LIEBERT
ActiveLIEBERT has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €-14k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 92% of 907 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 8.13 against 3.09 in 2024), and 8.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
91.8%
Return on assets
-18.5%
Age of the figures
8 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€14k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
9 d early
2023
27 d early
2022
3 d early
2021
1 d early
2020
11 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€68k▼ 16.8%
2024 · €81k
2018: €61k
2019: €66k
2020: €68k
2021: €79k
2022: €85k
2023: €84k
2024: €81k
2018 → 2025
Total assets
€74k▼ 29.0%
2024 · €104k
2018: €64k
2019: €68k
2020: €70k
2021: €81k
2022: €87k
2023: €105k
2024: €104k
2018 → 2025
Net result
€-14k▼ 454%
2024 · €-2k
2018: €5k
2019: €5k
2020: €2k
2021: €11k
2022: €6k
2023: €-2k
2024: €-2k
2018 → 2025
Working capital
€43k▼ 0.8%
2024 · €44k
2018: €59k
2019: €64k
2020: €66k
2021: €78k
2022: €56k
2023: €29k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€79k-€85k▲ 7.5%€84k▼ 2.0%€81k▼ 2.9%€68k▼ 16.8%
Operating result€12k-€6k▼ 47.7%€-2k€-2k▼ 46.3%€-14k▼ 469%
Net result€11k-€6k▼ 48.1%€-2k€-2k▼ 43.0%€-14k▼ 454%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €74k
Fixed assets
€24k▼ 37.8%
Current assets
€49k▼ 23.6%
Equity and liabilities €74k
Equity
€68k▼ 16.8%
Debt
€6k▼ 73.0%
The debt ratio falls from 21.7% to 8.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €13k
Cash flow
€1k▼
2024 · €13k
Solvency
91.8%▲
2024 · 78.3%
Current ratio
8.13▲
2024 · 3.09
Quick ratio
7.94▲
2024 · 3.03
Debt / equity
0.09▼
2024 · 0.28
ROE
-20.2%▼
2024 · -3.0%
ROA
-18.5%▼
2024 · -2.4%
Interest coverage
14.60▼
2024 · 165.06
Debt
€6k▼
2024 · €22k
Debt ≤ 1 year
€6k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€104k€74k▼
Fixed assets21/28€39k€24k▼
Tangible fixed assets22/27€39k€24k▼
Furniture and vehicles24€39k€24k▼
Financial fixed assets28€135€135=
Current assets29/58€65k€49k▼
Stocks and contracts in progress3€1k€1k=
Stocks30/36€1k€1k=
Amounts receivable within one year40/41€15k€14k▼
Trade receivables40€9k€9k▲
Other amounts receivable41€7k€5k▼
Cash at bank and in hand54/58€46k€32k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€104k€74k▼
Equity10/15€81k€68k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€13k€-663▼
Amounts payable17/49€22k€6k▼
Amounts payable within one year42/48€21k€6k▼
Trade debts44€553€6k▲
Suppliers440/4€553€6k▲
Other amounts payable47/48€20k€0▼
Accrued charges and deferred income492/3€2k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€15k▼
Other operating charges640/8€796€726▼
Gross operating margin9900€14k€2k▼
Operating profit (loss)9901€-2k€-14k▼
Financial charges65/66B€82€83▲
Recurring financial charges65€82€83▲
Profit (loss) for the period before taxes9903€-2k€-14k▼
Profit (loss) for the period9904€-2k€-14k▼
Profit (loss) for the period to be appropriated9905€-2k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-663▼
Profit (loss) brought forward from the previous period14P€15k€13k▼
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-14k
Net result drops to €-14k, the lowest in the series.
31-12
Financial
Liquidity triplescurrent ratio 8.13
Current ratio from 3.09 to 8.13; short-term debt falls from €21k to €6k.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €11k ▲496%
Operating result €12k, net result €11k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Halle · 1 establishment unit since 1997
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanhamstraat 31501 HalleGround area
195 m²
Building footprint
89 m²
Volume, LiDAR
702 m³
Parcel 23013A0024/00T003, Flanders · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Vanhamstraat 3, 1501 Halle
since 19972.083.339.373
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23013A0024/00T003 | Flanders | 195 m² | 1 · 89 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
V'SPA
BE 0832.507.250
Spa · Eq €67k
SOUND AND LIGHT SHOW LASERS - SKY TRACER
BE 0454.958.902
Ath · Eq €67k
CARESTA
BE 0445.653.236
Antwerpen · Eq €66k
TH SIGNA
BE 1021.833.137
Ham-sur-Heure-Nalinnes · Eq €66k
JARDIFLORAL
BE 0430.912.107
Chaudfontaine · Eq €66k
Of 1,186 companies in sector 77399 we hold annual accounts for 709. 437 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded19-08-1997
Fiscal year end31-12
Activities, NACEBEL
50200
77399Renting and leasing of other machinery, equipment and tangible goods
95311General maintenance and repair of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.