Skip to content

Lie

Active
Private limited companyfounded 199827 yrs activeBloemenhof 1, 2500 Lier, BelgiumKBO/BCE: BE 0464.988.306
Summary

Lie has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,217 and a net result of €1,680. Equity is shrinking by ~31.2% per year across the filed fiscal years. Its solvency ranks better than 34% of 4801 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▲+10
Solvency32▲+2
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 27 years 0 30 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
11 d early
2024
30 d late
2023
59 d late
2022
32 d late
2021
31 d late
2020
60 d late
2019
92 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 42 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 48% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 24 December 1998, Lie was incorporated.1 Total assets went from EUR 257,752 in 2018 to EUR 99,906 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

Go further with this company

Your own company? See how customers, suppliers and banks see it and what to improve first.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€7,217▲ 30.3%
2024 · €5,537
Total assets
€99,906▼ 5.7%
2024 · €105,939
Net result
€1,680
2024 · -€6,519
Working capital
-€88,123▲ 5.6%
2024 · -€93,351
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€5,915€2,492
Net result-€6,519below the sector's middle half€1,680within the sector's middle half
Equity€47,481within the sector's middle half=€30,394within the sector's middle half▼ 36.0%€30,394within the sector's middle half=€5,537within the sector's middle half▼ 81.8%€7,217within the sector's middle half▲ 30.3%
Total assets€159,555within the sector's middle half=€131,340within the sector's middle half▼ 17.7%€131,340within the sector's middle half=€105,939within the sector's middle half▼ 19.3%€99,906within the sector's middle half▼ 5.7%
Debt€112,074=€100,946▼ 9.9%€100,946=€100,402▼ 0.5%€92,689▼ 7.7%
Working capital-€40,321below the sector's middle half=-€78,559below the sector's middle half▼ 94.8%-€78,559below the sector's middle half=-€93,351below the sector's middle half▼ 18.8%-€88,123below the sector's middle half▲ 5.6%
Solvency29.8%within the sector's middle half=23.1%within the sector's middle half▼ 6.6pp23.1%within the sector's middle half=5.2%within the sector's middle half▼ 17.9pp7.2%within the sector's middle half▲ 2.0pp
Current ratio0.41below the sector's middle half=0.10below the sector's middle half▼ 0.310.10below the sector's middle half=0.07below the sector's middle half▼ 0.030.05below the sector's middle half▼ 0.02
Return on assets (ROA)-6.2%below the sector's middle half1.7%within the sector's middle half▲ 7.8pp
Staff (FTE)
above within below the middle half (P25 to P75) of NACE 96, Personal service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€7,500-€5,000-€2,500€0€2,500Operating result 2024: -€5,915-€5,915Net result 2024: -€6,519-€6,519Operating result 2025: €2,492€2,492Net result 2025: €1,680€1,68020212022202320242025-€7,500-€5,000-€2,500€0€2,500Operating result 2024: -€5,915-€5,910Net result 2024: -€6,519-€6,520Operating result 2025: €2,492€2,490Net result 2025: €1,680€1,680202320242025
The operating result returns to profit in 2025: €2,492 after a loss of €5,915 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €99,906
Fixed assets €95,340 ▼ 3.6%
Current assets €4,566 ▼ 35.2%
Equity and liabilities €99,906
Equity €7,217 ▲ 30.3%
Debt €92,689 ▼ 7.7%
Debt's share of the balance-sheet total falls from 94.8% to 92.8%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€7,439▼
2024 · €15,201
Cash flow
€6,628▼
2024 · €14,597
Debt to equity
12.84▼
2024 · 18.13
ROE
23.3%▲
2024 · -117.7%
Interest coverage
21.24▼
2024 · 48.05
Debt ≤ 1 year
€92,689▼
2024 · €100,402
Income taxes
€461▲
2024 · €288
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,082 companies that looked in July 2024 the way this one looks now, 0.8% went bankrupt within 24 months and 97% are still going.

