LINO-Architecten
ActiveLINO-Architecten has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €48k and a net result of €14k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 46% of 9417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
79
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency75▼-22
Growth78=
Track record94
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 3.47 in 2024; short-term debt: 49.6% and cash: 56.2% of total assets), and 49.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.4%
Return on assets
15%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
70 d early
2024
51 d early
2023
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€48k▼ 14.8%
2024 · €56k
2023: €36k
2024: €56k
2023 → 2025
Total assets
€95k▲ 21.9%
2024 · €78k
2023: €60k
2024: €78k
2023 → 2025
Net result
€14k▼ 34.3%
2024 · €22k
2023: €-3k
2024: €22k
2023 → 2025
Working capital
€47k▼ 12.9%
2024 · €54k
2023: €34k
2024: €54k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€36k-€56k▲ 55.2%€48k▼ 14.8%
Operating result€-3k-€29k€19k▼ 34.5%
Net result€-3k-€22k€14k▼ 34.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 34% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€1k▼ 55.0%
Current assets
€94k▲ 24.6%
Equity and liabilities €95k
Equity
€48k▼ 14.8%
Debt
€47k▲ 117%
The debt ratio rises from 27.9% to 49.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€21k▼
2024 · €30k
Cash flow
€16k▼
2024 · €23k
Solvency
50.4%▼
2024 · 72.1%
Current ratio
1.99▼
2024 · 3.47
Quick ratio
1.99▼
2024 · 3.47
Debt / equity
0.98▲
2024 · 0.39
ROE
29.8%▼
2024 · 38.6%
ROA
15.0%▼
2024 · 27.8%
Interest coverage
101.58▲
2024 · 26.10
Debt
€47k▲
2024 · €22k
Debt ≤ 1 year
€47k▲
2024 · €22k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€95k▲
Fixed assets21/28€3k€1k▼
Tangible fixed assets22/27€3k€1k▼
Plant, machinery and equipment23€3k€1k▼
Current assets29/58€76k€94k▲
Amounts receivable within one year40/41€46k€36k▼
Trade receivables40€17k€6k▼
Other amounts receivable41€29k€30k▲
Cash at bank and in hand54/58€27k€54k▲
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€78k€95k▲
Equity10/15€56k€48k▼
Contributions10/11€1k€1k=
Reserves13€55k€47k▼
Distributable reserves133€55k€47k▼
Amounts payable17/49€22k€47k▲
Amounts payable within one year42/48€22k€47k▲
Financial debts43€2k€103▼
Credit institutions430/8€2k€103▼
Trade debts44€4k€4k▲
Suppliers440/4€4k€4k▲
Taxes, remuneration and social security45€3k€10k▲
Taxes450/3€1k€8k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€13k€33k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▲
Other operating charges640/8€198€524▲
Gross operating margin9900€31k€21k▼
Operating profit (loss)9901€29k€19k▼
Financial income75/76B€5€229▲
Recurring financial income75€5€229▲
Financial charges65/66B€1k€202▼
Recurring financial charges65€1k€202▼
Profit (loss) for the period before taxes9903€28k€19k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€22k€14k▼
Profit (loss) for the period to be appropriated9905€22k€14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€14k▼
Transfer from equity791/2-€23k
Transfer to equity691/2€20k€14k▼
To other reserves6921€20k€14k▼
Profit to be distributed694/7€2k€23k▲
Return on contributions (dividend)694€2k€23k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €22k
Net result €22k after one loss-making year.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mulk 1603930 Hamont-AchelGround area
1,080 m²
Building footprint
141 m²
Volume, LiDAR
840 m³
Parcel 72012A0287/00V000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LINO-Architecten
since 20212.314.958.745
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012A0287/00V000 | Flanders | 1,080 m² | 1 · 141 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,955 EUR awarded · 1,955 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 105 EUR | 105 EUR |
| 2024 | 1 | 1,215 EUR | 1,215 EUR |
| 2023 | 1 | 599 EUR | 599 EUR |
| 2022 | 1 | 36 EUR | 36 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 18,252 companies in sector 71111 we hold annual accounts for 6,319. 5,305 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-03-2021
Fiscal year end31-12
Activities, NACEBEL
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.