LIGNUM INTERIOR
ActiveLIGNUM INTERIOR has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €124k and a net result of €-14k. Equity is growing by ~30.8% per year across the filed fiscal years. Its solvency ranks better than 26% of 237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency19▼-3
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.78 against 0.87 in 2024), and 81% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
16 d early
2023
47 d early
2022
27 d early
2021
31 d early
2020
25 d early
2019
184 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€124k▼ 10.0%
2024 · €138k
2018: €11k
2019: €37k
2020: €47k
2021: €62k
2022: €70k
2023: €182k
2024: €138k
2018 → 2025
Total assets
€654k▼ 6.5%
2024 · €700k
2018: €124k
2019: €144k
2020: €533k
2021: €587k
2022: €669k
2023: €662k
2024: €700k
2018 → 2025
Net result
€-14k▲ 68.4%
2024 · €-44k
2018: €-25k
2019: €26k
2020: €10k
2021: €16k
2022: €8k
2023: €13k
2024: €-44k
2018 → 2025
Working capital
€-49k▼ 65.7%
2024 · €-29k
2018: €-2k
2019: €20k
2020: €-24k
2021: €-14k
2022: €61k
2023: €95k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€62k-€70k▲ 12.7%€182k▲ 159%€138k▼ 24.1%€124k▼ 10.0%
Operating result€34k-€26k▼ 22.2%€29k▲ 12.0%€-38k€-2k▲ 94.3%
Net result€16k-€8k▼ 49.4%€13k▲ 61.6%€-44k€-14k▲ 68.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €38k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €654k
Fixed assets
€477k▼ 5.5%
Current assets
€177k▼ 9.1%
Equity and liabilities €654k
Equity
€124k▼ 10.0%
Debt
€530k▼ 5.6%
The debt ratio rises from 80.2% to 81.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€26k▲
2024 · €-14k
Cash flow
€14k▲
2024 · €-20k
Solvency
19.0%▼
2024 · 19.8%
Current ratio
0.78▼
2024 · 0.87
Quick ratio
0.64▼
2024 · 0.68
Debt / equity
4.26▲
2024 · 4.06
ROE
-11.2%▲
2024 · -31.8%
ROA
-2.1%▲
2024 · -6.3%
Interest coverage
2.13▲
2024 · -2.05
Debt
€530k▼
2024 · €562k
Debt ≤ 1 year
€226k▲
2024 · €225k
Debt > 1 year
€304k▼
2024 · €337k
Staff costs
€47k▼
2024 · €68k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€700k€654k▼
Fixed assets21/28€505k€477k▼
Tangible fixed assets22/27€505k€477k▼
Land and buildings22€463k€448k▼
Plant, machinery and equipment23€20k€10k▼
Furniture and vehicles24€22k€19k▼
Current assets29/58€195k€177k▼
Stocks and contracts in progress3€43k€34k▼
Stocks30/36€43k€34k▼
Amounts receivable within one year40/41€139k€114k▼
Trade receivables40€137k€112k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€6k€15k▲
Deferred charges and accrued income490/1€8k€15k▲
Equity and liabilities
Total equity and liabilities10/49€700k€654k▼
Equity10/15€138k€124k▼
Contributions10/11€119k€119k=
Reserves13€64k€64k=
Distributable reserves133€64k€64k=
Profit (loss) carried forward14€-44k€-58k▼
Amounts payable17/49€562k€530k▼
Amounts payable after more than one year17€337k€304k▼
Financial debts170/4€337k€304k▼
Amounts payable within one year42/48€225k€226k▲
Current portion of amounts payable after more than one year42€31k€31k▲
Financial debts43€19k€20k▲
Credit institutions430/8€19k€20k▲
Trade debts44€11k€6k▼
Suppliers440/4€11k€6k▼
Taxes, remuneration and social security45€23k€16k▼
Taxes450/3€6k€6k▼
Remuneration and social security454/9€17k€11k▼
Other amounts payable47/48€141k€153k▲
Income statement
Code20242025
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62€68k€47k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24k€28k▲
Other operating charges640/8€693€544▼
Gross operating margin9900€55k€73k▲
Operating profit (loss)9901€-38k€-2k▲
Financial income75/76B€200€289▲
Recurring financial income75€200€289▲
Financial charges65/66B€7k€12k▲
Recurring financial charges65€7k€12k▲
Profit (loss) for the period before taxes9903€-44k€-14k▲
Profit (loss) for the period9904€-44k€-14k▲
Profit (loss) for the period to be appropriated9905€-44k€-14k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-58k▼
Profit (loss) brought forward from the previous period14P-€-44k
Social balance
Average headcount (FTE)90871.81.0▼
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Weakest financial yearnet €-44k ▼443%
Net result drops to €-44k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €150kEq €182k ▲159%
5 profitable years in a row build equity to €182k.
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €26k
Net result €26k after one loss-making year.
08-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
17-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
12-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brakel · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Geraardsbergsestraat 739660 BrakelGround area
904 m²
Building footprint
144 m²
Volume, LiDAR
1,153 m³
Parcel 45028B0711/00Y000, Flanders · tallest building 11.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Grave-Art
since 20122.216.208.686
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45028B0711/00Y000 | Flanders | 904 m² | 1 · 144 m² | 11.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 1,231 EUR awarded · 1,410 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 231 EUR | 231 EUR |
| 2023 | 2 | 500 EUR | 679 EUR |
| 2022 | 1 | 500 EUR | 500 EUR |
Schemes
Stagebonus (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
4 live approvals · 2 endedInterieurbouwer duaal (so)
Machinaal houtbewerker duaal (so)
Medewerker hout duaal (so)
Operator CNC-gestuurde houtbewerkingsmachines duaal (so)
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STIJNWERKT
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ILB DESIGN
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Interieur Jelle Lambrechts
BE 0597.990.449
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Of 456 companies in sector 31009 we hold annual accounts for 124. 92 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded20-11-2012
Fiscal year end31-12
Activities, NACEBEL
31009Manufacture of furniture
43320Joinery installation
31002Manufacture of furniture
31004Manufacture of dining room, living room, bedroom and bathroom furniture
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.