Librairie Debray

Active

Private limited company (pre-2019)founded 194779 yrs activeRue de la Lys(TOU) 85C, 7500 Tournai, BelgiumKBO/BCE: BE 0403.496.046

Summary

The computed 12-month bankruptcy probability of Librairie Debray is 5.0% (elevated). For Librairie Debray, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€30,685) and a net result of -€2,412. The figures fluctuate too strongly year-on-year for a reliable trend projection. The company has been active since 1947 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

Librairie DebrayActive

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€21,614total assets 2023

Equity: -€30,685
Loss: -€2,412

Turnover not published (abridged schema)

Financial health

Bankruptcy chance 12 m: 5.0%

2023 figures too old to score

Structure

Accounts 432 d overdue0 of 3 deeds read

Signals- Figures for FY 2023 (filed 05-11-2024)- 2 financial years not filed after the legal deadline; latest accounts 89 days late; 3 of the last 3 late- Two or more financial years not filed+ Size: total assets €21,614+ Founded in 1947Filed after the deadlineShow the evidence

Checked score

No current score

Figures too old

The available figures for FY 2023 are too old to assess current financial health.

Bankruptcy probability: Elevated

Filing: At least two filing cycles are missing

Financial strength, FY 2023 · tick = 2022

Weak

Solvency 0=

equity -142.0% of total assets

Liquidity 50=

short-term debt 242.0% · cash 96.6%

Profitability 10-23

return on assets -11.2%

Bankruptcy probability, 12 months

5.0% Elevated

0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 11-2024: 1.1% 12-2024: 1.0%▼ -13.4% vs 11-2024 01-2025: 1.0%▼ -1.0% vs 12-2024lowest value 02-2025: 1.0%● 0.0% vs 01-2025lowest value 03-2025: 1.0%▲ +6.1% vs 02-2025 04-2025: 1.1%▲ +3.4% vs 03-2025 05-2025: 1.0%▼ -1.5% vs 04-2025 06-2025: 1.1%▲ +9.3% vs 05-2025 07-2025: 1.2%▲ +4.3% vs 06-2025 08-2025: 1.5%▲ +24.3% vs 07-2025 09-2025: 1.5%▲ +3.1% vs 08-2025 10-2025: 1.7%▲ +8.5% vs 09-2025 11-2025: 1.7%▲ +5.8% vs 10-2025 12-2025: 2.4%▲ +38.7% vs 11-2025 01-2026: 4.6%▲ +88.2% vs 12-2025 02-2026: 4.6%● 0.0% vs 01-2026 03-2026: 4.8%▲ +6.1% vs 02-2026 04-2026: 4.6%▼ -4.6% vs 03-2026 05-2026: 4.6%● 0.0% vs 04-2026 06-2026: 4.6%● 0.0% vs 05-2026 07-2026: 4.6%● 0.0% vs 06-2026 08-2026: 5.0%▲ +9.1% vs 07-2026highest value 09-2026: 5.0%● 0.0% vs 08-2026highest value 10-2026: 5.0%● 0.0% vs 09-2026highest value

Figures for FY 2023 (filed 05-11-2024) raises the probability
Size: total assets €21,614 lowers the probability for this profile
2 financial years not filed after the legal deadline; latest accounts 89 days late; 3 of the last 3 late raises the probability
Founded in 1947 lowers the probability for this profile

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Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Figures for FY 2023 (filed 05-11-2024)

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Size: total assets €21,614

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

2 financial years not filed after the legal deadline; latest accounts 89 days late; 3 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Founded in 1947

In the bankruptcy model this factor lowers the probability for this profile.

KBO

Two or more financial years not filed

Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.

NBB · 10 filings

Position against the passed deadline

31-12-2024 close31-07-2025 deadline06-10-2026 today

Filed after the deadline

The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 28-10-2024, 89 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

not confirmed

2024

not filed

2023

89 d late

2022

92 d late

2021

61 d late

2020

31 d late

2019

61 d late

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 5 accounts on average 67 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage