Lily Espace

Active

Private limited companyfounded 20224 yrs activeLeuvensesteenweg 51, 3080 Tervuren, BelgiumKBO/BCE: BE 0783.544.422

The computed 12-month bankruptcy probability of Lily Espace is 1.6% (moderate). The 2025 annual accounts show equity of €116k and a net result of €53k. Equity is growing by ~97.2% per year across the filed fiscal years. Its solvency ranks better than 61% of 18281 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

71 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability91▼-9

Solvency71▼-25

Growth78=

Track record94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €8k at 30 days acceptable

Liquidity ample (current ratio 1.85 against 3.37 in 2024; short-term debt: 53.5% and cash: 82.5% of total assets), but 53.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

46.5%

Return on assets

21.4%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

31 d early

2024

14 d late

2023

17 d early

2022

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

23-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€28k▲ 13.9%

2022 · €24k

2022: €24k

2022 → 2023

EBIT margin

51.4%▼ 21.9pp

2022 · 73.3%

2022: 73.3%

2022 → 2023

Net result

€53k▲ 44.4%

2024 · €37k

2022: €13k 2023: €10k 2024: €37k

2022 → 2025

Working capital

€113k▲ 89.7%

2024 · €60k

2022: €14k 2023: €23k 2024: €60k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Turnover€24k-€28k▲ 13.9%

Equity€16k-€26k▲ 62.9%€62k▲ 145%€116k▲ 85.4%

Operating result€18k-€14k▼ 20.1%€51k▲ 258%€80k▲ 57.9%

Net result€13k-€10k▼ 22.2%€37k▲ 275%€53k▲ 44.4%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 58% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €249k

99.1%

Fixed assets €2k▼ 5.1%

Current assets €247k▲ 190%

Equity and liabilities €249k

46.5%

53.5%

Equity €116k▲ 85.4%

Debt €133k▲ 429%

The debt ratio rises from 28.8% to 53.5%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€81k▲

2024 · €52k

Cash flow

€54k▲

2024 · €38k

Solvency

46.5%▼

2024 · 71.2%

Current ratio

1.85▼

2024 · 3.37

Quick ratio

1.85▼

2024 · 3.37

Debt / equity

1.15▲

2024 · 0.40

ROE

46.0%▼

2024 · 59.1%

ROA

21.4%▼

2024 · 42.1%

Debt

€133k▲

2024 · €25k

Debt ≤ 1 year

€133k▲

2024 · €25k

Income taxes

€27k▲

2024 · €14k

Staff costs

€3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€88k€249k▲

Formation expenses20€440€243▼

Fixed assets21/28€2k€2k▼

Tangible fixed assets22/27€2k€2k▼

Furniture and vehicles24€2k€2k▼

Current assets29/58€85k€247k▲

Amounts receivable within one year40/41€31k€41k▲

Trade receivables40-€40k

Other amounts receivable41€31k€1k▼

Cash at bank and in hand54/58€54k€206k▲

Equity and liabilities

Total equity and liabilities10/49€88k€249k▲

Equity10/15€62k€116k▲

Contributions10/11€3k€3k=

Reserves13€52k€102k▲

Distributable reserves133€52k€102k▲

Profit (loss) carried forward14€7k€11k▲

Amounts payable17/49€25k€133k▲

Amounts payable within one year42/48€25k€133k▲

Trade debts44€3k€64k▲

Suppliers440/4€3k€64k▲

Taxes, remuneration and social security45€17k€66k▲

Taxes450/3€17k€66k▲

Other amounts payable47/48€5k€4k▼

Income statement Code20242025

Goods, raw materials, services and sundry goods60/61€17k€18k▲

Remuneration, social security and pensions62-€3k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€814€1k▲

Other operating charges640/8€64€66▲

Gross operating margin9900€52k€84k▲

Operating profit (loss)9901€51k€80k▲

Financial income75/76B-€400

Recurring financial income75-€400

Financial charges65/66B€107-

Recurring financial charges65€107-

Profit (loss) for the period before taxes9903€51k€81k▲

Income taxes67/77€14k€27k▲

Profit (loss) for the period9904€37k€53k▲

Profit (loss) for the period to be appropriated9905€37k€53k▲

Appropriation of the result

Profit (loss) to be appropriated9906€37k€61k▲

Profit (loss) brought forward from the previous period14P€548€7k▲

Transfer to equity691/2€30k€50k▲

To other reserves6921€30k€50k▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 3Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-06

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2022net €53k ▲44.4%

Operating result €80k, net result €53k, both a record.

31-12

Financial Equity above €100kEq €116k ▲85.4%

4 profitable years in a row build equity to €116k.

14-08

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 14 days late

2024

14-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €10k ▼22.2%

Net result drops to €10k, the lowest in the series; recovery starts the following year.

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Tervuren · 1 establishment unit since 2022

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Leuvensesteenweg 513080 Tervuren

Ground area

873 m²

Building footprint

126 m²

Volume, LiDAR

672 m³

Parcel 24104C0105/00E007, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

Lily Espace

Leuvensesteenweg 51, 3080 TervurenManufacture of food products

since 20222.330.168.741

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
24104C0105/00E007	Flanders	873 m²	1 · 126 m²	9.5 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Londerzeel · Eq €117k

Of 2,477 companies in sector 47279 we hold annual accounts for 950. 760 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded17-03-2022

Fiscal year end31-12

Activities, NACEBEL

47279Other retail sale of food

47299Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.