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Limami

Active
Private limited companyfounded 200818 yrs activeKollegestraat 59, 2440 Geel, BelgiumKBO/BCE: BE 0899.059.742

Limami is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €2.79M and a net result of €-57k. Equity is shrinking by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 49% of 7971 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-12-2025, 53 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
53 d early
2024
1 d early
2023
43 d early
2022
50 d early
2021
40 d early
2020
3 d early
2019
35 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close14-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€2.79M▼ 2.0%
2024 · €2.84M
2019: €5.01M 2020: €5.00M 2021: €2.85M 2022: €2.73M 2023: €2.75M 2024: €2.84M
2019 → 2025
Net result
€-57k
2024 · €90k
2019: €7k 2020: €-8k 2021: €-2.15M 2022: €-123k 2023: €23k 2024: €90k
2019 → 2025
Total assets
€5.53M▼ 1.1%
2024 · €5.59M
2019: €9.86M 2020: €8.97M 2021: €6.75M 2022: €7.29M 2023: €5.90M 2024: €5.59M
2019 → 2025
Solvency
50.4%▼ 0.5pp
2024 · 50.9%
2019: 50.8% 2020: 55.8% 2021: 42.3% 2022: 37.5% 2023: 46.7% 2024: 50.9%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€2.85M-€2.73M▼ 4.3%€2.75M▲ 0.8%€2.84M▲ 3.3%€2.79M▼ 2.0%
Operating result€-75k-€-85k▼ 13.9%€16k€-85k€-64k▲ 24.5%
Net result€-2.15M-€-123k▲ 94.2%€23k€90k▲ 289%€-57k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-3.00M€-2.00M€-1.00M€0Operating result 2021: €-75k€-75kNet result 2021: €-2.15M€-2.15MOperating result 2022: €-85k€-85kNet result 2022: €-123k€-123kOperating result 2023: €16k€16kNet result 2023: €23k€23kOperating result 2024: €-85k€-85kNet result 2024: €90k€90kOperating result 2025: €-64k€-64kNet result 2025: €-57k€-57k20212022202320242025
The operating result stays negative: a loss of €64k in 2025 against €85k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.53M
Fixed assets €2.38M▼ 2.7%
Current assets €3.15M▲ 0.1%
Equity and liabilities €5.53M
Equity €2.79M▼ 2.0%
Debt €2.74M▼ 0.2%
The debt ratio rises from 49.1% to 49.6%: equity shrinks faster than debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
50.4%
2024 · 50.9%
ROE
-2.0%
2024 · 3.2%
ROA
-1.0%
2024 · 1.6%
Debt
€2.74M
2024 · €2.74M
Debt ≤ 1 year
€2.54M
2024 · €2.62M
Debt > 1 year
€64k
2024 · €126k
Income taxes
€370
2024 · €366
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€5.59M€5.53M
Fixed assets21/28€2.45M€2.38M
Tangible fixed assets22/27€2.45M€2.38M
Land and buildings22€2.42M€2.36M
Furniture and vehicles24€26k€19k
Other tangible fixed assets26€2k€2k=
Current assets29/58€3.14M€3.15M
Amounts receivable within one year40/41€427k€435k
Other amounts receivable41€427k€435k
Current investments50/53€2.67M€2.65M
Cash at bank and in hand54/58€46k€56k
Deferred charges and accrued income490/1€2k€2k
Equity and liabilities
Total equity and liabilities10/49€5.59M€5.53M
Equity10/15€2.84M€2.79M
Contributions10/11€10k€10k=
Reserves13€4.99M€4.99M=
Distributable reserves133€4.99M€4.99M=
Profit (loss) carried forward14€-2.16M€-2.21M
Amounts payable17/49€2.74M€2.74M
Amounts payable after more than one year17€126k€64k
Financial debts170/4€126k€64k
Amounts payable within one year42/48€2.62M€2.54M
Current portion of amounts payable after more than one year42€62k€63k
Trade debts44€441€2k
Suppliers440/4€441€2k
Other amounts payable47/48€2.55M€2.47M
Accrued charges and deferred income492/3€2k€140k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€70k€71k
Other operating charges640/8€8k€11k
Non-recurring operating charges66A€10k-
Gross operating margin9900€3k€17k
Operating profit (loss)9901€-85k€-64k
Financial income75/76B€183k€153k
Recurring financial income75€183k€153k
Financial charges65/66B€7k€145k
Recurring financial charges65€7k€145k
Profit (loss) for the period before taxes9903€90k€-56k
Income taxes67/77€366€370
Profit (loss) for the period9904€90k€-57k
Profit (loss) for the period to be appropriated9905€90k€-57k
Appropriation of the result
Profit (loss) to be appropriated9906€-2.16M€-2.21M
Profit (loss) brought forward from the previous period14P€-2.25M€-2.16M

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
09-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial Highest result since 2019net €90k ▲289%
Net result €90k, the highest in the series.
2023
19-12
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial Back to profitnet €23k
Net result €23k after 3 loss-making years.
2022
12-12
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
22-12
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial Weakest financial yearnet €-2.15M
Net result drops to €-2.15M, the lowest in the series; recovery starts the following year.
30-06
Financial Liquidity triplescurrent ratio 1.17
Current ratio from 0.43 to 1.17; short-term debt falls from €3.51M to €3.50M.
28-01
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
2019
27-12
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
20-12
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
31-12
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
13-01
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geel · 1 establishment unit since 2008
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kollegestraat 592440 Geel
Ground area
747 m²
Building footprint
118 m²
Volume, LiDAR
753 m³
Parcel 13008H1445/00Z007, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIMAMI
Kollegestraat 59, 2440 GeelFinancial service activities, except insurance and pension funding
since 20082.172.057.949
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13008H1445/00Z007 Flanders 747 m² 1 · 118 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 9,871 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded27-06-2008
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.