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Private limited companyfounded 201115 yrs activeAvenue d'Ecolys(RH) 2, 5020 Namur, BelgiumKBO/BCE: BE 0833.839.318
Summary

LIIA is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38,280 and a net result of -€621. Equity is shrinking by ~3.9% per year across the filed fiscal years. Its solvency ranks better than 44% of 8091 sector peers (fiscal year 2025). The company has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals

1 signal. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-03-2026, 59 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
59 d late
2024
52 d late
2023
84 d early
2022
23 d late
2021
1 d late
2020
35 d early
2019
81 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 23 February (4 of the last 5 filed years within 36 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close28-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 February 2011, LIIA was incorporated.1 Total assets went from EUR 77,788 in 2019 to EUR 87,184 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€38,280▼ 17.5%
2024 · €46,400
Net result
-€621▲ 90.8%
2024 · -€6,715
Total assets
€87,184▲ 55.5%
2024 · €56,058
Solvency
43.9%▼ 38.9pp
2024 · 82.8%
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€119▲ 37.4%-€3,339▼ 2,706%-€400▲ 88.0%-€6,271▼ 1,468%-€93▲ 98.5%
Net result€2,345within the sector's middle half▲ 144%-€2,763below the sector's middle half-€1,382below the sector's middle half▲ 50.0%-€6,715below the sector's middle half▼ 386%-€621below the sector's middle half▲ 90.8%
Equity€57,260below the sector's middle half▲ 4.3%€54,497within the sector's middle half▼ 4.8%€53,115within the sector's middle half▼ 2.5%€46,400within the sector's middle half▼ 12.6%€38,280within the sector's middle half▼ 17.5%
Total assets€58,414below the sector's middle half▼ 29.2%€57,497below the sector's middle half▼ 1.6%€56,515below the sector's middle half▼ 1.7%€56,058below the sector's middle half▼ 0.8%€87,184below the sector's middle half▲ 55.5%
Debt€1,154▼ 95.8%€3,000▲ 160%€3,400▲ 13.3%€9,658▲ 184%€48,904▲ 406%
Working capital€57,260within the sector's middle half▲ 188%€54,497within the sector's middle half▼ 4.8%€53,115within the sector's middle half▼ 2.5%€46,400within the sector's middle half▼ 12.6%€35,374within the sector's middle half▼ 23.8%
Solvency98.0%above the sector's middle half▲ 31.5pp94.8%above the sector's middle half▼ 3.2pp94.0%above the sector's middle half▼ 0.8pp82.8%above the sector's middle half▼ 11.2pp43.9%within the sector's middle half▼ 38.9pp
Current ratio50.62above the sector's middle half▲ 48.9019.17above the sector's middle half▼ 31.4516.62above the sector's middle half▼ 2.545.80above the sector's middle half▼ 10.821.72within the sector's middle half▼ 4.08
Return on assets (ROA)4.0%within the sector's middle half▲ 2.8pp-4.8%below the sector's middle half▼ 8.8pp-2.4%below the sector's middle half▲ 2.4pp-12.0%below the sector's middle half▼ 9.5pp-0.7%below the sector's middle half▲ 11.3pp
above within below the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2021: -€119-€119Net result 2021: €2,345€2,345Operating result 2022: -€3,339-€3,339Net result 2022: -€2,763-€2,763Operating result 2023: -€400-€400Net result 2023: -€1,382-€1,382Operating result 2024: -€6,271-€6,271Net result 2024: -€6,715-€6,715Operating result 2025: -€93-€93Net result 2025: -€621-€62120212022202320242025-€8,000-€6,000-€4,000-€2,000€0Operating result 2023: -€400-€400Net result 2023: -€1,382-€1,380Operating result 2024: -€6,271-€6,270Net result 2024: -€6,715-€6,710Operating result 2025: -€93-€93Net result 2025: -€621-€621202320242025
The operating result stays negative: a loss of €93 in 2025 against €6,271 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €87,184
Fixed assets €2,906
Current assets €84,278
Equity and liabilities €87,184
Equity €38,280 ▼ 17.5%
Debt €48,904 ▲ 406%
Debt's share of the balance-sheet total rises from 17.2% to 56.1%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
ROE
-1.6%▲
2024 · -14.5%
Debt ≤ 1 year
€48,904▲
2024 · €9,658
Income taxes
€11▲
2024 · €0
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet Code20242025
Assets
Total assets20/58€56,058€87,184▲
Fixed assets21/28-€2,906
Tangible fixed assets22/27-€2,906
Furniture and vehicles24-€2,906
Current assets29/58€56,058€84,278▲
Amounts receivable within one year40/41€55,339€82,283▲
Trade receivables40€2,072€29,327▲
Other amounts receivable41€53,267€52,956▼
Cash at bank and in hand54/58€719€1,995▲
Equity and liabilities
Total equity and liabilities10/49€56,058€87,184▲
Equity10/15€46,400€38,280▼
Contributions10/11€18,600€18,600=
Reserves13€1,860€19,680▲
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€1,860€19,680▲
Profit (loss) carried forward14€25,940-
Amounts payable17/49€9,658€48,904▲
Amounts payable within one year42/48€9,658€48,904▲
Trade debts44€5,472€32,051▲
Suppliers440/4€5,472€32,051▲
Taxes, remuneration and social security45-€11
Taxes450/3-€11
Other amounts payable47/48€4,185€16,842▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€851
Other operating charges640/8€979€918▼
Gross operating margin9900-€5,293€1,675▲
Operating profit (loss)9901-€6,271-€93▲
Financial charges65/66B€443€517▲
Recurring financial charges65€443€517▲
Profit (loss) for the period before taxes9903-€6,715-€610▲
Income taxes67/77€0€11▲
Profit (loss) for the period9904-€6,715-€621▲
Profit (loss) for the period to be appropriated9905-€6,715-€621▲
Appropriation of the result
Profit (loss) to be appropriated9906€25,940€25,320▼
Profit (loss) brought forward from the previous period14P€32,655€25,940▼
Transfer to equity691/2-€17,820
To other reserves6921-€17,820
Profit to be distributed694/7-€7,500
Return on contributions (dividend)694-€7,500

