LIEVEN GARDIN
ActiveSummary
LIEVEN GARDIN has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €25k and a net result of €20k. Its solvency ranks better than 29% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
52
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability78
Solvency34
Growth-
Track record67
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.08; short-term debt: 91.2% and cash: 17.6% of total assets), and 91.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
8.8%
Return on assets
7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
8 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€25k
Total assets
€284k
Net result
€20k
Working capital
€21k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €284k
Fixed assets
€4k
Current assets
€280k
Equity and liabilities €284k
Equity
€25k
Debt
€259k
Debt finances 91.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€33k
Cash flow
€21k
Current ratio
1.08
Quick ratio
0.42
Debt to equity
10.36
ROE
80.0%
ROA
7.0%
Interest coverage
16.84
Debt ≤ 1 year
€259k
Income taxes
€10k
Staff costs
€82k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€284k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Plant, machinery and equipment23€4k
Current assets29/58€280k
Stocks and contracts in progress3€171k
Stocks30/36€171k
Amounts receivable within one year40/41€55k
Trade receivables40€55k
Other amounts receivable41€8
Cash at bank and in hand54/58€50k
Deferred charges and accrued income490/1€4k
Equity and liabilities
Total equity and liabilities10/49€284k
Equity10/15€25k
Contributions10/11€5k
Reserves13€20k
Distributable reserves133€20k
Amounts payable17/49€259k
Amounts payable within one year42/48€259k
Financial debts43€25k
Credit institutions430/8€25k
Trade debts44€69k
Suppliers440/4€69k
Taxes, remuneration and social security45€34k
Taxes450/3€24k
Remuneration and social security454/9€9k
Other amounts payable47/48€131k
Income statement
Code2025
Remuneration, social security and pensions62€82k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k
Other operating charges640/8€6k
Gross operating margin9900€121k
Operating profit (loss)9901€32k
Financial income75/76B€6
Recurring financial income75€6
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€30k
Income taxes67/77€10k
Profit (loss) for the period9904€20k
Profit (loss) for the period to be appropriated9905€20k
Appropriation of the result
Profit (loss) to be appropriated9906€20k
Transfer to equity691/2€20k
To other reserves6921€20k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
23-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hille 1908750 WingeneGround area
2,134 m²
Building footprint
216 m²
Volume, LiDAR
1,350 m³
Parcel 37019C0328/00P000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
LIEVEN GARDIN
since 20242.364.628.584
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019C0328/00P000 | Flanders | 2,134 m² | 1 · 216 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CAR-ESSE
BE 1001.159.665
Roeselare · Eq €25,010
AUTONOV
BE 0786.209.051
Nivelles · Eq €24,964
M.v. CARS
BE 1012.397.116
Brussel · Eq €25,046
GTC Motor
BE 0782.771.885
Charleroi · Eq €24,928
CET SYSTEMES
BE 1008.304.508
Sint-Genesius-Rode · Eq €25,085
Of 10,671 companies in sector 47811 we hold annual accounts for 5,222. 2,847 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-09-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47811Retail sale of cars and light vans (up to 3.5 tonnes)
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
29100Manufacture of motor vehicles, trailers and semi-trailers
47820Retail sale of motor vehicle parts and accessories
95314Bodywork repair (including spraying and painting)
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.