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LiMa

Active
Private limited companyfounded 20223 yrs activeOrchideeënlaan 12, 2980 Zoersel, BelgiumKBO/BCE: BE 0791.942.444

LiMa has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €319k and a net result of €175k. Equity is growing by ~39.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 7689 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
94 / 100
Excellent▼ -6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency80▼-20
Growth78=
Stability94
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 5.97 against 3.69 in 2024), but 63.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
36.8%
Return on assets
20.1%
Age of the figures
8 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filings
Deviation from the deadline
2025
28 d late
2024
32 d late
2023
on the day
2022
4 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€319k▲ 8.4%
2024 · €295k
2022: €71k 2023: €143k 2024: €295k
2022 → 2025
Total assets
€868k▲ 140%
2024 · €362k
2022: €91k 2023: €205k 2024: €362k
2022 → 2025
Net result
€175k▲ 14.9%
2024 · €152k
2022: €69k 2023: €71k 2024: €152k
2022 → 2025
Working capital
€257k▲ 43.8%
2024 · €179k
2022: €71k 2023: €128k 2024: €179k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line2022202320242025Trend
Equity€71k-€143k▲ 100.0%€295k▲ 106%€319k▲ 8.4%
Operating result€88k-€98k▲ 11.3%€205k▲ 110%€203k▼ 1.3%
Net result€69k-€71k▲ 2.9%€152k▲ 113%€175k▲ 14.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2022: €88k€88kNet result 2022: €69k€69kOperating result 2023: €98k€98kNet result 2023: €71k€71kOperating result 2024: €205k€205kNet result 2024: €152k€152kOperating result 2025: €203k€203kNet result 2025: €175k€175k2022202320242025
The operating result falls in 2025; 2025 is 1% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €868k
Fixed assets €559k▲ 378%
Current assets €309k▲ 25.9%
Equity and liabilities €868k
Equity €319k▲ 8.4%
Debt €549k▲ 712%
The debt ratio rises from 18.6% to 63.2%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
EBITDA
€215k
2024 · €212k
Cash flow
€186k
2024 · €159k
Solvency
36.8%
2024 · 81.4%
Current ratio
5.97
2024 · 3.69
Quick ratio
5.97
2024 · 3.69
Debt / equity
1.72
2024 · 0.23
ROE
54.7%
2024 · 51.6%
ROA
20.1%
2024 · 42.0%
Interest coverage
1295.84
2024 · 927.70
Debt
€549k
2024 · €68k
Debt ≤ 1 year
€52k
2024 · €67k
Debt > 1 year
€496k
Income taxes
€63k
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€362k€868k
Fixed assets21/28€117k€559k
Tangible fixed assets22/27€42k€63k
Land and buildings22€23k€20k
Plant, machinery and equipment23€6k€25k
Furniture and vehicles24€13k€18k
Financial fixed assets28€75k€496k
Current assets29/58€245k€309k
Amounts receivable within one year40/41€34k€87k
Trade receivables40€20k€77k
Other amounts receivable41€14k€10k
Current investments50/53-€15k
Cash at bank and in hand54/58€209k€203k
Deferred charges and accrued income490/1€3k€4k
Equity and liabilities
Total equity and liabilities10/49€362k€868k
Equity10/15€295k€319k
Contributions10/11€2k€2k=
Reserves13€293k€317k
Distributable reserves133€293k€317k
Amounts payable17/49€68k€549k
Amounts payable after more than one year17-€496k
Financial debts170/4-€496k
Amounts payable within one year42/48€67k€52k
Taxes, remuneration and social security45€64k€49k
Taxes450/3€64k€49k
Other amounts payable47/48€2k€3k
Accrued charges and deferred income492/3€1k€1k=
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€12k
Other operating charges640/8€118€410
Non-recurring operating charges66A-€23k
Gross operating margin9900€212k€237k
Operating profit (loss)9901€205k€203k
Financial income75/76B-€35k
Recurring financial income75-€35k
Financial charges65/66B€228€166
Recurring financial charges65€228€166
Profit (loss) for the period before taxes9903€205k€237k
Income taxes67/77€53k€63k
Profit (loss) for the period9904€152k€175k
Profit (loss) for the period to be appropriated9905€152k€175k
Appropriation of the result
Profit (loss) to be appropriated9906€152k€175k
Transfer from equity791/2-€150k
Transfer to equity691/2€152k€175k
To other reserves6921€152k€175k
Profit to be distributed694/7-€150k
Return on contributions (dividend)694-€150k

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial Highest result since 2022net €175k ▲14.9%
Net result €175k, the highest in the series.
01-09
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 32 days late
2024
31-12
Financial Equity above €200kEq €295k ▲106%
3 profitable years in a row build equity to €295k.
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Equity above €100kEq €143k ▲100%
2 profitable years in a row build equity to €143k.
04-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2022
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Orchideeënlaan 122980 Zoersel
Ground area
1,775 m²
Building footprint
167 m²
Volume, LiDAR
925 m³
Parcel 11017A0510/02A000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LiMa
Orchideeënlaan 12, 2980 ZoerselFinancial service activities, except insurance and pension funding
since 20222.338.151.643
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11017A0510/02A000 Flanders 1,775 m² 1 · 167 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,423 companies in sector 82990 we hold annual accounts for 9,361. 6,433 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded05-10-2022
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.