Lingy-Denolf

Active

Private limited companyfounded 20223 yrs activeMandellaan 77, 8800 Roeselare, BelgiumKBO/BCE: BE 0791.266.513

The computed 12-month bankruptcy probability of Lingy-Denolf is 1.6% (moderate). The 2025 annual accounts show equity of €914k and a net result of €206k. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 91% of 1522 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

100 / 100

Excellent▲ +7 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100=

Growth52=

Stability94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €90k at 30 days acceptable

Liquidity ample (current ratio 6.88 against 3.59 in 2024), and 16.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 10

Relative position

BE, all sectors

reference

Sector 10

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

83.5%

Return on assets

18.8%

Age of the figures

11 mo

Latest accounts filed on time

The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-03-2026, 31 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

31 d early

2024

30 d early

2023

28 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

15-09-2026 today30-09-2026 close30-04-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€914k▲ 29.1%

2024 · €708k

2023: €507k 2024: €708k

2023 → 2025

Total assets

€1.10M▲ 14.4%

2024 · €958k

2023: €830k 2024: €958k

2023 → 2025

Net result

€206k▲ 2.4%

2024 · €201k

2023: €216k 2024: €201k

2023 → 2025

Working capital

€503k▲ 53.5%

2024 · €328k

2023: €104k 2024: €328k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€507k-€708k▲ 39.6%€914k▲ 29.1%

Operating result€331k-€310k▼ 6.2%€311k▲ 0.2%

Net result€216k-€201k▼ 7.0%€206k▲ 2.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 0% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.10M

46.3%

53.7%

Fixed assets €507k▲ 0.6%

Current assets €588k▲ 29.6%

Equity and liabilities €1.10M

83.5%

16.5%

Equity €914k▲ 29.1%

Debt €181k▼ 27.4%

The debt ratio falls from 26.1% to 16.5%: equity grows while debt is paid down.

Key figures and ratios

2025 value · change against 2024

EBITDA

€359k▲

2024 · €356k

Cash flow

€253k▲

2024 · €246k

Solvency

83.5%▲

2024 · 73.9%

Current ratio

6.88▲

2024 · 3.59

Quick ratio

6.76▲

2024 · 3.51

Debt / equity

0.20▼

2024 · 0.35

ROE

22.5%▼

2024 · 28.4%

ROA

18.8%▼

2024 · 21.0%

Interest coverage

21.75▲

2024 · 16.92

Debt

€181k▼

2024 · €250k

Debt ≤ 1 year

€86k▼

2024 · €126k

Debt > 1 year

€92k▼

2024 · €116k

Income taxes

€96k▲

2024 · €93k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€958k€1.10M▲

Fixed assets21/28€504k€507k▲

Tangible fixed assets22/27€504k€507k▲

Land and buildings22€276k€307k▲

Plant, machinery and equipment23€215k€190k▼

Furniture and vehicles24€13k€10k▼

Current assets29/58€454k€588k▲

Stocks and contracts in progress3€11k€10k▼

Stocks30/36€11k€10k▼

Amounts receivable within one year40/41€9k€28k▲

Trade receivables40€57€1k▲

Other amounts receivable41€9k€27k▲

Current investments50/53€195k€242k▲

Cash at bank and in hand54/58€226k€300k▲

Deferred charges and accrued income490/1€14k€8k▼

Equity and liabilities

Total equity and liabilities10/49€958k€1.10M▲

Equity10/15€708k€914k▲

Contributions10/11€291k€291k=

Reserves13€417k€623k▲

Distributable reserves133€417k€623k▲

Amounts payable17/49€250k€181k▼

Amounts payable after more than one year17€116k€92k▼

Financial debts170/4€116k€92k▼

Amounts payable within one year42/48€126k€86k▼

Current portion of amounts payable after more than one year42€24k€24k▲

Trade debts44€4k€6k▲

Suppliers440/4€4k€6k▲

Taxes, remuneration and social security45€25k€26k▲

Taxes450/3€25k€26k▲

Other amounts payable47/48€74k€29k▼

Accrued charges and deferred income492/3€7k€4k▼

Income statement Code20242025

Non-recurring operating income76A€6k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€47k▲

Other operating charges640/8€2k€4k▲

Non-recurring operating charges66A€3k€0▼

Gross operating margin9900€360k€363k▲

Operating profit (loss)9901€310k€311k▲

Financial income75/76B€5k€7k▲

Recurring financial income75€5k€7k▲

Financial charges65/66B€21k€16k▼

Recurring financial charges65€21k€16k▼

Profit (loss) for the period before taxes9903€294k€302k▲

Income taxes67/77€93k€96k▲

Profit (loss) for the period9904€201k€206k▲

Profit (loss) for the period to be appropriated9905€201k€206k▲

Appropriation of the result

Profit (loss) to be appropriated9906€201k€206k▲

Transfer to equity691/2€201k€206k▲

To other reserves6921€201k€206k▲

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 5Financial 2Filings 3

Next filing, fiscal year 2026, expected by 30-04-2027

2026

30-03

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-03

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

30-09

Financial Weakest financial yearnet €201k ▼7%

Net result drops to €201k, the lowest in the series; recovery starts the following year.

30-09

Financial Liquidity doublescurrent ratio 3.59

Current ratio from 1.59 to 3.59; short-term debt falls from €176k to €126k.

02-04

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Roeselare · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mandellaan 778800 Roeselare

Ground area

741 m²

Building footprint

390 m²

Volume, LiDAR

1,470 m³

Parcel 36015A1051/00G000, Flanders · tallest building 5.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Bakkerij Jeroen en Saskia

Mandellaan 77, 8800 RoeselareManufacture of food products

since 20222.336.315.175

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
36015A1051/00G000	Flanders	741 m²	1 · 390 m²	5.8 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site

Roeselare2.336.315.175

1 permission

Toelating · Bakkerij · since 25-05-2023

Similar companies · same sector, comparable size

Boulangerie-Pâtisserie des Trois Colonnes

BOULANGERIE THEO ET CHRISTIAN LEJEUNE

Of 4,200 companies in sector 10712 we hold annual accounts for 1,851. 954 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded22-09-2022

Fiscal year end30-09

Activities, NACEBEL

10712Artisanal bread and fresh pastry making

10720Manufacture of food products

47241Retail sale of bread and pastry (bakery outlets)

47252Retail sale of beverages, general range

47279Other retail sale of food

47299Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.