼
Profit (loss) for the period to be appropriated9905€81k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€81k€71k▼
Transfer from equity791/2-€60k
Transfer to equity691/2€81k€71k▼
To other reserves6921€81k€71k▼
Profit to be distributed694/7-€60k
Return on contributions (dividend)694-€60k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €200kEq €209k ▲5.5%
4 profitable years in a row build equity to €209k.
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2022net €81k ▲39.3%
Operating result €104k, net result €81k, both a record.
31-12
Financial
Equity above €150kEq €198k ▲68.7%
3 profitable years in a row build equity to €198k.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 14.21
Current ratio from 3.73 to 14.21; short-term debt falls from €21k to €8k.
31-12
Financial
Equity above €100kEq €117k ▲97.2%
2 profitable years in a row build equity to €117k.
20-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapelstraat 318540 DeerlijkGround area
857 m²
Building footprint
120 m²
Volume, LiDAR
852 m³
Parcel 34392E0618/00V005, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Lino Consult
since 20222.329.835.872
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34392E0618/00V005 | Flanders | 857 m² | 1 · 120 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,570 companies in sector 70200 we hold annual accounts for 52,574. 39,693 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.