LIEVE HEER
ActiveLIEVE HEER has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €15k. Equity is growing by ~21.4% per year across the filed fiscal years. Its solvency ranks better than 29% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency30▲+30
Growth78=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-09-2026, 40 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
40 d late
2024
on the day
2023
82 d late
2022
252 d late
2021
257 d late
2020
24 d late
2019
137 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€3k
2024 · €-12k
2018: €-100k
2019: €-90k
2020: €-87k
2021: €-71k
2022: €-66k
2023: €-45k
2024: €-12k
2018 → 2025
Total assets
€62k▲ 48.9%
2024 · €42k
2018: €13k
2019: €35k
2020: €29k
2021: €21k
2022: €73k
2023: €57k
2024: €42k
2018 → 2025
Net result
€15k▼ 53.4%
2024 · €32k
2018: €524
2019: €10k
2020: €3k
2021: €15k
2022: €5k
2023: €22k
2024: €32k
2018 → 2025
Working capital
€-15k▲ 46.4%
2024 · €-29k
2018: €-104k
2019: €-93k
2020: €-91k
2021: €-76k
2022: €-98k
2023: €-67k
2024: €-29k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-71k-€-66k▲ 7.2%€-45k▲ 32.5%€-12k▲ 72.8%€3k
Operating result€16k-€7k▼ 55.1%€24k▲ 226%€34k▲ 40.8%€17k▼ 50.6%
Net result€15k-€5k▼ 66.8%€22k▲ 320%€32k▲ 50.9%€15k▼ 53.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 51% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €62k
Fixed assets
€18k▼ 16.0%
Current assets
€43k▲ 122%
Equity and liabilities €62k
Equity
€3k
Debt
€59k
Debt finances 95.2% of the balance-sheet total.
Key figures and ratios
EBITDA
€21k▼
2024 · €41k
Cash flow
€19k▼
2024 · €39k
Solvency
4.8%▲
2024 · -29.2%
Current ratio
0.74▲
2024 · 0.40
Quick ratio
0.66▲
2024 · 0.31
Debt / equity
19.75▲
2024 · -4.42
ROE
507.6%
ROA
24.5%▼
2024 · 78.2%
Interest coverage
8.01▼
2024 · 21.17
Debt
€59k▲
2024 · €54k
Debt ≤ 1 year
€59k▲
2024 · €48k
Staff costs
€231k▲
2024 · €161k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€62k▲
Fixed assets21/28€22k€18k▼
Tangible fixed assets22/27€22k€18k▼
Land and buildings22€18k€16k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€955€476▼
Current assets29/58€20k€43k▲
Stocks and contracts in progress3€5k€5k▲
Stocks30/36€5k€5k▲
Amounts receivable within one year40/41€848€38k▲
Other amounts receivable41€848€38k▲
Cash at bank and in hand54/58€14k€881▼
Equity and liabilities
Total equity and liabilities10/49€42k€62k▲
Equity10/15€-12k€3k▲
Contributions10/11€34k€34k=
Outside capital11€34k-
Other1109/19€34k-
Profit (loss) carried forward14€-46k€-31k▲
Amounts payable17/49€54k€59k▲
Amounts payable after more than one year17€5k-
Financial debts170/4€5k-
Amounts payable within one year42/48€48k€59k▲
Current portion of amounts payable after more than one year42-€950
Trade debts44€13k€12k▼
Suppliers440/4€13k€12k▼
Advances received on contracts in progress46€1k-
Taxes, remuneration and social security45€34k€46k▲
Taxes450/3€18k€46k▲
Remuneration and social security454/9€16k-
Other amounts payable47/48€106-
Income statement
Code20242025
Remuneration, social security and pensions62€161k€231k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€4k▼
Other operating charges640/8€3k€5k▲
Gross operating margin9900€205k€257k▲
Operating profit (loss)9901€34k€17k▼
Financial income75/76B€705€1k▲
Recurring financial income75€705€1k▲
Financial charges65/66B€2k€3k▲
Recurring financial charges65€2k€3k▲
Profit (loss) for the period before taxes9903€32k€15k▼
Profit (loss) for the period9904€32k€15k▼
Profit (loss) for the period to be appropriated9905€32k€15k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-46k€-31k▲
Profit (loss) brought forward from the previous period14P€-79k€-46k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 40 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €32k ▲50.9%
Operating result €34k, net result €32k, both a record.
21-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 82 days late
08-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 252 days late
2023
14-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 257 days late
2021
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
15-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 137 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Groendalstraat 182000 AntwerpenGround area
123 m²
Building footprint
91 m²
Volume, LiDAR
785 m³
Parcel 11803C1705/00D000, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Salon de Thé-Claude
since 20082.172.802.968
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C1705/00D000 | Flanders | 123 m² | 1 · 91 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAntwerpen2.172.802.968
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Of 20,506 companies in sector 56111 we hold annual accounts for 11,453. 3,689 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2001
Fiscal year end31-12
Activities, NACEBEL
22250
56101Full-service restaurants
56111Full-service restaurants
18130Pre-press and pre-media services
47279Other retail sale of food
47299Retail trade
47559Retail sale of other household articles
47599Retail trade
47792Retail sale of second-hand clothing
47793Retail sale of other second-hand goods, excluding clothing
52502
55203Holiday cottages, homes and apartments
55232
90201Performing arts by independent artists
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.