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LIGHT & MORE

Active
Private limited companyfounded 201412 yrs activeNijverheidstraat 12, 8770 Ingelmunster, BelgiumKBO/BCE: BE 0555.791.885

LIGHT & MORE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €102k and a net result of €1k. Equity is growing by ~33.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2026
36 / 100
Weak▼ -15 vs 2025
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability5▼-95
Solvency11▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days only on tighter terms
Liquidity short (current ratio 0.27 against 0.56 in 2025), and 83.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 90
Relative position
BE, all sectors
reference
Sector 90
lower
← fewer bankruptcies more bankruptcies →
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026
Solvency, return and age of the figures
Solvency
16.8%
Return on assets
0.2%
Age of the figures
2 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 12 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 10-08-2026, 174 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2026
174 d early
2025
165 d early
2024
72 d early
2023
154 d early
2022
168 d early
2021
200 d early
2020
193 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2027 and is due by 31-01-2028. Nothing is late today.
Companies Code · seven months
Position in the running window
14-09-2026 today30-06-2027 close31-01-2028 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Equity
€102k▲ 0.3%
2025 · €101k
2019: €52k 2020: €-2k 2021: €11k 2022: €23k 2023: €47k 2024: €61k 2025: €101k
2019 → 2026
Total assets
€603k▼ 6.7%
2025 · €646k
2019: €169k 2020: €588k 2021: €586k 2022: €461k 2023: €724k 2024: €696k 2025: €646k
2019 → 2026
Net result
€1k▼ 97.3%
2025 · €41k
2019: €2k 2020: €-54k 2021: €13k 2022: €14k 2023: €22k 2024: €15k 2025: €41k
2019 → 2026
Working capital
€-93k▼ 72.1%
2025 · €-54k
2019: €5k 2020: €-53k 2021: €-132k 2022: €-194k 2023: €-131k 2024: €-146k 2025: €-54k
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20222023202420252026Trend
Equity€23k-€47k▲ 107%€61k▲ 29.9%€101k▲ 67.0%€102k▲ 0.3%
Operating result€32k-€49k▲ 52.2%€47k▼ 3.0%€83k▲ 73.7%€27k▼ 67.7%
Net result€14k-€22k▲ 61.2%€15k▼ 33.2%€41k▲ 181%€1k▼ 97.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€25k€50k€75kOperating result 2022: €32k€32kNet result 2022: €14k€14kOperating result 2023: €49k€49kNet result 2023: €22k€22kOperating result 2024: €47k€47kNet result 2024: €15k€15kOperating result 2025: €83k€83kNet result 2025: €41k€41kOperating result 2026: €27k€27kNet result 2026: €1k€1k20222023202420252026
The operating result falls in 2026; 2026 is 68% below 2025 and is the lowest year so far.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €603k
Fixed assets €569k▼ 1.6%
Current assets €34k▼ 50.1%
Equity and liabilities €603k
Equity €102k▲ 0.3%
Debt €501k▼ 8.1%
The debt ratio falls from 84.3% to 83.2%: equity grows while debt is paid down.
Key figures and ratios
2026 value · change against 2025
EBITDA
€253k
2025 · €282k
Cash flow
€227k
2025 · €241k
Solvency
16.8%
2025 · 15.7%
Current ratio
0.27
2025 · 0.56
Quick ratio
0.27
2025 · 0.56
Debt / equity
4.94
2025 · 5.38
ROE
1.1%
2025 · 41.0%
ROA
0.2%
2025 · 6.4%
Interest coverage
10.80
2025 · 11.81
Debt
€501k
2025 · €545k
Debt ≤ 1 year
€127k
2025 · €122k
Debt > 1 year
€374k
2025 · €405k
Income taxes
€2k
2025 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2026 against 2025
Balance sheet Code20252026
Assets
Total assets20/58€646k€603k
Fixed assets21/28€578k€569k
Tangible fixed assets22/27€578k€569k
Land and buildings22€318k€293k
Plant, machinery and equipment23€5k€9k
Furniture and vehicles24€38k€28k
Leasing and similar rights25€38k€26k
Other tangible fixed assets26€180k€212k
Financial fixed assets28€0-
Current assets29/58€69k€34k
Amounts receivable within one year40/41€20k€12k
Trade receivables40€0€4k
Other amounts receivable41€20k€8k
Cash at bank and in hand54/58€43k€16k
Deferred charges and accrued income490/1€6k€7k
Equity and liabilities
Total equity and liabilities10/49€646k€603k
Equity10/15€101k€102k
Contributions10/11€40k€40k=
Reserves13€61k€61k=
Distributable reserves133€61k€61k=
Profit (loss) carried forward14€742€1k
Amounts payable17/49€545k€501k
Amounts payable after more than one year17€405k€374k
Financial debts170/4€345k€264k
Other amounts payable178/9€60k€110k
Amounts payable within one year42/48€122k€127k
Current portion of amounts payable after more than one year42€108k€81k
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€11k€30k
Suppliers440/4€11k€30k
Taxes, remuneration and social security45€2k€7k
Taxes450/3€2k€5k
Remuneration and social security454/9-€3k
Other amounts payable47/48€2k€8k
Accrued charges and deferred income492/3€17k€496
Income statement Code20252026
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€200k€226k
Other operating charges640/8€5k€3k
Gross operating margin9900€287k€256k
Operating profit (loss)9901€83k€27k
Financial income75/76B€625€33
Recurring financial income75€625€33
Financial charges65/66B€24k€23k
Recurring financial charges65€24k€23k
Profit (loss) for the period before taxes9903€59k€3k
Income taxes67/77€18k€2k
Profit (loss) for the period9904€41k€1k
Profit (loss) for the period to be appropriated9905€41k€1k
Appropriation of the result
Profit (loss) to be appropriated9906€42k€2k
Profit (loss) brought forward from the previous period14P€130€742
Transfer to equity691/2€40k€0
To the legal reserve6920€0-
To other reserves6921€40k€0
Profit to be distributed694/7€859€833
Return on contributions (dividend)694€859€833

