LibrAcc
ActiveSummary
LibrAcc has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €111k and a net result of €44k. Equity is growing by ~41.5% per year across the filed fiscal years. Its solvency ranks better than 89% of 12738 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency100=
Growth78=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 4.48 against 1.39 in 2024; short-term debt: 10.5% and cash: 29.9% of total assets), and 10.5% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.5%
Return on assets
35.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
1 d early
2024
31 d late
2023
37 d early
2022
7 d late
2021
17 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Financials · fiscal year 2025, micro schema
Equity
€111k▲ 39.0%
2024 · €80k
Total assets
€124k▲ 20.4%
2024 · €103k
Net result
€44k▲ 111%
2024 · €21k
Working capital
€45k▲ 404%
2024 · €9k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€13k-€33k▲ 149%€36k▲ 9.4%€26k▼ 26.1%€61k▲ 131%
Net result€10k-€23k▲ 133%€25k▲ 8.5%€21k▼ 17.2%€44k▲ 111%
Equity€11k-€34k▲ 211%€59k▲ 73.7%€80k▲ 35.1%€111k▲ 39.0%
Total assets€45k-€69k▲ 53.4%€89k▲ 28.4%€103k▲ 15.2%€124k▲ 20.4%
Debt€34k-€36k▲ 3.4%€30k▼ 14.8%€23k▼ 23.7%€13k▼ 43.8%
Working capital€-1k-€23k€46k▲ 104%€9k▼ 80.7%€45k▲ 404%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 131% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€65k ▼ 7.4%
Current assets
€58k ▲ 81.4%
Equity and liabilities €124k
Equity
€111k ▲ 39.0%
Debt
€13k ▼ 43.8%
Debt's share of the balance-sheet total falls from 22.5% to 10.5%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€66k▲
2024 · €32k
Cash flow
€49k▲
2024 · €26k
Current ratio
4.48▲
2024 · 1.39
Debt to equity
0.12▼
2024 · 0.29
ROE
39.4%▲
2024 · 26.0%
ROA
35.2%▲
2024 · 20.1%
Interest coverage
33.14▲
2024 · 18.02
Debt ≤ 1 year
€13k▼
2024 · €23k
Income taxes
€15k▲
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €3k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €5k | €7k | €7k | €6k | €5k | ▼ 7.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €4k | €1k | ▼ 65.0% |
| Other operating charges640/8 | €808 | €511 | €440 | €9k | €520 | ▼ 94.5% |
| Gross operating margin9900 | €19k | €40k | €43k | €45k | €68k | ▲ 50.3% |
| Operating profit (loss)9901 | €13k | €33k | €36k | €26k | €61k | ▲ 131% |
| Financial income75/76B | - | - | - | €15 | €20 | ▲ 34.7% |
| Recurring financial income75 | - | - | - | €15 | €20 | ▲ 34.7% |
| Financial charges65/66B | €291 | €234 | €179 | €2k | €2k | ▲ 12.1% |
| Recurring financial charges65 | €291 | €234 | €179 | €2k | €2k | ▲ 12.1% |
| Profit (loss) for the period before taxes9903 | €13k | €32k | €36k | €25k | €59k | ▲ 139% |
| Income taxes67/77 | €3k | €9k | €11k | €4k | €15k | ▲ 286% |
| Profit (loss) for the period9904 | €10k | €23k | €25k | €21k | €44k | ▲ 111% |
| Profit (loss) for the period to be appropriated9905 | €10k | €23k | €25k | €21k | €44k | ▲ 111% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €45k | €69k | €89k | €103k | €124k | ▲ 20.4% |
| Fixed assets21/28 | €27k | €20k | €15k | €71k | €65k | ▼ 7.4% |
| Tangible fixed assets22/27 | €27k | €20k | €15k | €71k | €65k | ▼ 7.4% |
| Land and buildings22 | - | - | - | €68k | €63k | ▼ 6.6% |
| Plant, machinery and equipment23 | - | - | - | €2k | €1k | ▼ 23.6% |
| Furniture and vehicles24 | €27k | €20k | €15k | €1k | €1k | ▼ 25.1% |
| Current assets29/58 | €18k | €49k | €74k | €32k | €58k | ▲ 81.4% |
| Amounts receivable within one year40/41 | €8k | €10k | €63k | €15k | €20k | ▲ 30.9% |
