Financials
- Fiscal year
- 2025
- Total assets
- €1.0m
- Profit
- €12,972
- Solvency
- 98.1%
Total assets▼ 4.3%
Net result
20182025
LIEVEN SCHEPPERS
ActiveSummary
LIEVEN SCHEPPERS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €12,972. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 95% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220NACE 74142
#8 company by equity in Tremelo, Professional and technical services sector1 site
Size
€1.0mtotal assets 2025
- Equity
- €1.0m
- Profit
- €12,972
Turnover not published (abridged schema)
Structure
- Holdings
- 1
Accounts filed 31 d late0 of 2 deeds read
Why 91- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 47.27, cash €22,190+ Size: total assets €1.0m+ Equity €1.0m (98.1% of total assets)Show the evidence
Checked score
Score 2025
91
/ 100
Excellent
Probability in this band: under 0.55%
Better than 46% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Average
Solvency
100=
equity 98.1% of total assets
Liquidity
53-1
short-term debt 1.9% · cash 2.1%
Profitability
20=
return on assets 1.2%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 8 months
03-2026: 0.1%
04-2026: 0.1%▲ +0.9% vs 03-2026
05-2026: 0.1%▲ +0.9% vs 04-2026
06-2026: 0.1%▼ -9.3% vs 05-2026lowest value
07-2026: 0.1%▲ +9.3% vs 06-2026
08-2026: 0.2%▲ +79.5% vs 07-2026highest value
09-2026: 0.1%▼ -34.8% vs 08-2026
10-2026: 0.1%● 0.0% vs 09-2026
- Latest accounts 31 days late; 2 of the last 3 late raises the probability
- Liquidity: current ratio 47.27, cash €22,190 raises the probability
- Size: total assets €1.0m lowers the probability for this profile
- Equity €1.0m (98.1% of total assets) lowers the probability
Credit up to €90,000 at 30 days acceptable
Liquidity ample (current ratio 47.27 against 12.3 in 2024; short-term debt: 1.9% and cash: 2.1% of total assets), and 1.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 41%, profitability 14%, growth against the median 44%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
41 d early
2022
77 d early
2021
101 d early
2020
12 d early
2019
95 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 21 June (4 of the last 5 filed years within 71 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Liquidity quadruplescurrent ratio 47.27
- Annual accounts filedfiscal year 2024 · micro…
Key points
By topic
Network & group
- Holdings
- 1
- Connected companies
- 1
1 holding
Timeline
- Events
- 27
- Since
- 2010
- Next accounts
- by 31-07-2027
- 31-08-2026Annual accounts filed
- 31-12-2025Liquidity quadruples
- 30-09-2025Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 21-05-2002
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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