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Librairie PAPYRUS

Active
Public limited companyfounded 1998active for 27 yearsRue Bas de la Place(NR) 16, 5000 Namur, BelgiumKBO/BCE: BE 0464.705.818
Summary

Librairie PAPYRUS has been active since 1998 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €219,695 and a net result of €114,519. Equity has been growing by about 6.7% per year since 2019. Its solvency ranks better than 41% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 11-12-1998 Normal situation
Activity
Retail trade NACE 47610and 1 other
Establishment unit
2.089.580.334 5000 Namur, since 14-12-1998
Financial year end
30 September
Peppol
Reachable since 21-10-2026

Board and ownership

Board
and 3 others

Financial position

96 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.1%
Annual accounts to 30-09-2025
Gross margin
€365,601
▲ 7.0%
Turnover
≈ €2.5m
estimated
Profit
€114,519
▲ 59.3%
Equity
€219,695
▲ 17.9%
Total assets
€778,615
▲ 5.2%
Employees on 30-09-2025
5
=
Filed on 26-11-2025, 155 days before the deadline
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 1.35, cash €400,825Founded in 1998Figures for financial year 2025 (filed on 26-11-2025)Show the evidence

Checked score

Score 2025
96 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 67% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 53+3
equity 28.2% of total assets
Liquidity 65+1
short-term debt 66.2% · cash 51.5%
Profitability 87+6
return on assets 14.7%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 0.1%highest value 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.1%● unchanged vs 06-2025 08-2025: 0.1%● unchanged vs 07-2025 09-2025: 0.1%● unchanged vs 08-2025 10-2025: 0.1%● unchanged vs 09-2025 11-2025: 0.1%● unchanged vs 10-2025 12-2025: 0.1%● unchanged vs 11-2025lowest value 01-2026: 0.1%● unchanged vs 12-2025lowest value 02-2026: 0.1%● unchanged vs 01-2026lowest value 03-2026: 0.1%● unchanged vs 02-2026lowest value 04-2026: 0.1%● unchanged vs 03-2026lowest value 05-2026: 0.1%● unchanged vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value 11-2026: 0.1%● unchanged vs 10-2026lowest value
Credit of up to €21,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (1.28 in 2024), below the usual 1.5. Short-term debt is 66.2% and cash 51.5% of total assets. 71.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 44% of them on solvency, 71% on liquidity, 82% on profitability and 71% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 1.35, cash €400,825
NBB · annual accounts
lowers risk · Founded in 1998
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 26-11-2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 26-11-2025, 155 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
155 days early
2024
146 days early
2023
160 days early
2022
155 days early
2021
123 days early
2020
21 days early
2019
136 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 128 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 26 November (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end02-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €114,519 7 years View

Recent changes

  1. · Gazette deed Appointment: Olivier Comanne (director)
  2. · Gazette deed Amendment of the articles · Resignations & appointmentsChange of role: Catherine MANGEZ, from director to director and managing director · Resignations: Delphine GREGOIRE, Natacha MANGEZ and 2 others · Appointments: Delphine GREGOIRE, Natacha MANGEZ and 2 others
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as Librairie PAPYRUS: retail trade (NACE 47610). They are comparable in size and age: total assets between €581,000 and €1.3m, founded between 1989 and 2004.

CompanyTotal assetsGross margin
Librairie PAPYRUS Namur€0.8m€0.4m
DE GROENE WATERMAN Antwerpen€0.7m€0.3m
LIBRAIRIE POINT VIRGULE Namur€0.9m€0.2m
J.E.M. DIFFUSION Brussel€0.8m€0.3m
ETS HOORNE Rebecq€1.3m€0.3m
LIBRAIRIE DES FAUBOURGS Arlon€1.2m€0.3m
ECO - JARDIN Charleroi€0.6m€0.2m
Full comparison

Key facts about Librairie PAPYRUS

What is the company number of Librairie PAPYRUS?
The company number of Librairie PAPYRUS is 0464.705.818. The VAT number is the same number with BE in front: BE 0464.705.818.
Where is Librairie PAPYRUS based?
The registered office is at Rue Bas de la Place(NR) 16, 5000 Namur.Company details
What does Librairie PAPYRUS do?
According to the KBO register, the main activity is retail trade (NACE 47610).
What is the legal form of Librairie PAPYRUS?
The legal form of Librairie PAPYRUS is Public limited company (NV).
When was Librairie PAPYRUS founded?
Librairie PAPYRUS was founded on 11-12-1998.
Is Librairie PAPYRUS still active?
Yes, Librairie PAPYRUS is an active enterprise in the KBO register.
How many employees does Librairie PAPYRUS have?
Librairie PAPYRUS had an average of 3.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Librairie PAPYRUS?
The turnover in financial year 2025 is ≈ €2.5m. This figure is estimated from the gross margin of €365,601 and 219 comparable companies (NACE 47). It probably lies between €1.4m and €3.9m.
Is Librairie PAPYRUS profitable?
In financial year 2025, Librairie PAPYRUS made a profit of €114,519.
Where can I find the annual accounts of Librairie PAPYRUS?
Librairie PAPYRUS filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Librairie PAPYRUS due?
Librairie PAPYRUS must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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