LILLY INVEST
ActiveThe computed 12-month bankruptcy probability of LILLY INVEST is 2.0% (moderate). The 2025 annual accounts show equity of €273k and a net result of €3k. Equity is shrinking by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 41% of 3616 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability5▲+5
Solvency16▲+3
Growth32=
Stability100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days only on tighter terms
Liquidity short (current ratio 0.28 against 0.2 in 2024), and 79.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.9%
Return on assets
0.2%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-08-2025 was due by 31-03-2026 and was filed on 31-03-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
14 d late
2023
16 d late
2022
on the day
2021
1 d early
2020
21 d late
2019
30 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-08-2026 and is due by 31-03-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-08-2026 close15-09-2026 today31-03-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€273k▲ 1.0%
2024 · €270k
2019: €434k
2020: €352k
2021: €310k
2022: €315k
2023: €272k
2024: €270k
2019 → 2025
Total assets
€1.31M▼ 5.3%
2024 · €1.38M
2019: €1.94M
2020: €1.74M
2021: €1.62M
2022: €1.45M
2023: €1.40M
2024: €1.38M
2019 → 2025
Net result
€3k
2024 · €-1k
2019: €190k
2020: €-83k
2021: €-42k
2022: €5k
2023: €-43k
2024: €-1k
2019 → 2025
Working capital
€-195k▲ 1.8%
2024 · €-199k
2019: €-257k
2020: €-185k
2021: €-194k
2022: €-176k
2023: €-236k
2024: €-199k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€310k-€315k▲ 1.7%€272k▼ 13.8%€270k▼ 0.5%€273k▲ 1.0%
Operating result€-9k-€36k€-12k€38k€35k▼ 7.7%
Net result€-42k-€5k€-43k€-1k▲ 97.1%€3k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.31M
Fixed assets
€1.23M▼ 7.5%
Current assets
€77k▲ 55.1%
Equity and liabilities €1.31M
Equity
€273k▲ 1.0%
Debt
€1.04M▼ 6.8%
The debt ratio falls from 80.4% to 79.1%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€170k▼
2024 · €176k
Cash flow
€138k▲
2024 · €137k
Solvency
20.9%▲
2024 · 19.6%
Current ratio
0.28▲
2024 · 0.20
Quick ratio
0.20▲
2024 · 0.17
Debt / equity
3.80▼
2024 · 4.11
ROE
1.0%▲
2024 · -0.5%
ROA
0.2%▲
2024 · -0.1%
Interest coverage
5.39▲
2024 · 4.24
Debt
€1.04M▼
2024 · €1.11M
Debt ≤ 1 year
€272k▲
2024 · €249k
Debt > 1 year
€765k▼
2024 · €863k
Income taxes
€612▼
2024 · €658
Staff costs
€308k▲
2024 · €258k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.38M€1.31M▼
Fixed assets21/28€1.33M€1.23M▼
Tangible fixed assets22/27€1.33M€1.23M▼
Land and buildings22€1.01M€937k▼
Plant, machinery and equipment23€44k€50k▲
Furniture and vehicles24€26k€21k▼
Other tangible fixed assets26€252k€226k▼
Financial fixed assets28€2k-
Current assets29/58€50k€77k▲
Stocks and contracts in progress3€7k€23k▲
Stocks30/36€7k€23k▲
Amounts receivable within one year40/41€5k€3k▼
Trade receivables40€3k€830▼
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€31k€46k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€1.38M€1.31M▼
Equity10/15€270k€273k▲
Contributions10/11€345k€345k=
Reserves13€5k€5k=
Tax-exempt reserves132€96€96=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-80k€-77k▲
Amounts payable17/49€1.11M€1.04M▼
Amounts payable after more than one year17€863k€765k▼
Financial debts170/4€863k€765k▼
Amounts payable within one year42/48€249k€272k▲
Current portion of amounts payable after more than one year42€126k€122k▼
Trade debts44€66k€66k=
Suppliers440/4€66k€66k=
Taxes, remuneration and social security45€54k€74k▲
Taxes450/3€16k€33k▲
Remuneration and social security454/9€38k€41k▲
Other amounts payable47/48€3k€10k▲
Accrued charges and deferred income492/3€866€59▼
Income statement
Code20242025
Remuneration, social security and pensions62€258k€308k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€138k€135k▼
Other operating charges640/8€10k€7k▼
Gross operating margin9900€444k€485k▲
Operating profit (loss)9901€38k€35k▼
Financial income75/76B€3k€53▼
Recurring financial income75€3k€53▼
Financial charges65/66B€42k€32k▼
Recurring financial charges65€42k€32k▼
Profit (loss) for the period before taxes9903€-620€3k▲
Income taxes67/77€658€612▼
Profit (loss) for the period9904€-1k€3k▲
Profit (loss) for the period to be appropriated9905€-1k€3k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-80k€-77k▲
Profit (loss) brought forward from the previous period14P€-79k€-80k▼
Social balance
Average headcount (FTE)90875.9165.7▲
The notes to these accounts (18 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-03
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-08
Financial
Back to profitnet €3k
Net result €3k after 2 loss-making years.
14-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 14 days late
2024
16-04
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 16 days late
2023
31-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-08
Financial
Back to profitnet €5k
Net result €5k after 2 loss-making years.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
21-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 21 days late
2020
31-08
Financial
Weakest financial yearnet €-83k ▼144%
Net result drops to €-83k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 30 days late
2018
03-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
09-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 40 days late
2016
15-04
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwpoort · 3 establishment units since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Marktstraat 518620 NieuwpoortGround area
423 m²
Building footprint
387 m²
Volume, LiDAR
2,645 m³
2 parcels, Flanders · tallest building 13.4 m, ±3 floors. Linked by address, not a title deed.
3 establishment units
Lilly Invest
since 20092.176.910.325
Julien
since 20122.210.447.777
SOLFLEUR
since 20182.300.541.971
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38016B0756/00S000 | Flanders | 266 m² | 1 · 268 m² | 13.4 m · 3 fl. |
| 38016B0718/00K000 | Flanders | 157 m² | 1 · 119 m² | 13.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
1 siteNieuwpoort2.210.447.777
Similar companies · same sector, comparable size
SAN MARINO MARCHE
BE 0449.140.781
Marche-en-Famenne · Eq €273k
TACK FRANCOISE
BE 0459.305.886
Wortegem-Petegem · Eq €273k
WIDEC
BE 0477.236.040
Oud-Heverlee · Eq €273k
CATERSERV
BE 0463.354.944
Oud-Turnhout · Eq €273k
WORLD WOK
BE 0551.922.080
Anderlecht · Eq €273k
Of 20,232 companies in sector 56111 we hold annual accounts for 11,312. 7,798 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-01-2009
Fiscal year end31-08
Activities, NACEBEL
56101Full-service restaurants
56111Full-service restaurants
96022Beauty treatment
96220Beauty care and other beauty treatments
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.