LILY
ActiveSummary
LILY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€34,333) and a net result of €35,742. Equity is growing by ~22.1% per year across the filed fiscal years. Its solvency ranks better than 10% of 18626 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency0=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.82 against 0.55 in 2024; short-term debt: 92.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-91.4%
Return on assets
95.2%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 18626 sector peers (2025).
NBB · sector comparisonPosition among 18626 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
on the day
2023
1 d early
2022
1 d early
2021
on the day
2020
2 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 3 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2025, micro schema
Equity
-€34,333▲ 51.0%
2024 · -€70,074
Total assets
€37,557▲ 116%
2024 · €17,395
Net result
€35,742▲ 35.4%
2024 · €26,405
Working capital
-€6,093▲ 48.3%
2024 · -€11,790
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€29,038▼ 21.0%€24,894▼ 14.3%€41,682▲ 67.4%€32,731▼ 21.5%€39,079▲ 19.4%
Net result€28,615above the sector's middle half▼ 21.3%€18,910within the sector's middle half▼ 33.9%€36,774above the sector's middle half▲ 94.5%€26,405above the sector's middle half▼ 28.2%€35,742above the sector's middle half▲ 35.4%
Equity-€152,164below the sector's middle half▲ 15.8%-€133,254below the sector's middle half▲ 12.4%-€96,479below the sector's middle half▲ 27.6%-€70,074below the sector's middle half▲ 27.4%-€34,333below the sector's middle half▲ 51.0%
Total assets€38,578below the sector's middle half▼ 23.2%€24,608below the sector's middle half▼ 36.2%€37,704below the sector's middle half▲ 53.2%€17,395below the sector's middle half▼ 53.9%€37,557below the sector's middle half▲ 116%
Debt€190,742▼ 17.4%€157,862▼ 17.2%€134,183▼ 15.0%€87,469▼ 34.8%€71,890▼ 17.8%
Working capital-€35,784below the sector's middle half▲ 17.4%-€25,301below the sector's middle half▲ 29.3%€4,536within the sector's middle half-€11,790below the sector's middle half-€6,093within the sector's middle half▲ 48.3%
Solvency-394.4%below the sector's middle half▼ 34.3pp-541.5%below the sector's middle half▼ 147.1pp-255.9%below the sector's middle half▲ 285.6pp-402.8%below the sector's middle half▼ 147.0pp-91.4%below the sector's middle half▲ 311.4pp
Current ratio0.26below the sector's middle half▲ 0.060.32below the sector's middle half▲ 0.061.14within the sector's middle half▲ 0.820.55below the sector's middle half▼ 0.580.82below the sector's middle half▲ 0.27
Return on assets (ROA)74.2%above the sector's middle half▲ 1.7pp76.8%above the sector's middle half▲ 2.7pp97.5%above the sector's middle half▲ 20.7pp151.8%above the sector's middle half▲ 54.3pp95.2%above the sector's middle half▼ 56.6pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €37,557
Fixed assets
€8,920 ▲ 229%
Current assets
€28,637 ▲ 95.1%
Key figures and ratios
EBITDA
€40,614▲
2024 · €33,390
Cash flow
€37,276▲
2024 · €27,064
Quick ratio
0.47▼
2024 · 0.55
Debt to equity
-2.09▼
2024 · -1.25
Interest coverage
13.12▲
2024 · 5.23
Debt ≤ 1 year
€34,730▲
2024 · €26,471
Debt > 1 year
€24,809▼
2024 · €48,647
Income taxes
€285
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 3,632 companies that looked in July 2024 the way this one looks now, 2.9% went bankrupt within 24 months and 92% are still going.
