Life Cycle Planners

Active

Private limited companyfounded 2018active for 7 yearsLindestraat 114, 1785 Merchtem, BelgiumKBO/BCE: BE 0716.706.076

Summary

The computed 12-month bankruptcy probability of Life Cycle Planners is 3.7% (moderate). The 2025 annual accounts show negative equity (-€977) and a net result of -€993. Equity is shrinking by about 32% per year across the filed financial years. The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

Life Cycle PlannersActive

Risk analysis Report Compare

Activity

Activity not known

Size

€0total assets 2025

Equity: -€977
Loss: -€993

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 3.7%

Too few figures to score

Structure

LAEREMANS LisaDirector

Accounts filed 31 days late1 of 2 deeds read

Signalsraises riskNo main activity registeredNo registered site in the KBOLatest accounts 31 days late; 1 of the last 3 lateFounded in 2018Negative equityneutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

3.7% Moderate

0%0.5%1.5%4%10%≥ 25%

About 4 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 3.9% 12-2024: 3.9%● unchanged vs 11-2024 01-2025: 3.9%● unchanged vs 12-2024 02-2025: 3.9%● unchanged vs 01-2025 03-2025: 3.6%▼ -0.3 percentage points vs 02-2025 04-2025: 3.9%▲ +0.3 percentage points vs 03-2025 05-2025: 4.0%▲ +0.1 percentage points vs 04-2025 06-2025: 4.5%▲ +0.5 percentage points vs 05-2025 07-2025: 4.6%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 2.9%▼ -1.7 percentage points vs 07-2025 09-2025: 2.9%● unchanged vs 08-2025 10-2025: 2.9%● unchanged vs 09-2025 11-2025: 2.9%● unchanged vs 10-2025 12-2025: 2.9%● unchanged vs 11-2025 01-2026: 2.9%● unchanged vs 12-2025 02-2026: 2.9%● unchanged vs 01-2026 03-2026: 3.1%▲ +0.2 percentage points vs 02-2026 04-2026: 3.3%▲ +0.2 percentage points vs 03-2026 05-2026: 3.5%▲ +0.2 percentage points vs 04-2026 06-2026: 1.4%▼ -2.1 percentage points vs 05-2026lowest value 07-2026: 1.5%▲ +0.1 percentage points vs 06-2026 08-2026: 2.5%▲ +1.0 percentage point vs 07-2026 09-2026: 3.7%▲ +1.2 percentage points vs 08-2026 10-2026: 3.7%● unchanged vs 09-2026

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

raises riskneutral

No main activity registered

KBO

No registered site in the KBO

KBO · seat and establishments

Latest accounts 31 days late; 1 of the last 3 late

NBB · filings

Founded in 2018

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year -€977

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 7 filings

Deviation from the deadline

2025

31 days late

2024

14 days early

2023

5 days early

2022

29 days late

2021

92 days late

2020

31 days late

2019

396 days late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 80 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 43 days of that day).

Companies Code · seven months

Where today falls in the filing period

22-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage