Summary
Lighthouse.BD is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €24,858 and a net result of €36,912. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 20% of 9872 sector peers (fiscal year 2024). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 9872 sector peers (2024).
NBB · sector comparisonPosition among 9872 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-06-2025, 37 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
37 d early
2023
42 d early
2022
36 d early
2021
31 d late
2020
24 d late
2019
8 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 11 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€24,858
2023 · -€12,055
Net result
€36,912▲ 55.7%
2023 · €23,714
Total assets
€142,926▲ 53.5%
2023 · €93,126
Solvency
17.4%▲ 30.3pp
2023 · -12.9%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result-€17,595€29,788-€35,253€28,857€55,675▲ 92.9%
Net result-€18,394below the sector's middle half€20,124within the sector's middle half-€36,096below the sector's middle half€23,714within the sector's middle half€36,912within the sector's middle half▲ 55.7%
Equity-€19,796below the sector's middle half▼ 1,311%€328below the sector's middle half-€35,768below the sector's middle half-€12,055below the sector's middle half▲ 66.3%€24,858below the sector's middle half
Total assets€110,332below the sector's middle half▼ 13.6%€156,898within the sector's middle half▲ 42.2%€132,721within the sector's middle half▼ 15.4%€93,126below the sector's middle half▼ 29.8%€142,926within the sector's middle half▲ 53.5%
Debt€130,128▲ 0.7%€156,570▲ 20.3%€168,489▲ 7.6%€105,181▼ 37.6%€118,068▲ 12.3%
Working capital-€41,058below the sector's middle half▼ 16.3%-€11,171within the sector's middle half▲ 72.8%-€35,070below the sector's middle half▼ 214%-€10,528within the sector's middle half▲ 70.0%€26,421within the sector's middle half
Solvency-17.9%below the sector's middle half▼ 16.8pp0.2%below the sector's middle half▲ 18.2pp-27.0%below the sector's middle half▼ 27.2pp-12.9%below the sector's middle half▲ 14.0pp17.4%below the sector's middle half▲ 30.3pp
Current ratio0.68within the sector's middle half▼ 0.040.93within the sector's middle half▲ 0.250.79within the sector's middle half▼ 0.140.90within the sector's middle half▲ 0.111.23within the sector's middle half▲ 0.33
Return on assets (ROA)-16.7%below the sector's middle half▼ 17.6pp12.8%within the sector's middle half▲ 29.5pp-27.2%below the sector's middle half▼ 40.0pp25.5%above the sector's middle half▲ 52.7pp25.8%above the sector's middle half▲ 0.4pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 93% above 2023 and is the highest result in the available series.
Balance-sheet composition
Equity and liabilities €142,926
Equity
€24,858
Debt
€118,068
Debt finances 82.6% of the balance-sheet total.
Key figures and ratios
ROE
148.5%
Debt ≤ 1 year
€116,505▲
2023 · €103,618
Income taxes
€18,595▲
2023 · €4,968
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €12,050 | €12,441 | €12,191 | €829 | €37 | ▼ 95.6% |
| Other operating charges640/8 | - | €1,638 | €1,587 | €1,766 | €1,761 | ▼ 0.3% |
| Gross operating margin9900 | -€4,364 | €43,867 | -€21,475 | €31,451 | €57,473 | ▲ 82.7% |
| Operating profit (loss)9901 | -€17,595 | €29,788 | -€35,253 | €28,857 | €55,675 | ▲ 92.9% |
| Financial income75/76B | - | €4 | €0 | - | - | - |
| Recurring financial income75 | €1 | €4 | €0 | - | - | - |
| Financial charges65/66B | - | €188 | €163 | €175 | €168 | ▼ 4.1% |
| Recurring financial charges65 | €149 | €188 | €163 | €175 | €168 | ▼ 4.1% |
| Profit (loss) for the period before taxes9903 | -€17,743 | €29,604 | -€35,416 | €28,682 | €55,507 | ▲ 93.5% |
| Income taxes67/77 | €651 | €9,480 | €680 | €4,968 | €18,595 | ▲ 274% |
| Profit (loss) for the period9904 | -€18,394 | €20,124 | -€36,096 | €23,714 | €36,912 | ▲ 55.7% |
| Profit (loss) for the period to be appropriated9905 | -€18,394 | €20,124 | -€36,096 | €23,714 | €36,912 | ▲ 55.7% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €110,332 | €156,898 | €132,721 | €93,126 | €142,926 | ▲ 53.5% |
| Fixed assets21/28 | €23,393 | €13,056 | €865 | €37 | €0 | ▼ 100% |
