LILY DELI
ActiveLILY DELI has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €15k. Equity is growing by ~42.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability60▼-40
Solvency100▲+6
Growth58▼-16
Track record100
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity ample (current ratio 5.28 against 3.16 in 2024; short-term debt: 18.9% and cash: 31.5% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
9.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
30 d late
2024
14 d late
2023
17 d early
2022
6 d late
2021
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€252k▲ 5.2%
2022 · €240k
2021: €207k
2022: €240k
2021 → 2023
EBIT margin
10.7%▲ 1.6pp
2022 · 9.1%
2021: 17.8%
2022: 9.1%
2021 → 2023
Net result
€15k▼ 78.9%
2024 · €72k
2021: €40k
2022: €17k
2023: €18k
2024: €72k
2021 → 2025
Working capital
€133k▲ 15.7%
2024 · €115k
2021: €27k
2022: €40k
2023: €61k
2024: €115k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€207k-€240k▲ 16.1%€252k▲ 5.2%
Equity€33k-€50k▲ 51.1%€68k▲ 35.0%€119k▲ 74.8%€134k▲ 12.7%
Operating result€37k-€22k▼ 40.8%€27k▲ 24.1%€95k▲ 252%€24k▼ 75.2%
Net result€40k-€17k▼ 57.7%€18k▲ 3.4%€72k▲ 308%€15k▼ 78.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 75% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €165k
Fixed assets
€697▼ 80.3%
Current assets
€164k▼ 2.4%
Equity and liabilities €165k
Equity
€134k▲ 12.7%
Debt
€31k▼ 41.5%
The debt ratio falls from 31.0% to 18.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27k▼
2024 · €99k
Cash flow
€18k▼
2024 · €76k
Solvency
81.1%▲
2024 · 69.0%
Current ratio
5.28▲
2024 · 3.16
Quick ratio
5.19▲
2024 · 3.11
Debt / equity
0.23▼
2024 · 0.45
ROE
11.3%▼
2024 · 60.5%
ROA
9.2%▼
2024 · 41.8%
Debt
€31k▼
2024 · €53k
Debt ≤ 1 year
€31k▼
2024 · €53k
Income taxes
€8k▼
2024 · €23k
Staff costs
€27k▼
2024 · €27k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€172k€165k▼
Formation expenses20€104€0▼
Fixed assets21/28€4k€697▼
Tangible fixed assets22/27€3k€435▼
Plant, machinery and equipment23€1k€435▼
Furniture and vehicles24€2k€0▼
Financial fixed assets28€262€262=
Current assets29/58€168k€164k▼
Stocks and contracts in progress3€3k€3k=
Stocks30/36€3k€3k=
Amounts receivable within one year40/41€93k€110k▲
Trade receivables40€32k€60k▲
Other amounts receivable41€61k€50k▼
Cash at bank and in hand54/58€73k€52k▼
Equity and liabilities
Total equity and liabilities10/49€172k€165k▼
Equity10/15€119k€134k▲
Contributions10/11€10k€10k=
Reserves13€15k€30k▲
Distributable reserves133€15k€30k▲
Profit (loss) carried forward14€94k€94k▲
Amounts payable17/49€53k€31k▼
Amounts payable within one year42/48€53k€31k▼
Trade debts44€4k-
Suppliers440/4€4k-
Taxes, remuneration and social security45€34k€31k▼
Taxes450/3€32k€31k▼
Remuneration and social security454/9€2k-
Other amounts payable47/48€15k-
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€210k€165k▼
Remuneration, social security and pensions62€27k€27k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€3k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€376-
Other operating charges640/8€774€1k▲
Gross operating margin9900€127k€55k▼
Operating profit (loss)9901€95k€24k▼
Financial charges65/66B€36-
Recurring financial charges65€36-
Profit (loss) for the period before taxes9903€95k€24k▼
Income taxes67/77€23k€8k▼
Profit (loss) for the period9904€72k€15k▼
Profit (loss) for the period to be appropriated9905€72k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€130k€109k▼
Profit (loss) brought forward from the previous period14P€58k€94k▲
Transfer to equity691/2€15k€15k=
To other reserves6921€15k€15k=
Profit to be distributed694/7€21k-
Return on contributions (dividend)694€21k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 30 days late
2025
31-12
Financial
Weakest financial yearnet €15k ▼78.9%
Net result drops to €15k, the lowest in the series.
14-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 14 days late
2024
31-12
Financial
Highest result since 2021net €72k ▲308%
Operating result €95k, net result €72k, both a record.
31-12
Financial
Equity above €100kEq €119k ▲74.8%
4 profitable years in a row build equity to €119k.
14-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 6 days late
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tervuren · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 513080 TervurenGround area
9,104 m²
Building footprint
1,771 m²
Volume, LiDAR
11,649 m³
2 parcels, Flanders, Wallonia · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue Albert 1er 43, 4610 Beyne-Heusay
since 20202.308.329.388
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62015B0228/00K005 | Wallonia | 8,231 m² | 1 · 1,644 m² | 8.4 m · 2 fl. |
| 24104C0105/00E007 | Flanders | 873 m² | 1 · 126 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeyne-Heusay2.308.329.388
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Of 2,477 companies in sector 47279 we hold annual accounts for 949. 742 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-09-2020
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47279Other retail sale of food
47299Retail trade
47230Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:jiayuewang@hotmail.com
Phone:0486163877