Skip to content

LINGUA FRANCA

Active
Private limited company (pre-2019)founded 1989active for 37 yearsBergstraat 14, 9190 Stekene, BelgiumKBO/BCE: BE 0440.922.804
Summary

LINGUA FRANCA has been active since 1989 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €129,103 and a net result of €3,647. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 58% of 2,606 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-09-1989 Normal situation
Activity
Education NACE 85591and 1 other
Establishment unit
2.054.955.490 9190 Stekene, since 03-04-2002
Financial year end
30 September
Peppol
Reachable since 10-12-2025

Financial position

91 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€9,532
▼ 1.4%
Turnover
≈ €35,000
estimated
Profit
€3,647
▲ 9.9%
Equity
€129,103
▲ 2.9%
Total assets
€242,027
▲ 65.2%
  • 2025 accounts filed 28 days after the deadline
Score breakdownraises riskLiquidity: current ratio 1.43lowers riskFounded in 1989Size: total assets €242,027Sector: Education (NACE 85)Show the evidence

Checked score

Score 2025
91 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 47% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Strong
Solvency 78-22
equity 53.3% of total assets
Liquidity 54-41
short-term debt 46.7%
Profitability 71+28
return on assets 1.5%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,823 companies, NACE 85, micro)
Last 24 months 12-2024: 0.1%lowest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%▲ +0.2 percentage points vs 04-2025 06-2025: 0.2%▼ -0.2 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.3%▲ +0.1 percentage points vs 03-2026 05-2026: 0.5%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 0.1%▼ -0.4 percentage points vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.1%● unchanged vs 07-2026 09-2026: 0.1%● unchanged vs 08-2026 10-2026: 0.1%● unchanged vs 09-2026 11-2026: 0.1%● unchanged vs 10-2026
Credit of up to €11,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.43 (6.96 in 2024), below the usual 1.5. Short-term debt is 46.7% of total assets. 46.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 56% of them on solvency, 41% on liquidity, 43% on profitability and 50% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Liquidity: current ratio 1.43
NBB · annual accounts
lowers risk · Founded in 1989
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Size: total assets €242,027
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-05-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
28 days late
2023
28 days late
2022
26 days late
2021
1 day early
2020
1 day early
2019
28 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 19 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 28 May (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end05-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 7 profitable years in a rowprofit 2025: €3,647 7 years View

Recent changes

  1. · Gazette deed Incorporation
All 14 events

Comparable companies

These companies have their main activity in the same NACE class as LINGUA FRANCA: education (NACE 8559). With exactly the same main activity (NACE 85591), too few companies are of comparable size. They are comparable in size and age: total assets between €126,000 and €348,000, founded between 1981 and 1998.

CompanyTotal assetsGross margin
LINGUA FRANCA Stekene€242,027€9,532
COMMUNICATION CENTER INTERNATIONAL Ganshoren€187,272€7,118
JG Asset Management Schaerbeek€348,494€12,264
COCURA Ghent€135,137€14,349
Van Steen Verwarming & Sanitair Hamme (Vl.)€217,456€23,293
Association belge du Soudage - Belgische Vereniging voor Lastechniek Brussels€340,802€4,439
PERFORMANCE MANAGEMENT Ixelles€126,334€8,711
Full comparison

Key facts about LINGUA FRANCA

What is the company number of LINGUA FRANCA?
The company number of LINGUA FRANCA is 0440.922.804. The VAT number is the same number with BE in front: BE 0440.922.804.
Where is LINGUA FRANCA based?
The registered office is at Bergstraat 14, 9190 Stekene.Company details
What does LINGUA FRANCA do?
According to the KBO register, the main activity is education (NACE 85591).
What is the legal form of LINGUA FRANCA?
LINGUA FRANCA is a private limited company (pre-2019) (BVBA).
When was LINGUA FRANCA founded?
LINGUA FRANCA was founded on 07-09-1989.
Is LINGUA FRANCA still active?
Yes, LINGUA FRANCA is an active enterprise in the KBO register.
What is the turnover of LINGUA FRANCA?
The turnover in financial year 2025 is ≈ €35,000. This figure is estimated from the gross margin of €9,532 and 42 comparable companies (NACE 855). It probably lies between €23,000 and €71,000. It is a rough estimate.Financials
Is LINGUA FRANCA profitable?
In financial year 2025, LINGUA FRANCA made a profit of €3,647.
Where can I find the annual accounts of LINGUA FRANCA?
LINGUA FRANCA filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LINGUA FRANCA due?
LINGUA FRANCA must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.