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LIERS AUTO CENTER

Active Private limited companyfounded 2005active for 20 yearsHoogveldweg 91, 2500 LierKBO/BCE: BE 0877.988.570 subsidiary of DE MOBILITEITSMAKELAAR#8 company by staff growth in Lier, Wholesale and retail trade sector
Part of the group ERVA & C° 13 companies
See the group

Lifetime

20 annual accounts with figures on one time axis
peak €30.6m (2024)
€29.8m▼ 2.7%
lowest -€51,271 (2010)
€3,405▲ 377%
peak €2.6m (2017)
€1.9m▲ 0.2%
€6.4m▲ 31.9%
peak 32.7 FTE (2020)
31.2 FTE▲ 8.3%
Board6 names since 2020
4 directorsDE MOBILITEITSMAKELAAR and 3 others
Owners2 names in the annual accounts
Documentsfilings and deeds
07-07-202624 days before the deadline
2025financial year
Result from €714 to €3,405Staff from 28.8 FTE to 31.2 FTEPermanent representatives: Marc Marissen and Katleen Segers 07-104 directors reappointed 31-07Debts from €4.8m to €6.4mCash from €42,427 to €24,222

Key points

from the 2025 annual accounts

Equity

€1.9m ▲ 0.2%

LIERS AUTO CENTER has made a profit without a break since 2011.

Debts

€6.4m 77% of the balance sheet
Financial debts 76%Suppliers 15%Taxes and wages 4%Other 5%

€130,970 of the debts are secured on the company's own assets. In 2021 that was €433,035.

Staff

35 employees on 31-12-2025
101220219122022111120232625202439342025

In 2025, 39 people joined and 34 left.

Checked score

66
Healthy
Financially stronger than 26% of small companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.4% across 3,699 companies (NACE 47, small).

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.5%● unchanged vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 0.5%▼ -0.2 percentage points vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.5%● unchanged vs 02-2026 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.7%▲ +0.1 percentage points vs 06-2026 08-2026: 0.9%▲ +0.2 percentage points vs 07-2026highest value 09-2026: 0.9%● unchanged vs 08-2026highest value 10-2026: 0.9%● unchanged vs 09-2026highest value 11-2026: 0.9%● unchanged vs 10-2026highest value

Financial strength
Weak

48-5equity 22.7% of total assets
9-6short-term debt 75.4% · cash 0.3%
34+2return on assets 0.0%

Score breakdown

raises risk
Liquidity: current ratio 1.29, cash €24,222
Size: turnover €29.8m, 31.2 FTE, total assets €8.2m
Equity €1.9m (22.7% of total assets)
lowers risk
Founded in 2005
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 39% of them on solvency, 8% on liquidity, 19% on profitability and 38% on growth.

The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 4,685 companies had the same profile as LIERS AUTO CENTER has now. Each dot stands for 12 companies, two years later.

97.0%
were still trading
1.9%
stopped another way
1.1%
went bankrupt
  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

That fits the bankruptcy probability of LIERS AUTO CENTER itself: 0.9% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 4,685 companies, not a prediction for LIERS AUTO CENTER. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity is tight, with a current ratio of 1.29 (1.42 in 2024), below the usual 1.5. Short-term debt is 75.4% and cash 0.3% of total assets. 77.3% of the assets are financed with debt and provisions.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.29, cash €24,222
NBB · annual accounts
raises risk · Size: turnover €29.8m, 31.2 FTE, total assets €8.2m
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Founded in 2005
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Equity €1.9m (22.7% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
29 days early
2023
29 days early
2022
31 days early
2021
44 days early
2020
43 days early
2019
58 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 37 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
08-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

DM
Chair, Eric Baumers
EC
Director
FB
Director
MA
Auditor, Katleen Segers
Board & ownership

