Summary
LIMA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €16,880 and a net result of €5,923. Equity is growing by ~37.2% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-06-2026, 51 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
51 d early
2024
38 d early
2023
50 d early
2022
42 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 45 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2024, micro schema
Equity
€16,880▲ 54.1%
2023 · €10,957
Net result
€5,923▲ 165%
2023 · €2,233
Total assets
€27,384▼ 0.2%
2023 · €27,436
Solvency
61.6%▲ 21.7pp
2023 · 39.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202220232024
Operating result€8,502-€6,665▼ 21.6%€11,516▲ 72.8%
Net result€4,723within the sector's middle half-€2,233below the sector's middle half▼ 52.7%€5,923within the sector's middle half▲ 165%
Equity€8,723below the sector's middle half-€10,957below the sector's middle half▲ 25.6%€16,880below the sector's middle half▲ 54.1%
Total assets€18,767below the sector's middle half-€27,436below the sector's middle half▲ 46.2%€27,384below the sector's middle half▼ 0.2%
Debt€10,044-€16,479▲ 64.1%€10,504▼ 36.3%
Working capital€6,198within the sector's middle half-€9,196within the sector's middle half▲ 48.4%€14,892within the sector's middle half▲ 61.9%
Solvency46.5%within the sector's middle half-39.9%within the sector's middle half▼ 6.5pp61.6%within the sector's middle half▲ 21.7pp
Current ratio1.62within the sector's middle half-1.56within the sector's middle half▼ 0.062.42within the sector's middle half▲ 0.86
Return on assets (ROA)25.2%above the sector's middle half-8.1%within the sector's middle half▼ 17.0pp21.6%within the sector's middle half▲ 13.5pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 73% above 2023 and is the highest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €27,384
Fixed assets
€1,988 ▲ 12.9%
Current assets
€25,395 ▼ 1.1%
Equity and liabilities €27,384
Equity
€16,880 ▲ 54.1%
Debt
€10,504 ▼ 36.3%
Debt's share of the balance-sheet total falls from 60.1% to 38.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
35.1%▲
2023 · 20.4%
Debt ≤ 1 year
€10,504▼
2023 · €16,479
Income taxes
€2,987▲
2023 · €1,685
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €370 | €765 | €812 | ▲ 6.2% |
| Other operating charges640/8 | €1,165 | €1,308 | €1,058 | ▼ 19.1% |
| Gross operating margin9900 | €10,037 | €8,738 | €13,387 | ▲ 53.2% |
| Operating profit (loss)9901 | €8,502 | €6,665 | €11,516 | ▲ 72.8% |
| Financial income75/76B | - | - | €0 | - |
| Recurring financial income75 | - | - | €0 | - |
| Financial charges65/66B | €1,567 | €2,747 | €2,606 | ▼ 5.1% |
| Recurring financial charges65 | €1,567 | €2,747 | €2,606 | ▼ 5.1% |
| Profit (loss) for the period before taxes9903 | €6,935 | €3,918 | €8,910 | ▲ 127% |
| Income taxes67/77 | €2,212 | €1,685 | €2,987 | ▲ 77.2% |
| Profit (loss) for the period9904 | €4,723 | €2,233 | €5,923 | ▲ 165% |
| Profit (loss) for the period to be appropriated9905 | €4,723 | €2,233 | €5,923 | ▲ 165% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €18,767 | €27,436 | €27,384 | ▼ 0.2% |
| Fixed assets21/28 | €2,526 | €1,760 | €1,988 | ▲ 12.9% |
| Tangible fixed assets22/27 | €2,526 | €1,760 | €1,988 | ▲ 12.9% |
| Plant, machinery and equipment23 | €1,332 | €1,032 | €732 | ▼ 29.1% |
| Furniture and vehicles24 | €1,193 | €728 | €1,256 | ▲ 72.5% |
| Current assets29/58 | €16,242 | €25,675 | €25,395 | ▼ 1.1% |
| Amounts receivable within one year40/41 | €6,588 | €10,608 | €24,470 | ▲ 131% |
| Trade receivables40 | - | €10,285 | €20,570 | ▲ 100% |
| Other amounts receivable41 | €6,588 | €323 | €3,900 | ▲ 1,109% |
| Cash at bank and in hand54/58 | €9,401 | €14,823 | €673 | ▼ 95.5% |
| Deferred charges and accrued income490/1 | €253 | €245 | €252 | ▲ 3.1% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €18,767 | €27,436 | €27,384 | ▼ 0.2% |
| Equity10/15 | €8,723 | €10,957 | €16,880 | ▲ 54.1% |
| Contributions10/11 | €4,000 | €4,000 | €4,000 | = |
| Reserves13 | €4,723 | €6,957 | €12,880 | ▲ 85.1% |
| Distributable reserves133 | €4,723 | €6,957 | €12,880 | ▲ 85.1% |
| Amounts payable17/49 | €10,044 | €16,479 | €10,504 | ▼ 36.3% |
| Amounts payable within one year42/48 | €10,044 | €16,479 | €10,504 | ▼ 36.3% |
| Trade debts44 | €1,186 | €3,573 | €803 | ▼ 77.5% |
| Suppliers440/4 | €1,186 | €3,573 | €803 | ▼ 77.5% |
| Taxes, remuneration and social security45 | €8,570 | €12,379 | €4,936 | ▼ 60.1% |
| Taxes450/3 | €8,570 | €12,379 | €4,936 | ▼ 60.1% |
| Other amounts payable47/48 | €288 | €527 | €4,765 | ▲ 804% |
| Line | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,723 | €2,233 | €5,923 | ▲ 165% |
| + Depreciation and write-downs630 | €370 | €765 | €812 | ▲ 6.2% |
| Operating cash flow (approximation) | €5,093 | €2,999 | €6,736 | ▲ 125% |
| Investment in fixed assets (approximation) | - | €0 | -€1,040 | - |
| Change in cash | - | €5,422 | -€14,150 | ▼ 361% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2022net €5,923 ▲165%
Operating result €11,516, net result €5,923, both a record.
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €2,233 ▼52.7%
Net result drops to €2,233, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lummen · 1 establishment unit since 2021
Ground area
940 m²
Building footprint
146 m²
Volume, LiDAR
904 m³
Parcel 71038D0023/00A000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
LIMA
since 20212.327.300.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71038D0023/00A000 | Flanders | 940 m² | 1 · 146 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,805. 6,813 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded09-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
E-invoicing
Reachable via Peppol
Peppol ID
0208:0778412231
Also
9925:BE0778412231
Registered
30-01-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.