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LIFE CONSULTANCE

Active
Private limited companyfounded 2013active for 13 yearsHèvremont (Etoile) 137, 4830 Limbourg, BelgiumKBO/BCE: BE 0525.687.243
Summary

LIFE CONSULTANCE has been active since 2013 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €50,338 and a net result of -€1,535. Equity is growing by about 38% per year across the filed financial years. Its solvency ranks better than 45% of 4,314 sector peers (NACE 74, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

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LIFE CONSULTANCEActiveChecked score 87/100
Risk analysis ReportCompare

Overview

Activity
Photography, excluding press photography
NACE 74201Computer consultancy and computer facilities management NACE 62200
9th oldest company in Limbourg, Professional and technical services sector1 site
Size
€111,375total assets 2025
Staff
1 FTE
Equity
€50,338
Loss
-€1,535
Turnover not published (micro format)
Financial health
87 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Structure
2025 accounts filed 61 days late1 of 8 deeds summarised
Why 87raises riskLast filed accounts filed 61 days late; 1 of the last 3 lateLoss of €1,535 (financial year 2025)lowers riskLiquidity: current ratio 1.50, cash €25,036Sector: Other professional, scientific and technical activities (NACE 74)Show the evidence

Checked score

Score 2025
87 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 42% of its sector peers (NACE 74, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Strong
Solvency 70+9
equity 45.2% of total assets
Liquidity 56-8
short-term debt 45.3% · cash 22.5%
Profitability 67-28
return on assets -1.4%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (5,421 companies, NACE 74, micro)
Last 24 months 11-2024: 1.5% 12-2024: 1.5%● unchanged vs 11-2024highest value 01-2025: 0.3%▼ -1.2 percentage points vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.3%● unchanged vs 06-2025 08-2025: 0.5%▲ +0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.3 percentage points vs 01-2026 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.2%● unchanged vs 05-2026lowest value 07-2026: 0.2%● unchanged vs 06-2026 08-2026: 0.3%▲ +0.1 percentage points vs 07-2026 09-2026: 0.4%▲ +0.1 percentage points vs 08-2026 10-2026: 0.2%▼ -0.2 percentage points vs 09-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.5, compared with 1.38 in 2024, below the usual 1.5; short-term debt: 45.3% and cash: 22.5% of total assets), and 54.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 74, micro): better than 47% on solvency, 46% on liquidity, 36% on profitability and 37% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskraises risk
raises risk · Last filed accounts filed 61 days late; 1 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 1.50, cash €25,036
NBB · annual accounts
lowers risk · Sector: Other professional, scientific and technical activities (NACE 74)
KBO
raises risk · Loss of €1,535 (financial year 2025)
NBB · annual accounts
raises risk · 2025 accounts filed 61 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-09-2026, 61 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
61 days late
2024
30 days late
2023
26 days late
2022
70 days late
2021
22 days late
2020
16 days late
2019
62 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 41 days after the deadline; the sector median (NACE 74) for financial year 2024 is 3 days before the deadline, and 38% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Where today falls in the filing period
27-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Annual accounts filedfinancial year 2024 · micro…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Positive: 9th oldest company in Limbourg, Professional and technical services sectorin the Checked rankings No. 9 View
  • Caution: Latest accounts filed lateafter the legal deadline 61 days View
  • One director decidessole director in office 1 View

By topic

Financials

Financial year
2025
Total assets
€111,375
Loss
-€1,535
Solvency
45.2%
Total assets▼ 22.5%
Net result
20182025
Go to Financials

Timeline

Events
18
Since
2014
Next accounts
by 31-07-2027
  1. 05-01-2024Resignation: SOMERS Grégory Robert Edmond (manager)
  2. 31-12-2023Back to profit
  3. 31-12-2023Liquidity more than doubled
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Photography, excluding press photographyNACE 74201
Founded
03-04-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
24
Annual meeting
Second Friday of June at 18:00
Purpose
“L'achat,la vente,l'importation,l'exportation,l'initiation,la formation,la mise à la…” (deed in French)
Go to Articles of association

Key facts about LIFE CONSULTANCE

What is the company number of LIFE CONSULTANCE?
0525.687.243. In Belgium the VAT number is the company number with BE in front: BE 0525.687.243.
Where is LIFE CONSULTANCE based?
The registered office is at Hèvremont (Etoile) 137, 4830 Limbourg.Company details
What does LIFE CONSULTANCE do?
According to the KBO register, the main activity is photography, excluding press photography (NACE 74201).
What is the legal form of LIFE CONSULTANCE?
Private limited company (BV).
When was LIFE CONSULTANCE founded?
On 03-04-2013.
Is LIFE CONSULTANCE still active?
Yes, LIFE CONSULTANCE is an active enterprise in the KBO register.
How many employees does LIFE CONSULTANCE have?
On average 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of LIFE CONSULTANCE?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is LIFE CONSULTANCE profitable?
In financial year 2025, LIFE CONSULTANCE made a loss of €1,535.
Where can I find the annual accounts of LIFE CONSULTANCE?
LIFE CONSULTANCE filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LIFE CONSULTANCE due?
By 31-07-2027, for financial year 2026.Timeline

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