  • Micro
  • 20 years or older
  • solvency under 10%
  • a profit under 5% of the balance sheet
0.8% went bankrupt
2.2% stopped otherwise
97% still going

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,082 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€105,939€99,906▼
Fixed assets21/28€98,888€95,340▼
Tangible fixed assets22/27€98,888€95,340▼
Land and buildings22€98,888€94,077▼
Plant, machinery and equipment23-€1,263
Current assets29/58€7,051€4,566▼
Amounts receivable within one year40/41€4,109€27▼
Trade receivables40€3,968-
Other amounts receivable41€142€27▼
Cash at bank and in hand54/58€2,292€3,629▲
Deferred charges and accrued income490/1€651€910▲
Equity and liabilities
Total equity and liabilities10/49€105,939€99,906▼
Equity10/15€5,537€7,217▲
Contributions10/11€6,205€6,205=
Reserves13€17,835€17,835=
Non-distributable reserves130/1€3,714€3,714=
Reserves not available under the articles1311€3,714€3,714=
Tax-exempt reserves132€9,621€9,621=
Distributable reserves133€4,500€4,500=
Profit (loss) carried forward14-€18,503-€16,823▲
Amounts payable17/49€100,402€92,689▼
Amounts payable within one year42/48€100,402€92,689▼
Current portion of amounts payable after more than one year42€12,039€8,180▼
Financial debts43€911-
Credit institutions430/8€911-
Trade debts44€2,686€4,116▲
Suppliers440/4€2,686€4,116▲
Taxes, remuneration and social security45€1,204€1,220▲
Taxes450/3€1,204€1,220▲
Other amounts payable47/48€83,563€79,172▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,115€4,948▼
Other operating charges640/8€1,812€2,571▲
Gross operating margin9900€17,013€10,010▼
Operating profit (loss)9901-€5,915€2,492▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€316€350▲
Recurring financial charges65€316€350▲
Profit (loss) for the period before taxes9903-€6,231€2,141▲
Income taxes67/77€288€461▲
Profit (loss) for the period9904-€6,519€1,680▲
Profit (loss) for the period to be appropriated9905-€6,519€1,680▲
Appropriation of the result
Profit (loss) to be appropriated9906-€18,503-€16,823▲
Profit (loss) brought forward from the previous period14P-€11,984-€18,503▼