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A--€0---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630----€851-
Other operating charges640/8-€339€0€979€918▼ 6.2%
Gross operating margin9900--€3,000-€400-€5,293€1,675▲ 132%
Operating profit (loss)9901-€119-€3,339-€400-€6,271-€93▲ 98.5%
Financial income75/76B-€1,108€0---
Recurring financial income75€4,884€108€0---
Non-recurring financial income76B-€1,000----
Financial charges65/66B-€532€356€443€517▲ 16.5%
Recurring financial charges65€2,420€532€356€443€517▲ 16.5%
Profit (loss) for the period before taxes9903€2,345-€2,763-€756-€6,715-€610▲ 90.9%
Income taxes67/77--€626€0€11-
Profit (loss) for the period9904€2,345-€2,763-€1,382-€6,715-€621▲ 90.8%
Profit (loss) for the period to be appropriated9905€2,345-€2,763-€1,382-€6,715-€621▲ 90.8%
Line20212022202320242025Change
Assets
Total assets20/58€58,414€57,497€56,515€56,058€87,184▲ 55.5%
Fixed assets21/28----€2,906-
Tangible fixed assets22/27----€2,906-
Furniture and vehicles24----€2,906-
Current assets29/58€58,414€57,497€56,515€56,058€84,278▲ 50.3%
Amounts receivable within one year40/41€53,116€53,267€53,267€55,339€82,283▲ 48.7%
Trade receivables40---€2,072€29,327▲ 1,315%
Other amounts receivable41-€53,267€53,267€53,267€52,956▼ 0.6%
Cash at bank and in hand54/58€5,298€4,230€3,248€719€1,995▲ 178%
Equity and liabilities
Total equity and liabilities10/49€58,414€57,497€56,515€56,058€87,184▲ 55.5%
Equity10/15€57,260€54,497€53,115€46,400€38,280▼ 17.5%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€19,680▲ 958%
Non-distributable reserves130/1-€1,860€1,860€0--
Reserves not available under the articles1311-€1,860€1,860€0--
Distributable reserves133---€1,860€19,680▲ 958%
Profit (loss) carried forward14€36,800€34,037€32,655€25,940--
Amounts payable17/49€1,154€3,000€3,400€9,658€48,904▲ 406%
Amounts payable within one year42/48€1,154€3,000€3,400€9,658€48,904▲ 406%
Current portion of amounts payable after more than one year42-€0----
Trade debts44€1,072€3,000€3,400€5,472€32,051▲ 486%
Suppliers440/4-€3,000€3,400€5,472€32,051▲ 486%
Taxes, remuneration and social security45-€0--€11-
Taxes450/3-€0--€11-
Other amounts payable47/48---€4,185€16,842▲ 302%
Line20212022202320242025Change
Profit (loss) for the period9904€2,345-€2,763-€1,382-€6,715-€621▲ 90.8%
+ Depreciation and write-downs630----€851-
Operating cash flow (approximation)€2,345-€2,763-€1,382-€6,715€230▲ 103%
Change in cash--€1,068-€982-€2,529€1,276▲ 150%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
31-03
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 59 days late
2025
24-03
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 52 days late
2024
30-06
Financial Weakest financial yearnet -€6,715
Net result drops to -€6,715, the lowest in the series; recovery starts the following year.
2023
08-11
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
23-02
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 23 days late
2022
01-02
NBB filing Annual accounts filed
fiscal year 2021 · full schema · 1 day late
2021
30-06
Financial Highest result since 2019net €2,345 ▲144%
Net result €2,345, the highest in the series.
30-06
Financial Liquidity times 29current ratio 50.62
Current ratio from 1.72 to 50.62; short-term debt falls from €27,576 to €1,154.
2020
27-12
NBB filing Annual accounts filed
fiscal year 2020 · full schema
30-06
Financial Back to profitnet €963
Net result €963 after one loss-making year.
2019
11-11
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2018
28-12
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2017
27-12
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2016
24-11
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2011
seat establishment The establishment unit on the map
Ground area
3.5 ha
Building footprint
6,538 m²
2 parcels, Wallonia. Linked by address, not a title deed.
1 establishment unit
C.T. LOGISTIC
Chemin de Sovet 86, 5502 DinantFreight transport by road
since 20112.197.799.472
2 parcels
Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92120F0142/00A000 Wallonia 3.4 ha 1 · 6,467 m² -
91125D0146/00S000 Wallonia 998 m² 1 · 70 m² -
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 9,568 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-02-2011
Fiscal year end30-06
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:0833839318
Also 9925:BE0833839318
Registered 09-04-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.