Turnover
≈ €610,000 estimated
The micro format states no turnover.
LIBUMAT
Lifetime
1 annual account with figurespeak €230,412 (2025)
€230,412
peak €141,897 (2025)
€141,897
peak €191,897 (2025)
€191,897
€1.4m
Board3 names since 2025
1 directorMOERS Adrien Jean-Marie Guillain
Documentsfilings and deeds
30-08-202630 days late
2025micro format
Incorporation 24-021 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€1.4m 88% of the balance sheet
Financial debts 59%Suppliers 9%Taxes and wages 0%Other 32%
Of this, €272,820 falls due within a year.
Position in the sector
€141,897
Higher net result than 95% of companies in crop and animal production. Sector median €7,141 · 3,719 companies.
2025 accounts filed 30 days after the deadline
Checked score
90
Excellent
Financially stronger than 53% of micro companies in crop and animal production (NACE 01)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 5,696 companies (NACE 01, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 0.5%
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.6%● unchanged vs 06-2026
08-2026: 0.6%● unchanged vs 07-2026highest value
09-2026: 0.2%▼ -0.4 percentage points vs 08-2026lowest value
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Equity €191,897 (12.0% of total assets)
lowers risk
Sector: Crop and animal production, hunting and related service activities (NACE 01)
Size: total assets €1.6m
Figures for financial year 2025 (filed on 30-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 01, micro). It does better than 25% of them on solvency, 59% on liquidity and 73% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 118 companies had the same profile as LIBUMAT has now. Each dot is one company, two years later.
97.5%
were still trading
0.0%
stopped another way
2.5%
went bankrupt
The bankruptcy probability of LIBUMAT itself is lower: 0.2% within 12 months. It rests on far more data about LIBUMAT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 118 companies, not a prediction for LIBUMAT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €17,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is insufficient, with a current ratio of 0.91, below 1. Short-term debt is 17.1% and cash 6.3% of total assets. 88% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 30 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-08-2026, 30 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
30 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- MOERS Adrien Jean-Marie Guillain founderdeed of 24-02-2025
- AGIE de SELSATEN Benoit Marie Edmond founderdeed of 24-02-2025
- HÉGER Charles-Bernard Marie Ghislain founderdeed of 24-02-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1020216603
Incorporation
Founding capital of €50,000, 100 shares · Founders: LIBUPOM, MOERS Adrien Jean-Marie Guillain, AGIE de SELSATEN Benoit Marie Edmond and 2 others · Appointments: MOERS Adrien Jean-Marie Guillain, AGIE de SELSATEN Benoit Marie Edmond and HÉGER Harold · published on 24-02-2025 · Gazette deed
First establishment
Rue de Libut,St-Germain 61, Eghezée
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LIBUMAT Eghezée | €1.6m | €230,412 | 12.0% | - |
| Ferme Fayt Christian Scomm EA Nivelles | €1.8m | €235,482 | 5.0% | - |
| DESOT MARIJN Diksmuide | €1.7m | €330,502 | 20.1% | - |
| Loonbedrijf Jordy De Smet Lokeren | €1.2m | €141,173 | 2.8% | - |
| Loonbedrijf Dewispelaere Diksmuide | €1.5m | €383,182 | 7.3% | 2 |
| Loonservice Ameloot-Veryser Gistel | €1.0m | €135,658 | 34.2% | - |
| FIELDCENTER Ath | €2.1m | €247,336 | 9.7% | - |
These companies have the same main activity as LIBUMAT: support activities for crop production (NACE 01610). They are comparable in size and age: total assets between €953,000 and €2.1m, founded between 2023 and 2025.
Official details
Source: KBO- Status
- Active since 20-02-2025Normal situation
- Activity
- Support activities for crop productionNACE 01610
- Establishment unit
- 2.371.830.2415310 Eghezée, since 20-02-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 31-12-2025
Insights on LIBUMAT
LIBUMAT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €191,897 and a net result of €141,897.
Its solvency ranks better than 29% of 3,723 sector peers (NACE 01, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LIBUMAT
- What is the company number of LIBUMAT?
- The company number of LIBUMAT is 1020.216.603. The VAT number is the same number with BE in front: BE 1020.216.603.
- Where is LIBUMAT based?
- The registered office is at Rue de Libut,St-Germain 61, 5310 Eghezée.Company details
- What does LIBUMAT do?
- According to the KBO register, the main activity is support activities for crop production (NACE 01610).
- What is the legal form of LIBUMAT?
- LIBUMAT is a cooperative company (CV).
- When was LIBUMAT founded?
- LIBUMAT was founded on 20-02-2025.
- Is LIBUMAT still active?
- Yes, LIBUMAT is an active enterprise in the KBO register.
- What is the turnover of LIBUMAT?
- The turnover in financial year 2025 is ≈ €610,000. This figure is estimated from the gross margin of €230,412 and 44 comparable companies (NACE 01). It probably lies between €420,000 and €940,000.Financials
- Is LIBUMAT profitable?
- In financial year 2025, LIBUMAT made a profit of €141,897.
- Where can I find the annual accounts of LIBUMAT?
- LIBUMAT filed 1 annual account with the National Bank of Belgium, for financial year 2025.
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