Recent changes

Appointment: Moore Audit BV (statutory auditor) Permanent representative: Katleen Segers · General meeting of 30-06-2026 · Gazette deed
Permanent representatives: Marc Marissen and Katleen Segers Gazette deed
4 directors reappointed Filip Boogaerts, Eva Cools, DE MOBILITEITSMAKELAAR NV and Jelle Van de Gender · Permanent representative: Eric Baumers · General meeting of 24-06-2025 · Gazette deed
Appointments: VAN dE GENDER Jelle (director) and DE MOBILITEITSMAKELAAR (chair of the board and managing director) “Groot- en kleinhandel,invoer en uitvoer van alle nieuwe en tweedehands fietsen,elektrische…” (deed in Dutch) · General meeting of 08-12-2023 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
LIERS AUTO CENTER Lier €29.8m 0.8% 22.7% 31.2
NB Antwerp €32.9m -2.7% 22.8% 25.4
AUTOMOTIVE GROUP Roeselare €29.1m 1.7% 48.0% 30.4
Percy Motors Automobiles Wavre €34.6m 1.6% 7.2% 28
Metropool Kempen Herentals €38.5m 4.7% 10.9% 28
METROPOOL ZUID Aartselaar €34.4m 2.1% 2.4% 28.7
FMA Wijnegem €44.4m 3.8% 32.9% 21.2
-10%0%10%20%€50m€500m€5bnLIERS AUTO CENTEREBIT margin

Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.

These companies have the same main activity as LIERS AUTO CENTER: retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811). They are comparable in size and age: total assets between €7.6m and €12m, founded between 1997 and 2008.

Official details

Source: KBO
Status
Active since 15-12-2005Normal situation
Activity
Retail sale of cars and light vans (up to 3.5 tonnes)NACE 47811and 6 others
Joint committees
112Garages
200Auxiliary committee for white-collar workers · annual accounts 2025
Establishment unit
2.151.342.6102500 Lier, since 30-01-2006
Financial year end
31 December
Peppol
Reachable since 20-11-2020
Company details

Annual accounts 2025

€8.2m▲ 23.1%
Employeeson 31-12-2025
35▲ 16.7%
Filing
Filed on 07-07-2026, 24 days before the end of the filing period
Financials

Companies linked to LIERS AUTO CENTER

Insights on LIERS AUTO CENTER

LIERS AUTO CENTER has existed since 2005. Turnover grew from €13.5m in 2009 to €29.8m in 2025 and staff from 22 to 31.2 full-time equivalents.

Solvency fell in 2025 from 27.9% to 22.7%.

DE MOBILITEITSMAKELAAR holds all the shares. In March 2024, the Official Gazette published the appointment of DE MOBILITEITSMAKELAAR as managing director.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about LIERS AUTO CENTER

What is the company number of LIERS AUTO CENTER?
The company number of LIERS AUTO CENTER is 0877.988.570. The VAT number is the same number with BE in front: BE 0877.988.570.
Where is LIERS AUTO CENTER based?
The registered office is at Hoogveldweg 91, 2500 Lier.Company details
What does LIERS AUTO CENTER do?
According to the KBO register, the main activity is retail sale of cars and light vans (up to 3.5 tonnes) (NACE 47811).
What is the legal form of LIERS AUTO CENTER?
LIERS AUTO CENTER is a private limited company (BV).
When was LIERS AUTO CENTER founded?
LIERS AUTO CENTER was founded on 15-12-2005.
Is LIERS AUTO CENTER still active?
Yes, LIERS AUTO CENTER is an active enterprise in the KBO register.
How many employees does LIERS AUTO CENTER have?
LIERS AUTO CENTER had an average of 31.2 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does LIERS AUTO CENTER fall under?
In its 2025 annual accounts, LIERS AUTO CENTER states joint committees 112 (Garages) and 200 (Auxiliary committee for white-collar workers).
What is the turnover of LIERS AUTO CENTER?
The turnover of LIERS AUTO CENTER was €29.8m in financial year 2025, according to the filed annual accounts.
Is LIERS AUTO CENTER profitable?
In financial year 2025, LIERS AUTO CENTER made a profit of €3,405.
Where can I find the annual accounts of LIERS AUTO CENTER?
LIERS AUTO CENTER filed 20 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LIERS AUTO CENTER due?
LIERS AUTO CENTER must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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