Skip to content

LIKA

Active
Private limited companyfounded 200224 yrs activeRue Houtart 20, 6040 Charleroi, BelgiumKBO/BCE: BE 0477.108.455

LIKA has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €-34k. Equity is shrinking by ~8.3% per year across the filed fiscal years. Its solvency ranks better than 80% of 31616 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
76 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 11.33 against 13.14 in 2024; short-term debt: 7.4% and cash: 76.3% of total assets), and 16.8% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year €-34k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-09-2026, 45 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
45 d late
2024
28 d late
2023
57 d early
2022
23 d late
2021
2 d early
2020
40 d early
2019
53 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€144k▼ 32.6%
2024 · €214k
2018: €360k 2019: €323k 2020: €301k 2021: €271k 2022: €259k 2023: €261k 2024: €214k
2018 → 2025
Total assets
€173k▼ 31.1%
2024 · €251k
2018: €436k 2019: €419k 2020: €367k 2021: €290k 2022: €266k 2023: €264k 2024: €251k
2018 → 2025
Net result
€-34k▲ 29.1%
2024 · €-47k
2018: €260k 2019: €36k 2020: €-22k 2021: €-30k 2022: €-12k 2023: €2k 2024: €-47k
2018 → 2025
Working capital
€133k▼ 33.8%
2024 · €201k
2018: €332k 2019: €298k 2020: €283k 2021: €262k 2022: €260k 2023: €243k 2024: €201k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€271k-€259k▼ 4.6%€261k▲ 0.7%€214k▼ 18.2%€144k▼ 32.6%
Operating result€-28k-€-17k▲ 38.2%€2k€-49k€-39k▲ 19.4%
Net result€-30k-€-12k▲ 58.4%€2k€-47k€-34k▲ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-60k€-40k€-20k€0Operating result 2021: €-28k€-28kNet result 2021: €-30k€-30kOperating result 2022: €-17k€-17kNet result 2022: €-12k€-12kOperating result 2023: €2k€2kNet result 2023: €2k€2kOperating result 2024: €-49k€-49kNet result 2024: €-47k€-47kOperating result 2025: €-39k€-39kNet result 2025: €-34k€-34k20212022202320242025
The operating result stays negative: a loss of €39k in 2025 against €49k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €173k
Fixed assets €27k▼ 19.5%
Current assets €146k▼ 33.0%
Equity and liabilities €173k
Equity €144k▼ 32.6%
Debt €29k▼ 22.7%
The debt ratio rises from 15.0% to 16.8%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€-33k
2024 · €-43k
Cash flow
€-27k
2024 · €-41k
Solvency
83.2%
2024 · 85.0%
Current ratio
11.33
2024 · 13.14
Quick ratio
11.33
2024 · 13.14
Debt / equity
0.20
2024 · 0.18
ROE
-23.4%
2024 · -22.2%
ROA
-19.5%
2024 · -18.9%
Interest coverage
-14.28
2024 · -69.36
Debt
€29k
2024 · €38k
Debt ≤ 1 year
€13k
2024 · €17k
Debt > 1 year
€16k
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€251k€173k
Fixed assets21/28€34k€27k
Tangible fixed assets22/27€34k€27k
Land and buildings22€15k€14k
Furniture and vehicles24€19k€14k
Current assets29/58€217k€146k
Amounts receivable within one year40/41€21k€14k
Trade receivables40€13k€14k
Other amounts receivable41€8k-
Current investments50/53€100k-
Cash at bank and in hand54/58€93k€132k
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€251k€173k
Equity10/15€214k€144k
Contributions10/11€19k€19k=
Reserves13€77k€41k
Distributable reserves133€77k€41k
Profit (loss) carried forward14€118k€84k
Amounts payable17/49€38k€29k
Amounts payable after more than one year17€21k€16k
Financial debts170/4€21k€16k
Amounts payable within one year42/48€17k€13k
Current portion of amounts payable after more than one year42€4k€13k
Trade debts44€10k-
Suppliers440/4€10k-
Taxes, remuneration and social security45€2k-
Taxes450/3€2k-
Accrued charges and deferred income492/3€236-
Income statement Code20242025
Non-recurring operating income76A€1k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k
Other operating charges640/8€111€6k
Gross operating margin9900€-43k€-27k
Operating profit (loss)9901€-49k€-39k
Financial income75/76B€2k€8k
Recurring financial income75€2k€8k
Financial charges65/66B€617€2k
Recurring financial charges65€617€2k
Profit (loss) for the period before taxes9903€-47k€-34k
Profit (loss) for the period9904€-47k€-34k
Profit (loss) for the period to be appropriated9905€-47k€-34k
Appropriation of the result
Profit (loss) to be appropriated9906€118k€84k
Profit (loss) brought forward from the previous period14P€165k€118k
Transfer from equity791/2-€36k
Profit to be distributed694/7-€36k
Return on contributions (dividend)694-€36k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
14-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 45 days late
2025
28-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
31-12
Financial Weakest financial yearnet €-47k ▼2594%
Net result drops to €-47k, the lowest in the series; recovery starts the following year.
04-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €2k
Net result €2k after 3 loss-making years.
31-12
Financial Liquidity quadruplescurrent ratio 191.70
Current ratio from 49.00 to 191.70; short-term debt falls from €5k to €1k.
23-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
31-12
Financial Liquidity triplescurrent ratio 49.00
Current ratio from 17.07 to 49.00; short-term debt falls from €16k to €5k.
29-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity triplescurrent ratio 17.07
Current ratio from 5.81 to 17.07; short-term debt falls from €59k to €16k.
21-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
08-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · full schema · 31 days late
2017
17-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Charleroi · 1 establishment unit since 2002
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Houtart 206040 Charleroi
Ground area
1,171 m²
Building footprint
149 m²
Volume, LiDAR
1,176 m³
2 parcels, Wallonia · tallest building 10.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue Albert 1er(GER) 13, 6280 Gerpinnes
Air transport
since 20022.098.927.669
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52362F0761/00D000 Wallonia 819 m² 1 · 37 m² 10.0 m · 1 fl.
52025C0261/00S006 Wallonia 352 m² 1 · 113 m² 10.6 m · 3 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 82,554 companies in sector 70200 we hold annual accounts for 52,573. 40,854 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-03-2002
Fiscal year end31-12
Trade name FR Afinance
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
Phone:071 200 440
Establishment Gerpinnes 2.098.927.669
Fax:02 228 18 05
Establishment Gerpinnes 2.098.927.669