- Micro
- 10 to 20 years old
- negative equity
- a profit of 5% of the balance sheet or more
2.9%
went bankrupt
4.8%
stopped otherwise
92%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 3,632 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €16,017 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €13,550 | €13,261 | €7,211 | €659 | €1,534 | ▲ 133% |
| Other operating charges640/8 | - | €1,200 | €942 | €638 | €387 | ▼ 39.3% |
| Gross operating margin9900 | €43,446 | €39,354 | €49,835 | €34,028 | €41,001 | ▲ 20.5% |
| Operating profit (loss)9901 | €29,038 | €24,894 | €41,682 | €32,731 | €39,079 | ▲ 19.4% |
| Financial income75/76B | - | €76 | €26 | €64 | €42 | ▼ 34.7% |
| Recurring financial income75 | €32 | €76 | €26 | €64 | €42 | ▼ 34.7% |
| Financial charges65/66B | - | €6,059 | €4,933 | €6,389 | €3,094 | ▼ 51.6% |
| Recurring financial charges65 | €455 | €6,059 | €4,933 | €6,389 | €3,094 | ▼ 51.6% |
| Profit (loss) for the period before taxes9903 | €28,615 | €18,910 | €36,774 | €26,405 | €36,026 | ▲ 36.4% |
| Income taxes67/77 | - | - | - | - | €285 | - |
| Profit (loss) for the period9904 | €28,615 | €18,910 | €36,774 | €26,405 | €35,742 | ▲ 35.4% |
| Profit (loss) for the period to be appropriated9905 | €28,615 | €18,910 | €36,774 | €26,405 | €35,742 | ▲ 35.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €38,578 | €24,608 | €37,704 | €17,395 | €37,557 | ▲ 116% |
| Fixed assets21/28 | €26,190 | €12,929 | - | €2,714 | €8,920 | ▲ 229% |
| Tangible fixed assets22/27 | €26,190 | €12,929 | - | €2,714 | €8,920 | ▲ 229% |
| Plant, machinery and equipment23 | - | - | - | €1,509 | €5,614 | ▲ 272% |
| Furniture and vehicles24 | - | €5,718 | - | €1,205 | €3,305 | ▲ 174% |
| Other tangible fixed assets26 | - | €7,211 | - | - | - | - |
| Current assets29/58 | €12,388 | €11,679 | €37,704 | €14,681 | €28,637 | ▲ 95.1% |
| Stocks and contracts in progress3 | - | - | - | - | €12,147 | - |
| Stocks30/36 | - | - | - | - | €12,147 | - |
| Amounts receivable within one year40/41 | €10,807 | €10,025 | €37,704 | €12,248 | €14,067 | ▲ 14.9% |
| Trade receivables40 | - | €9,788 | €37,678 | €12,197 | €14,016 | ▲ 14.9% |
| Other amounts receivable41 | - | €238 | €26 | €51 | €51 | = |
| Cash at bank and in hand54/58 | - | - | - | €147 | - | - |
| Deferred charges and accrued income490/1 | - | €1,654 | - | €2,287 | €2,423 | ▲ 6.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €38,578 | €24,608 | €37,704 | €17,395 | €37,557 | ▲ 116% |
| Equity10/15 | -€152,164 | -€133,254 | -€96,479 | -€70,074 | -€34,333 | ▲ 51.0% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | - | €18,600 | €18,600 | - | - | - |
| Issued capital100 | - | €18,600 | €18,600 | - | - | - |
| Profit (loss) carried forward14 | -€170,764 | -€151,854 | -€115,079 | -€88,674 | -€52,933 | ▲ 40.3% |
| Amounts payable17/49 | €190,742 | €157,862 | €134,183 | €87,469 | €71,890 | ▼ 17.8% |
| Amounts payable after more than one year17 | €142,451 | €115,631 | €91,548 | €48,647 | €24,809 | ▼ 49.0% |
| Other amounts payable178/9 | - | €115,631 | €91,548 | €48,647 | €24,809 | ▼ 49.0% |
| Amounts payable within one year42/48 | €48,172 | €36,979 | €33,167 | €26,471 | €34,730 | ▲ 31.2% |
| Current portion of amounts payable after more than one year42 | - | €4,140 | €2,964 | €2,964 | €2,964 | = |
| Financial debts43 | - | €5,346 | €3,013 | - | €5,999 | - |
| Credit institutions430/8 | - | €5,346 | €3,013 | - | €5,999 | - |
| Trade debts44 | €31,845 | €23,831 | €19,565 | €19,569 | €19,367 | ▼ 1.0% |
| Suppliers440/4 | - | €23,831 | €19,565 | €19,569 | €19,367 | ▼ 1.0% |
| Taxes, remuneration and social security45 | - | €3,663 | €7,625 | €3,938 | €6,401 | ▲ 62.5% |
| Taxes450/3 | - | €3,663 | €7,625 | €3,938 | €6,401 | ▲ 62.5% |
| Accrued charges and deferred income492/3 | - | €5,252 | €9,468 | €12,351 | €12,351 | = |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €28,615 | €18,910 | €36,774 | €26,405 | €35,742 | ▲ 35.4% |
| + Depreciation and write-downs630 | €13,550 | €13,261 | €7,211 | €659 | €1,534 | ▲ 133% |
| Operating cash flow (approximation) | €42,165 | €32,172 | €43,985 | €27,064 | €37,276 | ▲ 37.7% |
| Investment in fixed assets (approximation) | - | €0 | - | - | -€7,741 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €36,774 ▲94.5%
Operating result €41,682, net result €36,774, both a record.
30-06
Financial
Liquidity quadruplescurrent ratio 1.14
Current ratio from 0.32 to 1.14; short-term debt falls from €36,979 to €33,167.
30-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €18,910 ▼33.9%
Net result drops to €18,910, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
15-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2012
Ground area
1,193 m²
Building footprint
215 m²
Volume, LiDAR
16 m³
Parcel 44017C0307/00F000, Flanders · tallest building 1.3 m. Linked by address, not a title deed.
1 establishment unit
LILY
since 20122.212.142.309
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44017C0307/00F000 | Flanders | 1,193 m² | 1 · 215 m² | 1.2 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 2,215 companies in sector 47711 we hold annual accounts for 888. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-08-2012
Fiscal year end30-06
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
47714Retail trade
47715Retail trade
47722Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0848150578
Also
9925:BE0848150578
Registered
07-07-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.