LIGNA
ActiveLIGNA has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €200k and a net result of €22k. Equity is growing by ~4.2% per year across the filed fiscal years. Its solvency ranks better than 92% of 4355 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
93
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability81=
Solvency100▲+1
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 9.32 against 3.24 in 2023; short-term debt: 9.4% and cash: 76.4% of total assets), and 9.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-06-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
34 d early
2023
33 d early
2022
35 d early
2021
41 d early
2020
19 d early
2019
19 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€200k▲ 4.4%
2023 · €192k
2018: €156k
2019: €184k
2020: €201k
2021: €219k
2022: €224k
2023: €192k
2018 → 2024
Total assets
€221k▼ 15.0%
2023 · €260k
2018: €186k
2019: €195k
2020: €240k
2021: €251k
2022: €251k
2023: €260k
2018 → 2024
Net result
€22k▼ 13.8%
2023 · €26k
2018: €14k
2019: €28k
2020: €35k
2021: €37k
2022: €21k
2023: €26k
2018 → 2024
Working capital
€172k▲ 13.0%
2023 · €152k
2018: €54k
2019: €97k
2020: €134k
2021: €171k
2022: €183k
2023: €152k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€201k-€219k▲ 9.0%€224k▲ 2.2%€192k▼ 14.5%€200k▲ 4.4%
Operating result€51k-€53k▲ 4.7%€31k▼ 41.4%€39k▲ 25.4%€36k▼ 8.2%
Net result€35k-€37k▲ 5.4%€21k▼ 42.1%€26k▲ 20.8%€22k▼ 13.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 8% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €221k
Fixed assets
€28k▼ 28.7%
Current assets
€193k▼ 12.5%
Equity and liabilities €221k
Equity
€200k▲ 4.4%
Debt
€21k▼ 69.6%
The debt ratio falls from 26.1% to 9.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€55k▼
2023 · €57k
Cash flow
€42k▼
2023 · €44k
Solvency
90.6%▲
2023 · 73.9%
Current ratio
9.32▲
2023 · 3.24
Quick ratio
9.32▲
2023 · 3.24
Debt / equity
0.10▼
2023 · 0.35
ROE
11.1%▼
2023 · 13.4%
ROA
10.1%▲
2023 · 9.9%
Interest coverage
14.44▼
2023 · 22.76
Debt
€21k▼
2023 · €68k
Debt ≤ 1 year
€21k▼
2023 · €68k
Income taxes
€10k▼
2023 · €11k
Staff costs
€21
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€260k€221k▼
Fixed assets21/28€40k€28k▼
Tangible fixed assets22/27€40k€28k▼
Land and buildings22€21k€6k▼
Plant, machinery and equipment23€7k€5k▼
Furniture and vehicles24€11k€18k▲
Current assets29/58€220k€193k▼
Amounts receivable within one year40/41€16k€19k▲
Trade receivables40€15k€19k▲
Other amounts receivable41€942-
Cash at bank and in hand54/58€198k€169k▼
Deferred charges and accrued income490/1€6k€5k▼
Equity and liabilities
Total equity and liabilities10/49€260k€221k▼
Equity10/15€192k€200k▲
Contributions10/11€19k€19k=
Reserves13€173k€182k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€171k€182k▲
Amounts payable17/49€68k€21k▼
Amounts payable within one year42/48€68k€21k▼
Trade debts44€3k€3k▼
Suppliers440/4€3k€3k▼
Taxes, remuneration and social security45€6k€3k▼
Taxes450/3€6k€1k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€59k€15k▼
Income statement
Code20232024
Non-recurring operating income76A€3k-
Remuneration, social security and pensions62-€21
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€19k▲
Other operating charges640/8€665€1k▲
Gross operating margin9900€58k€56k▼
Operating profit (loss)9901€39k€36k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€3k€4k▲
Recurring financial charges65€3k€4k▲
Profit (loss) for the period before taxes9903€36k€32k▼
Income taxes67/77€11k€10k▼
Profit (loss) for the period9904€26k€22k▼
Profit (loss) for the period to be appropriated9905€26k€22k▼
Appropriation of the result
Profit (loss) to be appropriated9906€26k€22k▼
Transfer from equity791/2€58k€14k▼
Transfer to equity691/2€26k€22k▼
To other reserves6921€26k€22k▼
Profit to be distributed694/7€58k€14k▼
Return on contributions (dividend)694€58k€14k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 9.32
Current ratio from 3.24 to 9.32; short-term debt falls from €68k to €21k.
31-12
Financial
Equity above €200kEq €200k ▲4.4%
7 profitable years in a row build equity to €200k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €37k ▲5.4%
Operating result €53k, net result €37k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €201k ▲9.3%
3 profitable years in a row build equity to €201k.
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 9.60
Current ratio from 2.83 to 9.60; short-term debt falls from €30k to €11k.
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
13-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
2016
11-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapelle-op-den-Bos · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Broekstraat 181880 Kapelle-op-den-BosGround area
1,114 m²
Building footprint
116 m²
Volume, LiDAR
793 m³
Parcel 23067A0293/00K000, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Broekstraat 18, 1880 Kapelle-op-den-Bos
since 19952.072.976.112
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23067A0293/00K000 | Flanders | 1,114 m² | 1 · 116 m² | 9.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TRANSOLUTION
BE 0899.752.697
Leuven · Eq €199k
UNIVERSAL BIS
BE 0451.154.918
Hasselt · Eq €199k
AYAOU AGUERO Laura
BE 0873.853.796
Sint-Pieters-Woluwe · Eq €198k
ERIC BUELENS TRANSLATION SERVICE
BE 0477.428.753
Sint-Pieters-Leeuw · Eq €203k
Strelitzia Translations
BE 0898.308.585
Asse · Eq €203k
Of 4,530 companies in sector 74301 we hold annual accounts for 719. 552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-09-1995
Fiscal year end31-12
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
74852
73300Public relations and communication consultancy
79901Tourist information services
82100Office administrative and support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.