| Trade receivables40 | €8k | €10k | €63k | €14k | €18k | ▲ 26.8% |
| Other amounts receivable41 | - | - | - | €738 | €2k | ▲ 109% |
| Cash at bank and in hand54/58 | €9k | €38k | €9k | €16k | €37k | ▲ 125% |
| Deferred charges and accrued income490/1 | €894 | €1k | €2k | €740 | €2k | ▲ 126% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €45k | €69k | €89k | €103k | €124k | ▲ 20.4% |
| Equity10/15 | €11k | €34k | €59k | €80k | €111k | ▲ 39.0% |
| Contributions10/11 | €1k | €1k | €1k | €1k | €1k | = |
| Reserves13 | - | €20k | €40k | €40k | €40k | = |
| Distributable reserves133 | - | €20k | €40k | €40k | €40k | = |
| Profit (loss) carried forward14 | €10k | €13k | €18k | €39k | €70k | ▲ 80.5% |
| Amounts payable17/49 | €34k | €36k | €30k | €23k | €13k | ▼ 43.8% |
| Amounts payable after more than one year17 | €15k | €8k | €2k | - | - | - |
| Financial debts170/4 | €15k | €8k | €2k | - | - | - |
| Amounts payable within one year42/48 | €20k | €26k | €27k | €23k | €13k | ▼ 43.8% |
| Current portion of amounts payable after more than one year42 | €6k | €6k | €6k | €2k | - | - |
| Financial debts43 | - | - | €402 | €390 | €756 | ▲ 94.0% |
| Credit institutions430/8 | - | - | €402 | €390 | €756 | ▲ 94.0% |
| Trade debts44 | €370 | €1k | €2k | €2k | €793 | ▼ 53.3% |
| Suppliers440/4 | €370 | €1k | €2k | €2k | €793 | ▼ 53.3% |
| Taxes, remuneration and social security45 | €8k | €18k | €18k | €17k | €10k | ▼ 42.1% |
| Taxes450/3 | €8k | €18k | €18k | €17k | €10k | ▼ 42.1% |
| Other amounts payable47/48 | €5k | €1k | €252 | €1k | €1k | ▼ 8.6% |
| Accrued charges and deferred income492/3 | - | €750 | €800 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €10k | €23k | €25k | €21k | €44k | ▲ 111% |
| + Depreciation and write-downs630 | €5k | €7k | €7k | €6k | €5k | ▼ 7.8% |
| Operating cash flow (approximation) | €15k | €30k | €32k | €26k | €49k | ▲ 85.3% |
| Investment in fixed assets (approximation) | - | €0 | €-2k | €-61k | €0 | ▲ 100% |
| Change in cash | - | €28k | €-28k | €7k | €21k | ▲ 194% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
More with these figures Sector benchmark What changed Value indication
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €44k ▲111%
Operating result €61k, net result €44k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 4.48
Current ratio from 1.39 to 4.48; short-term debt falls from €23k to €13k.
31-12
Financial
Equity above €100kEq €111k ▲39%
5 profitable years in a row build equity to €111k.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
07-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 7 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 1.86
Current ratio from 0.93 to 1.86.
17-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 17 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2021
Ground area
899 m²
Building footprint
88 m²
Volume, LiDAR
1,289 m³
Parcel 11017C0071/00D000, Flanders · tallest building 23.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
LibrAcc
since 20212.315.573.805
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11017C0071/00D000 | Flanders | 899 m² | 1 · 88 m² | 23.1 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 307 EUR awarded · 307 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 175 EUR | 175 EUR |
| 2022 | 1 | 132 EUR | 132 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,173 companies in sector 69201 we hold annual accounts for 7,638. 6,499 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
Scores and ratios are computed by Checked and are not a credit decision.