LIBRAIRIE AXEL
ActiveLIBRAIRIE AXEL has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €-9k. Equity is growing by ~24% per year across the filed fiscal years. Its solvency ranks better than 45% of 17987 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
12
/ 100
Critical▼ -34 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-1
Solvency45▲+21
Growth78=
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.99 against 1.01 in 2024), and 71.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
28.8%
Return on assets
-7.3%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 27-01-2026, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
4 d early
2024
6 d late
2023
on the day
2022
on the day
2021
3 d late
2020
2 d early
2019
3 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close13-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▼ 20.1%
2024 · €43k
2019: €7k
2021: €2k
2022: €26k
2023: €43k
2024: €43k
2019 → 2025
Total assets
€120k▼ 48.8%
2024 · €234k
2019: €209k
2021: €194k
2022: €209k
2023: €220k
2024: €234k
2019 → 2025
Net result
€-9k
2024 · €91
2019: €-16k
2021: €9k
2022: €24k
2023: €17k
2024: €91
2019 → 2025
Working capital
€-511
2024 · €2k
2019: €82k
2021: €72k
2022: €97k
2023: €116k
2024: €2k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2k-€26k▲ 1,579%€43k▲ 67.3%€43k▲ 0.2%€35k▼ 20.1%
Operating result€16k-€31k▲ 88.4%€23k▼ 26.2%€5k▼ 79.7%€-4k
Net result€9k-€24k▲ 177%€17k▼ 28.4%€91▼ 99.5%€-9k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €4k after €5k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €120k
Fixed assets
€35k▼ 14.5%
Current assets
€85k▼ 56.0%
Equity and liabilities €120k
Equity
€35k▼ 20.1%
Debt
€85k▼ 55.2%
The debt ratio falls from 81.5% to 71.2%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€1k▼
2024 · €11k
Cash flow
€-4k▼
2024 · €7k
Solvency
28.8%▲
2024 · 18.5%
Current ratio
0.99▼
2024 · 1.01
Quick ratio
0.17▼
2024 · 0.52
Debt / equity
2.47▼
2024 · 4.40
ROE
-25.2%▼
2024 · 0.2%
ROA
-7.3%▼
2024 · 0.0%
Interest coverage
0.29▼
2024 · 2.12
Debt
€85k▼
2024 · €191k
Debt ≤ 1 year
€85k▼
2024 · €191k
Income taxes
€272▼
2024 · €1k
Staff costs
€12k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€234k€120k▼
Fixed assets21/28€41k€35k▼
Tangible fixed assets22/27€41k€35k▼
Land and buildings22€33k€30k▼
Plant, machinery and equipment23€0-
Furniture and vehicles24€8k€5k▼
Current assets29/58€193k€85k▼
Stocks and contracts in progress3€93k€71k▼
Stocks30/36€93k€71k▼
Amounts receivable within one year40/41€40k€11k▼
Trade receivables40€2k€871▼
Other amounts receivable41€38k€10k▼
Cash at bank and in hand54/58€57k€138▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€234k€120k▼
Equity10/15€43k€35k▼
Contributions10/11€19k€19k=
Reserves13€59k€59k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€59k€59k=
Profit (loss) carried forward14€-34k€-43k▼
Amounts payable17/49€191k€85k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€191k€85k▼
Current portion of amounts payable after more than one year42€118k€4k▼
Financial debts43€546€1k▲
Credit institutions430/8€546€1k▲
Trade debts44€71k€42k▼
Suppliers440/4€71k€42k▼
Taxes, remuneration and social security45€1k€1k▲
Taxes450/3€550€700▲
Remuneration and social security454/9€764€800▲
Other amounts payable47/48-€36k
Income statement
Code20242025
Non-recurring operating income76A€6k€10k▲
Remuneration, social security and pensions62€6k€12k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7k€5k▼
Other operating charges640/8€4k€4k▼
Gross operating margin9900€21k€17k▼
Operating profit (loss)9901€5k€-4k▼
Financial income75/76B€2k€109▼
Recurring financial income75€2k€109▼
Financial charges65/66B€5k€5k▼
Recurring financial charges65€5k€5k▼
Profit (loss) for the period before taxes9903€1k€-8k▼
Income taxes67/77€1k€272▼
Profit (loss) for the period9904€91€-9k▼
Profit (loss) for the period to be appropriated9905€91€-9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-34k€-43k▼
Profit (loss) brought forward from the previous period14P€-34k€-34k▲
Transfer from equity791/2€0-
Transfer to equity691/2€0-
To contributions691€0-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Highest result since 2019net €24k ▲177%
Operating result €31k, net result €24k, both a record.
03-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2021
30-06
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
15-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
30-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
GRACZYK Axel
CurrentAdministrateur non statutaire · since 22-11-2023
22-11-2023
Appointed as Administrateur non statutaire
Location & real-estate footprint
Registered office, Flémalle · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand'Route(Flh) 4014400 FlémalleGround area
217 m²
Building footprint
44 m²
Volume, LiDAR
442 m³
Parcel 62037B0616/00H002, Wallonia · tallest building 11.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Grand'Route(Flh) 401, 4400 Flémalle
since 19942.069.460.554
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62037B0616/00H002 | Wallonia | 217 m² | 1 · 44 m² | 11.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteFlémalle2.069.460.554
Similar companies · same sector, comparable size
SULTAN TAHA
BE 0729.847.893
Sint-Jans-Molenbeek · Eq €35k
LIBRAIRIE ERIC PLAINEVAUX
BE 0835.815.148
Waremme · Eq €34k
FRALAC
BE 0479.817.923
Ukkel · Eq €35k
Hamdard
BE 0542.508.627
Antwerpen · Eq €34k
Parsa Consulting
BE 1001.767.203
Westerlo · Eq €35k
Of 2,320 companies in sector 47621 we hold annual accounts for 1,236. 1,047 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-1994
Fiscal year end30-06
Activities, NACEBEL
47620Retail trade
47621Retail sale of newspapers and periodicals
52470
47784Retail sale of souvenirs and religious articles
47786Retail trade
52497
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.