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LINGUA SQUARE

Active
Private limited companyfounded 200620 yrs activeRue Haigniaux 23, 5300 Andenne, BelgiumKBO/BCE: BE 0881.688.527
Summary

LINGUA SQUARE has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €356,150 and a net result of -€10,730. Equity remains stable across the filed fiscal years (±2.2% per year). Its solvency ranks better than 38% of 2414 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€1.2mtotal assets 2025
Equity
€356,150
Loss
-€10,730
Financial health
67 Healthy Checked score 2025
Bankruptcy chance 12 m
0.8%
Structure
Accounts 31 d early0 of 6 deeds read
Why 67- Liquidity: current ratio 0.46, cash €2, halved- 1 of the last 3 late+ Size: total assets €1.2m+ Sector Education (NACE 85)Show the evidence

Checked score

Score 2025
67 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 25% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 54-1
equity 28.8% of total assets
Liquidity 12=
short-term debt 71.2% · cash 0.0%
Profitability 18=
return on assets -0.9%
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,739 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● 0.0% vs 11-2024 01-2025: 1.0%● 0.0% vs 12-2024 02-2025: 1.0%▲ +1.2% vs 01-2025 03-2025: 1.0%▲ +0.7% vs 02-2025highest value 04-2025: 1.0%▼ -2.3% vs 03-2025 05-2025: 1.0%▼ -2.1% vs 04-2025 06-2025: 1.0%▼ -3.1% vs 05-2025 07-2025: 0.9%▼ -4.7% vs 06-2025 08-2025: 0.9%● 0.0% vs 07-2025 09-2025: 0.9%▲ +1.0% vs 08-2025 10-2025: 0.9%● 0.0% vs 09-2025 11-2025: 0.9%● 0.0% vs 10-2025 12-2025: 0.9%● 0.0% vs 11-2025 01-2026: 0.9%● 0.0% vs 12-2025 02-2026: 0.9%● 0.0% vs 01-2026 03-2026: 0.9%▲ +0.7% vs 02-2026 04-2026: 0.9%▼ -2.3% vs 03-2026 05-2026: 0.9%▼ -0.2% vs 04-2026 06-2026: 0.9%▼ -3.1% vs 05-2026 07-2026: 0.8%▼ -15.3% vs 06-2026lowest value 08-2026: 0.8%● 0.0% vs 07-2026lowest value 09-2026: 0.8%● 0.0% vs 08-2026lowest value 10-2026: 0.8%● 0.0% vs 09-2026lowest value
  • Liquidity: current ratio 0.46, cash €2, halved raises the probability
  • 1 of the last 3 late raises the probability
  • Size: total assets €1.2m lowers the probability for this profile
  • Sector Education (NACE 85) lowers the probability
Credit up to €23,000 at 30 days acceptable
Liquidity short (current ratio 0.46 against 0.46 in 2024; short-term debt: 71.2% and cash: 0% of total assets), and 71.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 37%, liquidity 7%, profitability 19%, growth against the median 36%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Liquidity: current ratio 0.46, cash €2, halved
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €1.2m
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
31 d early
2024
42 d early
2023
37 d late
2022
58 d late
2021
407 d late
2020
41 d late
2019
91 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 80 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 September (4 of the last 5 filed years within 80 days of that day).
Companies Code · seven months
Position in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 5 loss-making years in a rowloss fiscal year 2025 -€10,730 View
  • Caution: Among the weakest 14% on net resultsector median €7,140 · 2,416 companies -€10,730 View
  • Total assets 20256 fiscal years filed €1.2m View

By topic

Financials

Fiscal year
2025
Total assets
€1.2m
Loss
-€10,730
Solvency
28.8%
Total assets▼ 0.3%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 30-06-2026Annual accounts filed
  2. 19-06-2025Annual accounts filed
  3. 06-09-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other educationNACE 85599
Founded
19-05-2006
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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