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Lifestyle concepts

Active
Private limited companyfounded 1982active for 43 yearsZannekinstraat 16, 8020 Oostkamp, BelgiumKBO/BCE: BE 0423.487.944
Summary

Lifestyle concepts has been active since 1982 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5,296 and a net result of -€172. Equity has been shrinking by about 16% per year since 2018. If that trend continues, it turns negative around financial year 2026. Its solvency ranks better than 42% of 2,602 sector peers (NACE 85, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-12-1982 Normal situation
Activity
Other education NACE 85599and 5 others
Establishment unit
2.021.920.161 8020 Oostkamp, since 01-01-1983
Financial year end
31 December
Peppol
Reachable since 02-04-2026

Board and ownership

Board
  • Verdonck AnnickDirector · since 17-01-2020

Financial position

93 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€2,816
Turnover
≈ €10,000
estimated
Loss
€172
▼ 98.8%
Equity
€5,296
Total assets
€15,439
▲ 0.2%
Score breakdownlowers riskSize: total assets €15,439Sector: Education (NACE 85)Founded in 1982Figures for financial year 2025 (filed on 13-07-2026)Show the evidence

Checked score

Score 2025
93 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 46% of micro companies in education (NACE 85)
Financial strength · tick: 2024
Average
Solvency 59+59
equity 34.3% of total assets
Liquidity 27+4
short-term debt 61.4% · cash 7.0%
Profitability 67+67
return on assets -1.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,822 companies, NACE 85, micro)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.3%▼ -0.2 percentage points vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.3%● unchanged vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.3%● unchanged vs 11-2025 01-2026: 0.3%● unchanged vs 12-2025 02-2026: 0.3%● unchanged vs 01-2026 03-2026: 0.3%● unchanged vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: < 0.1%▼ -0.4 percentage points vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 41% of them on solvency, 13% on liquidity, 38% on profitability and 92% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Size: total assets €15,439
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Education (NACE 85)
KBO
lowers risk · Founded in 1982
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Figures for financial year 2025 (filed on 13-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 days early
2024
20 days early
2023
43 days early
2022
61 days early
2021
11 days early
2020
60 days late
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 July (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€172 View
  • Positive: Filed on time since financial year 2021accounts within the deadline every year 5 years View

Recent changes

  1. · Gazette deed Incorporation
All 13 events

Comparable companies

These companies have the same main activity as Lifestyle concepts: other education (NACE 85599). They are comparable in size and age: total assets between €8,300 and €31,800, founded between 1968 and 1995.

CompanyTotal assetsGross margin
Lifestyle concepts Oostkamp€15,439€2,816
WAREGEM INDUSTRIE ONDERWIJS Waregem€31,799€3,523
THIRD EYE De Haan€9,771€4,443
INFO SERVICE PLUS Houthalen-Helchteren€24,677€4,344
LE SOUFFLE Ukkel€14,253€826
HUNGENAERT Roeselare€8,301-€5,767
Ikigai Company Turnhout€9,103€5,075
Full comparison

Key facts about Lifestyle concepts

What is the company number of Lifestyle concepts?
The company number of Lifestyle concepts is 0423.487.944. The VAT number is the same number with BE in front: BE 0423.487.944.
Where is Lifestyle concepts based?
The registered office is at Zannekinstraat 16, 8020 Oostkamp.Company details
What does Lifestyle concepts do?
According to the KBO register, the main activity is other education (NACE 85599).
What is the legal form of Lifestyle concepts?
The legal form of Lifestyle concepts is Private limited company (BV).
When was Lifestyle concepts founded?
Lifestyle concepts was founded on 29-12-1982.
Is Lifestyle concepts still active?
Yes, Lifestyle concepts is an active enterprise in the KBO register.
What is the turnover of Lifestyle concepts?
The turnover in financial year 2025 is ≈ €10,000. This figure is estimated from the gross margin of €2,816 and 42 comparable companies (NACE 855). It probably lies between €6,900 and €21,000. It is a rough estimate. In financial year 2018 turnover was €72,144.Financials
Is Lifestyle concepts profitable?
In financial year 2025, Lifestyle concepts made a loss of €172.
Where can I find the annual accounts of Lifestyle concepts?
Lifestyle concepts filed 43 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Lifestyle concepts due?
Lifestyle concepts must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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