Result
€278,895 ▲ 27×
The result rose in 2024: mostly from a one-off income of €400,000.
Lima
Lifetime
19 annual accounts with figures on one time axis, 33 filings since 1992peak €379,597 (2024)
€379,597▲ 576%
lowest -€31,546 (2022)
€278,895▲ 27×
peak €668,238 (2024)
€668,238▲ 71.6%
€274,113▼ 27.4%
peak 1 FTE (2019)
-not published
Board2 names since 2020
1 directorRiccardi Fulvio
Documentsfilings and deeds
26-12-2025148 days late
2024micro format
Gross margin from €56,160 to €379,597Result from €10,423 to €278,895Equity from €389,343 to €668,238Debts from €377,490 to €274,113Cash from €24,499 to €1,632
Key points
from the 2024 annual accountsChecked score
55
Fair
Financially stronger than 71% of micro companies in building services and landscaping (NACE 81)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.9% across 7,710 companies (NACE 81, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.2%lowest value
01-2025: 0.2%● unchanged vs 12-2024lowest value
02-2025: 0.2%● unchanged vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025
08-2025: 0.5%▲ +0.2 percentage points vs 07-2025
09-2025: 0.6%▲ +0.1 percentage points vs 08-2025
10-2025: 0.9%▲ +0.3 percentage points vs 09-2025
11-2025: 1.0%▲ +0.1 percentage points vs 10-2025
12-2025: 1.3%▲ +0.3 percentage points vs 11-2025
01-2026: 2.7%▲ +1.4 percentage points vs 12-2025highest value
02-2026: 0.9%▼ -1.8 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.9%● unchanged vs 04-2026
06-2026: 0.8%▼ -0.1 percentage points vs 05-2026
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.3%▲ +0.5 percentage points vs 07-2026
09-2026: 1.5%▲ +0.2 percentage points vs 08-2026
10-2026: 2.1%▲ +0.6 percentage points vs 09-2026
11-2026: 2.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Figures for financial year 2024 (filed on 04-01-2026)
Liquidity: current ratio 1.76, cash €1,632, halved
1 financial year not filed after the legal deadline; last filed accounts filed 148 days late; 1 of the last 3 accounts late
lowers risk
Founded in 1991
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 81, micro). It does better than 75% of them on solvency, 31% on liquidity, 92% on profitability and 86% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as Lima has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
The bankruptcy probability of Lima itself is higher: 2.1% within 12 months. It rests on far more data about Lima than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for Lima. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €35,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity is ample, with a current ratio of 1.76 (0.75 in 2023), above the usual 1.5. Short-term debt is 26.8% and cash 0.2% of total assets. 34.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
lowers risk · Growing equity
Reported equity is higher than in 2022 and did not fall compared with 2023. These amounts do not establish the cause of the change.
NBB · annual accounts 2024Equity per financial year
18192021222324
2018 to 2024 · latest year €668,238
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 10 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 148 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-12-2025, 148 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filingsDeviation from the deadline
2025
not filed
2024
148 days late
2023
37 days early
2022
53 days early
2021
41 days early
2020
51 days early
2019
59 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 16 days before the deadline. In the sector (NACE 81), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0445809129
New manager
Riccardi Fulvio appointed, Leona Fret resigned · Director discharge: Leona Fret (manager) · General meeting of 30-01-2020 · Gazette deed
First establishment
LIMA BV, Landbouwstraat 79, Antwerp
Incorporation
published on 17-12-1991 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Lima Antwerp | €1.0m | €379,597 | 65.4% | - |
| ONDERNEMINGEN VAN GEYT Lierde | €0.9m | €315,911 | 69.5% | - |
| DUST BUSTERS Grimbergen | €1.2m | €383,045 | 77.6% | - |
| VDE CLEAN Heist-op-den-Berg | €1.0m | €274,373 | 96.4% | - |
| TURA Ravels | €0.9m | €577,636 | 89.7% | - |
| AROO, BIO-HYGIENE SERVICE Malle | €0.8m | €288,455 | 41.7% | - |
| EUROPA - CLEAN Bornem | €1.1m | €367,115 | 70.6% | 2.5 |
These companies have the same main activity as Lima: other building cleaning and industrial cleaning (NACE 81220). They are comparable in size and age: total assets between €823,000 and €1.2m, founded between 1977 and 1998.
Official details
Source: KBO- Status
- Active since 26-11-1991Normal situation
- Activity
- Other building cleaning and industrial cleaningNACE 81220and 1 other
- Establishment unit
- 2.055.289.2502020 Antwerp, since 10-12-1991
- Financial year end
- 31 December
- Peppol
- Reachable since 09-02-2026
Annual accounts 2024
- ≈ €750,000estimated
- €1.0m▲ 33.3%
- ≈ 0 FTEestimated
- Filing
- Filed on 26-12-2025
Insights on Lima
Lima files the micro format. That format states no turnover. The gross margin rose from €72,004 in 2006 to €379,597 in 2024.
The balance sheet grew most in 2017 through fixed assets.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Lima
- What is the company number of Lima?
- The company number of Lima is 0445.809.129. The VAT number is the same number with BE in front: BE 0445.809.129.
- Where is Lima based?
- The registered office is at Landbouwstraat 79, 2020 Antwerp.Company details
- What does Lima do?
- According to the KBO register, the main activity is other building cleaning and industrial cleaning (NACE 81220).
- What is the legal form of Lima?
- Lima is a private limited company (pre-2019) (BVBA).
- When was Lima founded?
- Lima was founded on 26-11-1991.
- Is Lima still active?
- Yes, Lima is an active enterprise in the KBO register.
- How many employees does Lima have?
- Lima had an average of 1 full-time equivalents in financial year 2020, according to the filed annual accounts.Financials
- What is the turnover of Lima?
- The turnover in financial year 2024 is ≈ €750,000. This figure is estimated from the gross margin of €379,597 and 51 comparable companies (NACE 81). It probably lies between €520,000 and €1.1m.
- Is Lima profitable?
- In financial year 2024, Lima made a profit of €278,895.
- Where can I find the annual accounts of Lima?
- Lima filed 33 annual accounts with the National Bank of Belgium, the latest for financial year 2024.
Next steps
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