| Tangible fixed assets22/27 | €23,393 | €13,056 | €865 | €37 | €0 | ▼ 100% |
| Furniture and vehicles24 | - | €13,056 | €865 | €37 | €0 | ▼ 100% |
| Current assets29/58 | €86,939 | €143,841 | €131,856 | €93,090 | €142,926 | ▲ 53.5% |
| Amounts receivable within one year40/41 | - | €29,268 | €13,630 | €3,630 | €7,260 | ▲ 100% |
| Trade receivables40 | - | €29,000 | €13,630 | €3,630 | €7,260 | ▲ 100% |
| Other amounts receivable41 | - | €268 | €0 | - | - | - |
| Cash at bank and in hand54/58 | €84,778 | €112,686 | €116,317 | €87,610 | €133,883 | ▲ 52.8% |
| Deferred charges and accrued income490/1 | - | €1,888 | €1,908 | €1,850 | €1,783 | ▼ 3.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €110,332 | €156,898 | €132,721 | €93,126 | €142,926 | ▲ 53.5% |
| Equity10/15 | -€19,796 | €328 | -€35,768 | -€12,055 | €24,858 | ▲ 306% |
| Contributions10/11 | - | €12,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | - | - | - | - | €12,458 | - |
| Distributable reserves133 | - | - | - | - | €12,458 | - |
| Profit (loss) carried forward14 | -€32,196 | -€12,072 | -€48,168 | -€24,455 | €0 | ▲ 100% |
| Amounts payable17/49 | €130,128 | €156,570 | €168,489 | €105,181 | €118,068 | ▲ 12.3% |
| Amounts payable within one year42/48 | €127,997 | €155,013 | €166,926 | €103,618 | €116,505 | ▲ 12.4% |
| Trade debts44 | €490 | €675 | €1,109 | €1,214 | €1,230 | ▲ 1.3% |
| Suppliers440/4 | - | €675 | €1,109 | €1,214 | €1,230 | ▲ 1.3% |
| Taxes, remuneration and social security45 | - | €11,025 | €3,050 | €6,684 | €14,186 | ▲ 112% |
| Taxes450/3 | - | €11,025 | €3,050 | €6,684 | €14,186 | ▲ 112% |
| Other amounts payable47/48 | - | €143,313 | €162,767 | €95,720 | €101,089 | ▲ 5.6% |
| Accrued charges and deferred income492/3 | - | €1,557 | €1,564 | €1,564 | €1,564 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€18,394 | €20,124 | -€36,096 | €23,714 | €36,912 | ▲ 55.7% |
| + Depreciation and write-downs630 | €12,050 | €12,441 | €12,191 | €829 | €37 | ▼ 95.6% |
| Operating cash flow (approximation) | -€6,343 | €32,566 | -€23,905 | €24,542 | €36,949 | ▲ 50.6% |
| Investment in fixed assets (approximation) | - | -€2,105 | €0 | €0 | €0 | - |
| Change in cash | - | €27,909 | €3,631 | -€28,707 | €46,273 | ▲ 261% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
24-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €36,912 ▲55.7%
Operating result €55,675, net result €36,912, both a record.
04-09
State Gazette act
Board meeting · Director resignation
Permanent representative · Power of attorney
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
15-03
State Gazette act
General meeting · Name change
Purpose change · Corporate purpose
2023
31-12
Financial
Back to profitnet €23,714
Net result €23,714 after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet -€36,096
Net result drops to -€36,096, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €20,124
Net result €20,124 after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
20-05
State Gazette act
General meeting · Auditor reappointment
Permanent representative
Show earlier events
2020
23-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €1,190
Net result €1,190 after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 2 days late
2016
03-11
State Gazette act
General meeting · Director appointment
Permanent representative
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2016
Ground area
3,449 m²
Building footprint
372 m²
Volume, LiDAR
2,312 m³
Parcel 44064A0070/00W000, Flanders · tallest building 12.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lighthouse.BD
since 20162.253.905.064
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064A0070/00W000 | Flanders | 3,449 m² | 1 · 372 m² | 12.2 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
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Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
33 locations
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 8,182 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-06-2016
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0656480657
Also
9925:BE0656480657
Registered
06-10-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.