Equity
-€42,157
Debts exceed assets in financial year 2025.
LIFEFUTURE
Lifetime
5 annual accounts with figures on one time axisGross marginpeak €7,396 (2022)
€2,065▲ €3,957
Resultlowest -€18,396 (2024)
-€13,754▲ €4,642
Equitypeak €8,167 (2021)
-€42,157▼ €13,754
Debts
€246,160▲ 46.0%
Board1 name since 2025
1 directorDelphine LANSSENS
Documentsfilings and deeds
24-06-202637 days before the deadline
2025abbreviated format
Gross margin from -€1,892 to €2,065Loss of €13,754Appointment: Delphine LANSSENS (managing director) 17-03Equity from -€28,403 to -€42,157Debts from €168,589 to €246,160Cash from €336 to €61,647
Key points
from the 2025 annual accountsLosses
-€52,157 in five years
Every financial year from 2021 to 2025 closed with a loss. 2024 was the heaviest.
Turnover
≈ €7,200 estimated
The accounts state no turnover.
Debts
€246,160 121% of the balance sheet
Financial debts 27%Suppliers 0%Taxes and wages 0%Other 72%
Of this, €184,190 falls due within a year.
Investments
€7,510 1.5 × depreciation
Green is investment, beige is depreciation. Machinery stands 2368.0% higher than in 2024.
Position in the sector
-20.7%
Lower solvency than 91% of companies in real estate. Sector median 30.7% · 11,271 companies.
Checked score
53
Fair
Financially stronger than 16% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,628 companies (NACE 68, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.0%
01-2025: 2.0%● unchanged vs 12-2024
02-2025: 2.0%● unchanged vs 01-2025
03-2025: 2.0%● unchanged vs 02-2025
04-2025: 2.1%▲ +0.1 percentage points vs 03-2025
05-2025: 2.2%▲ +0.1 percentage points vs 04-2025
06-2025: 2.2%● unchanged vs 05-2025
07-2025: 2.2%● unchanged vs 06-2025
08-2025: 2.2%● unchanged vs 07-2025
09-2025: 2.2%● unchanged vs 08-2025
10-2025: 2.3%▲ +0.1 percentage points vs 09-2025
11-2025: 2.1%▼ -0.2 percentage points vs 10-2025
12-2025: 2.1%● unchanged vs 11-2025
01-2026: 2.1%● unchanged vs 12-2025
02-2026: 2.0%▼ -0.1 percentage points vs 01-2026
03-2026: 2.1%▲ +0.1 percentage points vs 02-2026
04-2026: 2.1%● unchanged vs 03-2026
05-2026: 2.1%● unchanged vs 04-2026
06-2026: 2.0%▼ -0.1 percentage points vs 05-2026
07-2026: 2.0%● unchanged vs 06-2026
08-2026: 2.3%▲ +0.3 percentage points vs 07-2026
09-2026: 2.7%▲ +0.4 percentage points vs 08-2026highest value
10-2026: 0.8%▼ -1.9 percentage points vs 09-2026lowest value
11-2026: 0.8%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€42,157
No registered site in the KBO
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €204,003
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 10% of them on solvency, 30% on liquidity, 13% on profitability and 12% on growth.
The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,564 companies had the same profile as LIFEFUTURE has now. Each dot stands for 4 companies, two years later.
88.9%
were still trading
5.4%
stopped another way
5.1%
went bankrupt
Another 0.6% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of LIFEFUTURE itself is lower: 0.8% within 12 months. It rests on far more data about LIFEFUTURE than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,564 companies, not a prediction for LIFEFUTURE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.34 (0.01 in 2024), below 1. Short-term debt is 90.3% and cash 30.2% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year -€42,157
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
37 days early
2024
59 days early
2023
61 days early
2022
40 days early
2021
89 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 5 accounts on average 22 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- Delphine LANSSENSdeed of 17-03-2025
- Patrick LECOUTREdeed of 17-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0758452797
Appointment: Delphine LANSSENS (managing director)
Delphine LANSSENS is a shareholder · Patrick LECOUTRE is a shareholder · General meeting of 28-02-2025 · Gazette deed
Incorporation
published on 18-11-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Total assets | Gross margin | Solvency | Staff |
|---|---|---|---|---|
| LIFEFUTURE Mouscron | €204,003 | €2,065 | -20.7% | - |
| ERRARD IMMO Virton | €256,853 | €2,837 | -13.1% | - |
| Sporthive & Consult Wortegem-Petegem | €285,942 | €2,436 | 65.4% | - |
| MATT-IMMO Soignies | €103,863 | €1,774 | -144.7% | - |
| MARTEAU IMMO Charleroi | €258,223 | €3,083 | -12.6% | - |
| IMMO LUMMEN Antwerp | €264,756 | €1,481 | 91.1% | - |
| CORPORENT Lasne | €194,016 | €959 | 46.4% | - |
These companies have the same main activity as LIFEFUTURE: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €104,000 and €286,000, founded between 2017 and 2023.
Official details
Source: KBO- Status
- Active since 16-11-2020Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203
- Financial year end
- 31 December
- Peppol
- Reachable since 10-08-2026
Annual accounts 2025
- Total assets
- €204,003▲ 45.5%
- Filing
- Filed on 24-06-2026, 37 days before the end of the filing period
Insights on LIFEFUTURE
LIFEFUTURE files the abbreviated format. That format states no turnover. The gross margin fell from €3,504 in 2021 to €2,065 in 2025.
In March 2025, the Official Gazette published the appointment of Delphine LANSSENS as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIFEFUTURE
- What is the company number of LIFEFUTURE?
- The company number of LIFEFUTURE is 0758.452.797. The VAT number is the same number with BE in front: BE 0758.452.797.
- Where is LIFEFUTURE based?
- The registered office is at Gelijkheidstraat 61b, 7700 Mouscron.Company details
- What does LIFEFUTURE do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of LIFEFUTURE?
- LIFEFUTURE is a private limited company (BV).
- When was LIFEFUTURE founded?
- LIFEFUTURE was founded on 16-11-2020.
- Is LIFEFUTURE still active?
- Yes, LIFEFUTURE is an active enterprise in the KBO register.
- What is the turnover of LIFEFUTURE?
- The turnover in financial year 2025 is ≈ €7,200. This figure is estimated from the gross margin of €2,065 and 31 comparable companies (NACE 68203). It probably lies between €2,800 and €16,000. It is a rough estimate. In financial year 2023 turnover was €14,508.Financials
- Is LIFEFUTURE profitable?
- In financial year 2025, LIFEFUTURE made a loss of €13,754.
- Where can I find the annual accounts of LIFEFUTURE?
- LIFEFUTURE filed 5 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LIFEFUTURE due?
- LIFEFUTURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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