LINDEN & STEVENS
ActiveLINDEN & STEVENS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.06M and a net result of €309k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 48% of 1936 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability84▲+2
Solvency67▲+13
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days only on tighter terms
Liquidity ample (current ratio 2.25 against 1.17 in 2023; short-term debt: 30.9% and cash: 34% of total assets), but 57.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
42.1%
Return on assets
12.2%
Age of the figures
21 mo
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €1.06M
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 11-11-2025, 103 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
103 d late
2023
92 d late
2022
71 d late
2021
150 d late
2020
89 d late
2019
105 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.06M▲ 40.9%
2023 · €756k
2018: €28k
2019: €51k
2020: €118k
2021: €112k
2022: €473k
2023: €756k
2018 → 2024
Total assets
€2.53M▼ 3.6%
2023 · €2.62M
2018: €428k
2019: €1.24M
2020: €1.11M
2021: €1.19M
2022: €2.09M
2023: €2.62M
2018 → 2024
Net result
€309k▲ 9.2%
2023 · €283k
2018: €15k
2019: €17k
2020: €67k
2021: €-6k
2022: €361k
2023: €283k
2018 → 2024
Working capital
€976k▲ 297%
2023 · €246k
2018: €106k
2019: €-112k
2020: €-390k
2021: €-234k
2022: €-91k
2023: €246k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€118k-€112k▼ 4.9%€473k▲ 322%€756k▲ 59.8%€1.06M▲ 40.9%
Operating result€78k-€-7k€455k€368k▼ 19.0%€403k▲ 9.4%
Net result€67k-€-6k€361k€283k▼ 21.6%€309k▲ 9.2%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 9% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.53M
Fixed assets
€772k▼ 20.2%
Current assets
€1.76M▲ 6.1%
Equity and liabilities €2.53M
Equity
€1.06M▲ 40.9%
Debt
€1.46M▼ 21.6%
The debt ratio falls from 71.2% to 57.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€589k▲
2023 · €578k
Cash flow
€494k▲
2023 · €492k
Solvency
42.1%▲
2023 · 28.8%
Current ratio
2.25▲
2023 · 1.17
Quick ratio
2.25▲
2023 · 1.17
Debt / equity
1.38▼
2023 · 2.47
ROE
29.0%▼
2023 · 37.4%
ROA
12.2%▲
2023 · 10.8%
Interest coverage
29.85▼
2023 · 39.30
Debt
€1.46M▼
2023 · €1.87M
Debt ≤ 1 year
€781k▼
2023 · €1.41M
Debt > 1 year
€431k▲
2023 · €126k
Income taxes
€115k▲
2023 · €103k
Staff costs
€225k▼
2023 · €236k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.62M€2.53M▼
Formation expenses20€0-
Fixed assets21/28€968k€772k▼
Tangible fixed assets22/27€966k€771k▼
Plant, machinery and equipment23€794k€641k▼
Furniture and vehicles24€154k€116k▼
Leasing and similar rights25€19k€14k▼
Financial fixed assets28€2k€2k=
Current assets29/58€1.66M€1.76M▲
Amounts receivable within one year40/41€980k€859k▼
Trade receivables40€496k€305k▼
Other amounts receivable41€484k€554k▲
Cash at bank and in hand54/58€623k€860k▲
Deferred charges and accrued income490/1€53k€38k▼
Equity and liabilities
Total equity and liabilities10/49€2.62M€2.53M▼
Equity10/15€756k€1.06M▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€735k€1.04M▲
Amounts payable17/49€1.87M€1.46M▼
Amounts payable after more than one year17€126k€431k▲
Financial debts170/4€48k€30k▼
Other amounts payable178/9€77k€401k▲
Amounts payable within one year42/48€1.41M€781k▼
Current portion of amounts payable after more than one year42€21k€18k▼
Trade debts44€655k€443k▼
Suppliers440/4€655k€443k▼
Taxes, remuneration and social security45€343k€230k▼
Taxes450/3€311k€199k▼
Remuneration and social security454/9€32k€31k▼
Other amounts payable47/48€390k€89k▼
Accrued charges and deferred income492/3€333k€253k▼
Income statement
Code20232024
Remuneration, social security and pensions62€236k€225k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€210k€185k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€12k
Other operating charges640/8€962€43k▲
Non-recurring operating charges66A-€0
Gross operating margin9900€815k€869k▲
Operating profit (loss)9901€368k€403k▲
Financial income75/76B€32k€40k▲
Recurring financial income75€32k€40k▲
Financial charges65/66B€15k€20k▲
Recurring financial charges65€15k€20k▲
Profit (loss) for the period before taxes9903€386k€424k▲
Income taxes67/77€103k€115k▲
Profit (loss) for the period9904€283k€309k▲
Profit (loss) for the period to be appropriated9905€283k€309k▲
Appropriation of the result
Profit (loss) to be appropriated9906€735k€1.04M▲
Profit (loss) brought forward from the previous period14P€452k€735k▲
Social balance
Average headcount (FTE)90873.73.7=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
11-11
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 103 days late
2024
31-12
Financial
Equity above €1MEq €1.06M ▲40.9%
3 profitable years in a row build equity to €1.06M.
31-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 92 days late
2023
31-12
Financial
Equity above €500kEq €756k ▲59.8%
2 profitable years in a row build equity to €756k.
10-10
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 71 days late
2022
31-12
Financial
Back to profitnet €361k
Net result €361k after one loss-making year.
31-12
Financial
Equity above €200kEq €473k ▲322%
Equity rises from €112k to €473k.
28-12
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 150 days late
2021
31-12
Financial
Weakest financial yearnet €-6k ▼109%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 89 days late
2020
31-12
Financial
Equity above €100kEq €118k ▲130%
3 profitable years in a row build equity to €118k.
13-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 105 days late
2019
26-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Philipssite 5b3001 LeuvenGround area
6,606 m²
Building footprint
2,028 m²
Volume, LiDAR
47,312 m³
Parcel 24433E0025/00C002, Flanders · tallest building 32.1 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
LINDEN & STEVENS
since 20172.271.593.708
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24433E0025/00C002 | Flanders | 6,606 m² | 1 · 2,027 m² | 32.0 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 3,000 EUR awarded · 3,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
Similar companies · same sector, comparable size
ORIGIN ARCHITECTURE & ENGINEERING
BE 0476.282.866
Brussel · Eq €1.06M
EDERGEN
BE 0545.870.369
Mouscron · Eq €1.06M
GREISCH INGENIERIE
BE 0444.668.289
Liège · Eq €1.06M
Dymation Benelux
BE 0548.879.745
Herentals · Eq €1.07M
KALYTECH CONSULTING
BE 0568.998.436
Sint-Lambrechts-Woluwe · Eq €1.07M
Of 11,553 companies in sector 71121 we hold annual accounts for 6,558. 3,325 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2017
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
71121Engineering and related technical consultancy, excluding land surveyors
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Business parks
3 parksOffers a parcel on business park:Mechelen Noord I
Offers a parcel on business park:Philipssite Heverlee
Offers a parcel on business park:Vuurberg Diegem