LIBRAIRIE ERASME
ActiveLIBRAIRIE ERASME has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58k and a net result of €-12k. Equity is growing by ~3.6% per year across the filed fiscal years. Its solvency ranks better than 83% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-41
Solvency99▲+5
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 3.67 against 3.15 in 2024; short-term debt: 25.7% and cash: 46.3% of total assets), and 26.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
73.8%
Return on assets
-15.7%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 05-03-2026, 56 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
56 d early
2024
1 d early
2023
1 d early
2022
2 d late
2021
5 d early
2020
38 d early
2019
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€58k▼ 17.5%
2024 · €70k
2018: €50k
2019: €59k
2020: €61k
2021: €63k
2022: €66k
2023: €70k
2024: €70k
2018 → 2025
Total assets
€78k▼ 22.5%
2024 · €101k
2018: €108k
2019: €125k
2020: €106k
2021: €95k
2022: €108k
2023: €88k
2024: €101k
2018 → 2025
Net result
€-12k
2024 · €518
2018: €18k
2019: €9k
2020: €8k
2021: €2k
2022: €9k
2023: €4k
2024: €518
2018 → 2025
Working capital
€54k▼ 18.0%
2024 · €66k
2018: €43k
2019: €54k
2020: €57k
2021: €63k
2022: €66k
2023: €70k
2024: €66k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€66k▲ 4.2%€70k▲ 5.6%€70k▲ 0.7%€58k▼ 17.5%
Operating result€4k-€11k▲ 163%€5k▼ 48.5%€873▼ 84.1%€-12k
Net result€2k-€9k▲ 259%€4k▼ 56.9%€518▼ 86.1%€-12k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €12k after €873 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €78k
Fixed assets
€4k▼ 9.7%
Current assets
€74k▼ 23.1%
Equity and liabilities €78k
Equity
€58k▼ 17.5%
Debt
€21k▼ 33.6%
The debt ratio falls from 30.6% to 26.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-11k▼
2024 · €1k
Cash flow
€-12k▼
2024 · €669
Solvency
73.8%▲
2024 · 69.4%
Current ratio
3.67▲
2024 · 3.15
Quick ratio
2.18▲
2024 · 2.14
Debt / equity
0.36▼
2024 · 0.44
ROE
-21.3%▼
2024 · 0.7%
ROA
-15.7%▼
2024 · 0.5%
Interest coverage
-20.07▼
2024 · 2.57
Debt
€21k▼
2024 · €31k
Debt ≤ 1 year
€20k▼
2024 · €31k
Income taxes
€0▼
2024 · €373
Staff costs
€44k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€101k€78k▼
Fixed assets21/28€5k€4k▼
Tangible fixed assets22/27€4k€4k▼
Plant, machinery and equipment23€4k€4k▼
Financial fixed assets28€279€279=
Current assets29/58€96k€74k▼
Stocks and contracts in progress3€31k€30k▼
Stocks30/36€31k€30k▼
Amounts receivable within one year40/41€8k€6k▼
Trade receivables40€8k€5k▼
Other amounts receivable41-€884
Cash at bank and in hand54/58€56k€36k▼
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€101k€78k▼
Equity10/15€70k€58k▼
Contributions10/11€19k€19k=
Reserves13€50k€50k=
Distributable reserves133€50k€50k=
Profit (loss) carried forward14€1k€-11k▼
Amounts payable17/49€31k€21k▼
Amounts payable within one year42/48€31k€20k▼
Trade debts44€23k€13k▼
Suppliers440/4€23k€13k▼
Taxes, remuneration and social security45€8k€7k▼
Taxes450/3€2k€618▼
Remuneration and social security454/9€6k€6k▲
Accrued charges and deferred income492/3€387€400▲
Income statement
Code20242025
Remuneration, social security and pensions62€38k€44k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€152€464▲
Other operating charges640/8€340€352▲
Gross operating margin9900€39k€33k▼
Operating profit (loss)9901€873€-12k▼
Financial income75/76B€416€1▼
Recurring financial income75€416€1▼
Financial charges65/66B€398€561▲
Recurring financial charges65€398€561▲
Profit (loss) for the period before taxes9903€891€-12k▼
Income taxes67/77€373€0▼
Profit (loss) for the period9904€518€-12k▼
Profit (loss) for the period to be appropriated9905€518€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€1k€-11k▼
Profit (loss) brought forward from the previous period14P€629€1k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-12k ▼2475%
Net result drops to €-12k, the lowest in the series.
29-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
02-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 2 days late
2022
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
13-02
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Britse-Soldaatlaan 81070 AnderlechtGround area
5,846 m²
Building footprint
2,416 m²
Volume, LiDAR
17,116 m³
2 parcels, Brussels · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
LIBRAIRIE ERASME
since 19872.030.494.862
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21307F0110/00X000indicative | Brussels | 5,293 m² | 1 · 2,268 m² | 9.4 m · 2 fl. |
| 21307E0128/00X000 | Brussels | 552 m² | 1 · 148 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteAnderlecht2.030.494.862
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TA GROUP
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DE REINAERT BVBA
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D.R. - SHOP
BE 0472.138.986
Nieuwerkerken (Limb.) · Eq €58k
Of 2,348 companies in sector 47621 we hold annual accounts for 1,246. 1,106 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-10-1987
Fiscal year end30-09
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
Sources
Crossroads Bank for EnterprisesNational Bank · 38 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.