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630---€21,115€4,948▼ 76.6%
Other operating charges640/8---€1,812€2,571▲ 41.9%
Gross operating margin9900---€17,013€10,010▼ 41.2%
Operating profit (loss)9901----€5,915€2,492▲ 142%
Financial income75/76B---€0--
Recurring financial income75---€0--
Financial charges65/66B---€316€350▲ 10.8%
Recurring financial charges65---€316€350▲ 10.8%
Profit (loss) for the period before taxes9903----€6,231€2,141▲ 134%
Income taxes67/77---€288€461▲ 60.2%
Profit (loss) for the period9904----€6,519€1,680▲ 126%
Profit (loss) for the period to be appropriated9905----€6,519€1,680▲ 126%
Line20212022202320242025Change
Assets
Total assets20/58€159,555€131,340€131,340€105,939€99,906▼ 5.7%
Fixed assets21/28€131,632€122,340€122,340€98,888€95,340▼ 3.6%
Tangible fixed assets22/27€131,632€122,340€122,340€98,888€95,340▼ 3.6%
Land and buildings22€109,151€105,602€105,602€98,888€94,077▼ 4.9%
Plant, machinery and equipment23€2,481€1,738€1,738-€1,263-
Furniture and vehicles24€20,000€15,000€15,000---
Current assets29/58€27,923€9,000€9,000€7,051€4,566▼ 35.2%
Amounts receivable within one year40/41€5,968€7,343€7,343€4,109€27▼ 99.3%
Trade receivables40-€6,360€6,360€3,968--
Other amounts receivable41€5,968€983€983€142€27▼ 81.0%
Cash at bank and in hand54/58€21,914€1,102€1,102€2,292€3,629▲ 58.4%
Deferred charges and accrued income490/1€41€555€555€651€910▲ 39.9%
Equity and liabilities
Total equity and liabilities10/49€159,555€131,340€131,340€105,939€99,906▼ 5.7%
Equity10/15€47,481€30,394€30,394€5,537€7,217▲ 30.3%
Contributions10/11€6,205€6,205€6,205€6,205€6,205=
Reserves13€17,835€17,835€17,835€17,835€17,835=
Non-distributable reserves130/1€3,714€3,714€3,714€3,714€3,714=
Reserves not available under the articles1311€3,714€3,714€3,714€3,714€3,714=
Tax-exempt reserves132€9,621€9,621€9,621€9,621€9,621=
Distributable reserves133€4,500€4,500€4,500€4,500€4,500=
Profit (loss) carried forward14€23,441€6,354€6,354-€18,503-€16,823▲ 9.1%
Amounts payable17/49€112,074€100,946€100,946€100,402€92,689▼ 7.7%
Amounts payable after more than one year17€43,830€13,387€13,387---
Financial debts170/4€43,830€13,387€13,387---
Amounts payable within one year42/48€68,244€87,559€87,559€100,402€92,689▼ 7.7%
Current portion of amounts payable after more than one year42€29,562€30,486€30,486€12,039€8,180▼ 32.1%
Financial debts43---€911--
Credit institutions430/8---€911--
Trade debts44€2,275€1,980€1,980€2,686€4,116▲ 53.3%
Suppliers440/4€2,275€1,980€1,980€2,686€4,116▲ 53.3%
Taxes, remuneration and social security45€6,576€1,108€1,108€1,204€1,220▲ 1.4%
Taxes450/3€6,576€1,108€1,108€1,204€1,220▲ 1.4%
Other amounts payable47/48€29,831€53,986€53,986€83,563€79,172▼ 5.3%
Line20212022202320242025Change
Profit (loss) for the period9904----€6,519€1,680▲ 126%
+ Depreciation and write-downs630---€21,115€4,948▼ 76.6%
Operating cash flow (approximation)---€14,597€6,628▼ 54.6%
Investment in fixed assets (approximation)-€9,292€0€2,337-€1,400▼ 160%
Change in cash--€20,812€0€1,190€1,337▲ 12.4%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
20-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Back to profitnet €1,680
Net result €1,680 after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
28-09
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 59 days late
2023
01-09
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-09
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 60 days late
2020
31-12
Financial Weakest financial yearnet -€26,273
Net result drops to -€26,273, the lowest in the series; recovery starts the following year.
31-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 92 days late
2019
31-12
Financial Liquidity triplescurrent ratio 1.36
Current ratio from 0.53 to 1.36.
31-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
31-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
29-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
No directors read yet: 0 of 6 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lier · 1 establishment unit since 2014
seat establishment The establishment unit on the map
Ground area
4,099 m²
Building footprint
248 m²
Volume, LiDAR
1,120 m³
Parcel 12392A0071/00C000, Flanders · tallest building 7.1 m, ±2 floors. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
Haartjes en staartjes
Bloemenhof 1, 2500 LierRetail sale of clothing and accessories for women, men, children and babies (general range)
since 20142.232.666.915
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12392A0071/00C000 Flanders 4,099 m² 1 · 248 m² 7.1 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Dual-learning approval

4 ended
Aanvuller (so)
ended · 2017 to 2022
Kassier (so)
ended · 2017 to 2022
Verkoper (so)
ended · 2017 to 2022
Winkelbediende (so)
ended · 2017 to 2022

Similar companies · same sector, comparable size

Of 3,790 companies in this sector we hold annual accounts for 143. 99 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded24-12-1998
Fiscal year end31-12
Activities, NACEBEL 2025
96993Pet care services, excluding veterinary services
46160Agents in the wholesale of textiles, clothing, fur, footwear and leather goods
Contact
E-mail LIE.BVBA@TELENET.BE
E-invoicing
Reachable via Peppol
Peppol ID 0208:0464988306
Also 9925:BE0464988306
Registered 16-12-2024

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.