The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2027, expected by 31-01-2028
2026
10-08
NBB filing Annual accounts filed
fiscal year 2026 · micro schema
2025
19-08
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Highest result since 2019net €41k ▲181%
Net result €41k, the highest in the series.
30-06
Financial Equity above €100kEq €101k ▲67%
5 profitable years in a row build equity to €101k.
2024
20-11
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
30-08
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2022
16-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
15-07
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
30-06
Financial Back to profitnet €13k
Net result €13k after one loss-making year.
2020
22-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
30-06
Financial Weakest financial yearnet €-54k ▼2296%
Net result drops to €-54k, the lowest in the series; recovery starts the following year.
2019
31-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
31-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
09-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 directors, no change since 2023
Saskia Ottevaere
Director · since 21-02-2023
Current
21-02-2023 Saskia Ottevaere: Appointed as Director
07-11-2022 Johan Priem: Resigned as Director
Location & real-estate footprint
Registered office, Ingelmunster · 2 establishment units since 2014
establishment All 2 establishment units on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Nijverheidstraat 128770 Ingelmunster
Ground area
3,370 m²
Building footprint
1,015 m²
Volume, LiDAR
5,098 m³
2 parcels, Flanders · tallest building 10.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
LIGHT & MORE
Nijverheidstraat 12, 8770 IngelmunsterConstruction of utility projects for electricity and telecommunications
since 20142.233.407.776
Light&More
Vlasbloemstraat 8, 8770 IngelmunsterConstruction of utility projects for electricity and telecommunications
since 20192.322.287.985
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36007C0722/00H000 Flanders 2,772 m² 1 · 232 m² 10.5 m · 2 fl.
36007C0601/00M002 Flanders 598 m² 1 · 783 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

2 categories
LIGHT & MORE BV40138
category P2, class 1 · category P3, class 1
decision 11-04-2022

Similar companies · same sector, comparable size

Of 3,379 companies in sector 90393 we hold annual accounts for 930. 757 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded17-06-2014
Fiscal year end30-06
Activities, NACEBEL
90393Specialised image, lighting and sound technical services
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.